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What Next After Exchange
Hi, Me and my girlfriend have just exchanged on our first house and we move in on the 24th Aug. We just wanted to know what we need to have ready for when we move in E.g Electric Gas Water Council Tax TV Many Thanks :j
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Purchase has fallen through.... what now??
Hi all :o The property we put an offer on 6 weeks ago has now fallen through :eek: ... so I would appreciate any advice as to what we do now. We have our mortgage offer through and solicitors were instructed when we put the offer in. We obviously searching like mad for a new property, cant find much as things are a bit…
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In a lucky position
I am in a lucky position to be able to afford about 180k cash for a house.(please note i am a 1st time buyer), but believe me this puts me into a situation. My choices are as follows. 1. Buy property without mortgage, wont be my ideal home. Re mortgage property about 120k and buy another smaller place (1 bed flat) and rent…
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Renting to council tenants?
Hi all, If you own a buy to let property and want to let the council use it for their tenants, is that ok? Are there certain schemes in place with councils to organise this? I have heard of it before, but not really the exact details. Any help would be appreciated. Thanks
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nil deposit
i am in the process of buying and selling and we are at exchange stage. I have received a letter today advising that the bottom of the chain has certain monies coming from simultaneous re-mortgage transactions and has not one pence for his deposit and they have suggested a simultaneous exchange and complete. having read…
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Whats the catch?
Can someone tell me what the catch is to this idea that just popped into my head! Im sure there is one otherwise everyone would be doing it: Browsing rightmove for properties overseas (for when I win the lottery;) ). Couldnt believe how cheap houses are compared to here. My idea was to save a big deposit from our jobs in…
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When Do we Book the Removal Firm?
We are nearly at the exchange of contracts stage of selling our house and buying another. My solicitor is waiting for the other solicitors to agree to 17th August as being the completion date. Looks like this will be the date it just hasn't been confirmed. Ive got a good price from a local removal firm. Do I book the…
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rage....rising....
:mad: ...oh dear. we're selling to a cash-for-property company (a division of an estate agents), and buying a property offered through an estate agent. we paid the solicitor weeks ago to carry out the searches, and heard nothing more about it so assumed all was well. meanwhile, we redid our mortgage with northern rock,…
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Are we being ripped off by letting agents?
My fiance and I live in a 1 bedroom flat in Gillingham. We've been there for 4 months and are model tenants - always pay rent on time, very house proud, etc. We have a assured shorthold tenancy agreement for a fixed term, ending this October. We would like to stay at the flat beyond this period. The letting agent has asked…
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selling direct, house on market with agent
I am helping parents sell their house, they've had an offer accepted elsewhere. My brother is trying to raise cash to buy (he has first call) but neighbour friends are also interested. Parents keen to avoid agent fees. I am concerned that these private options might come to nothing & cost the parents' new purchase Is it…
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Plough into Mortgage now, or wait till remortgage
Hi Is it better to put £10k of savings into my mortgage now, or wait till I remortgage in a year and then take a lower mortgage. If I put money in now, is it not just the interest I will be reducing rather than the capital? My mortgage is 4.99% and I can save at a higher rate than that for a year.
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Finding a place to rent
Does anyone know of any good websites where you can find a room/flat to rent. I have been looking on gumtree, but wonder if there are any other good websites that come recommended. I am looking in the London area. Cheers
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Mortgage Advice
Hi, Just after a bit of advice due to recent split from partner I have decided to move back to area that I grew up in which unfortunately means higher house prices as better area - down side would have to leave 3 bed semi with conservatory for probably a 2 bed flat - but I feel quality of life and closer to family would…
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Leaving rented flat - how to get deposit back with no probs?
Hello Just came across this forum and wondered if anybody could give me some advice please? Basically, we are leaving our current flat in 3 weeks time. Our landlord has said (obviously) that the place needs to be seen as clean and tidy before we can get our deposit back. There are a couple of problems with this...we have…
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First time buyer jargon and confused!
Hi all, I am 19, full time, good job but now been asked to move out by the mother, infact been told to move out! But how, the cheapest property i could find where i live is £140k, is a completely hell hole, 1 bed, 1st floor flat, awful - but something i would take up if i had too. Problem is, not sure if i can even affoard…
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The Truth Be Told...
More breaking news from the master himself. Doozer please do not view this latest article as I feel you are in a strange place at the moment and i don't want your mind poisoned any further. http://uk.youtube.com/watch?v=gGt6JBgXeyw
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Anyone used small claims for deposit refund??
Have just begun this process with moneyclaimonline. The statement that has come in the post from them says Northampton court-is this usual? We are nowhere near Northampton! Also when will i be able to supply the letters and documents that I have to support my case? Do we actually have to go to court and If so what is it…
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Lending Money to add to deposit
Hi Guys, A bit of advice needed. A friend of mine is the process of purchasing a house that cost £180k, she has £21k as her deposit and another friend is prepared to lend £6K to her. She has however been asked for a contract to reflect this transaction. With interest being based on the rate of increase of the value of the…
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Possible scam - should I be wary?
I'm looking for a rental property and I received an email from someone with pix of almost too-good-to be true property in my favoured area. I have asked about a viewing and she wants my name and address to send an agreement, which I must sign BEFORE viewing the property. I have rented seven properties in London and I have…
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Can they chase??
I have got a problem with my SOL's:rolleyes: ( surprise, surprise ) They are telling me that my local authority searches are going to take 4 weeks to come back ( 29 aug ), this is after telling me that they take 2 weeks (they were instructed last Thursday) I have called them to say that my sellers and me have young…
