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Transfer Of Equity
afternoon my ex girlfriend was sole ownership of our house (i am happy for this to happen) so she has contacted Northern Rock to do this. they advised getting a solicitor,which we did and they want £470 to do it! details below - can it be done cheaper?[/U] On your transfer of equity £350.00 Plus VAT on our fees currently…
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Bought and moved into new flat - leaks.
Hi We've just moved into a new flat that has been unoccupied for the past 4 months. On day one we used the loo and the sink, and our downstairs neighbour has told us there's water coming through his ceiling. It did stop though, and there weren't any problems until day 4 when we used the shower for the first time - again…
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Buyer Beware!
Apologies in advance for the rant.... My wife and I visited a housing developer’s site in August to view some houses. We were very impressed and we were offered a plot with a 6% reduction and an additional discount. The caveat was that we had to make an offer by close of play the following day. The following day was bank…
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What is an introduction from an EA?
Is it someone who has viewed your house? Or is it someone whom the EA made an appointment for and never showed up. My friends EA claims its both,so she is making all these appts for people,but they are not turning up. She is worried if she terminates with this EA and goes to another that she will need to pay fees if any of…
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Any Solicitors or People With Legal Knowledge Who Can Help Please?
Deleted this post as problem now solved!
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do all landlords do credit checks?
hi, my mum want to private rent a little flat, she has enough money for the deposit and rent etc, the only thing is due to my dad committing fraud against her - which is going through the courts, her credit rating is zero, do all landlords credit check? she is on IB at the moment waiting for an op on her hands so would get…
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Council Tax Problem
My flat mate and I recently sent through 2 council tax payments for August and September (as they were late) as 2 separate cheques for £101 in the same envelope to Westminster Council. We received a letter saying that only one cheque was received and we still owe £101. I then paid £202 online for the “apparently” missing…
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Why interest rate increases will fuel house price rises.
Rate rises are a disincentive to house builders so there will be less new houses on the market in the future. House prices are mainly controlled by supply and demand so less houses available means higher prices in the future.
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Where to buy abroad for 25K and make a killing please
Hello all you clever people out there... I have 25k sitting in an account (fairly high interest paying - don't worry) but feel it should be working harder. Don't want a mortgage I don't think so wondered where I can buy property that I don't have to do much to and can resell at a profit in a couple of years time. Has…
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Offer has been accepted- how long to wait?
Ok, this is our situation. FTB in rented, made an offer on an occupied property and had it accepted 4 weeks ago. The vendor is now looking for somewhere to buy. My question is, how long before I can apply reasonable pressure to try to hurry things up? I obviously don't want to lose the property but don't want to be seen as…
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Good solicitors in Leicestershire/ Your move conveyancing?
Does anyone know of a good solicitor in Leicestershire? I have accepted an offer today from someone who is in a rush to move. As an alternative your-move are pushing to sell their conveyancers - has anyone used them? There are a couple of complicated issues with this property so I need to use a decent one so it doesn't…
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Interest on deposit
We're just about to complete on a new-build, after exchanging contracts in March this year. For exchange, we paid a 5% deposit, which (according to our solicitors when I asked them) was passed to the builder's solicitors and has been held in the builder's solicitor's client account ever since. Now I know that solicitors…
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Best investment for under £100k
Where would anyone recommend for best investment in property for under £100k with a fairly stable rental income? Not so long ago Northern Ireland was but with house prices having risen by 25% plus each year for the last two to three years there is really nothing left at under £100k so thinking of investing in England,…
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Advice please - funding for development
Here's my position, I have the opportunity to purchase a six bedroom terraced house in my town, the property is not yet on the market, I know the seller and have already made my interest known. I will be able to get the property for 90-100k, it will need completely redirectoring and most probably double glazed, but apart…
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Advice about son--wanting to rent with a mate!
Hi My son is 20 and after a lot of discussion left uni this summer with a Foundation degree in Sport(he was going to stop on for a final year but changed his mind!).He is now back living with his dad but he is selling up and my son will have to move out. He has found himself a job----really pleased as it was his first…
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what should i do?
hello all, any advise here would be great. i have a flat worth about 120k and a mortgage of 45k, we are looking to move in about a years time as we have baby on the way and want to move away from this area, question is what should i do with my flat? i would like to keep it and rent it out but im thinking it might be a bit…
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HMO-Sinks in every room-mandatory?
Hi My wife and I have recently bought a 3 story Town House to enable our kids to get a foothold on the property ladder. Our Son lives in one bedroom with another 4 rooms let to tennants under the usual 6 month AST's. We have been told that the latest HMO regulations are now in force and this will mean we must provide…
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Instruct Solicitor Before Survey?
Just wondering if people would recommend instructing a solicitor before any survey has been carried out? Our offer has been accepted and we're hoping to get in before Christmas, so we want to get the ball rolling as soon as possible. Nonetheless, I'm just worried that, if we instruct a solicitor, they may start work and…
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Buying Private Rented property (Scotland)
I wonder if anyone can give me any advice I am looking to buy a flat that is privately rented. At the moment an eldery neighbour lives there and will be giving up the tennancy at the end of the year. I have the name of the owner from the land registary, but no address, the property is not for sale yet but i wish to contact…
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Restriction on title register?
just downloaded the title register to house I could be buying.. bit confused and wondered if anyone can help. When I've done searches to see how much the house was sold for on the normal sites it says it was last sold in 1988. However on the register it says that the property transferred to the current owner in July 1999,I…