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Buying a House ‘Offers in Excess of’- what do you think?
Looking for advice- We are first time buyers- looking at a property that’s been dropped in price form about 195,000 to 185,000. However, it says in the particulars that it’s ‘offers in excess of’ and we’re not sure how to pitch our offer. Should we come in low or start at 185,000? We are ready to proceed and not in a…
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Any comeback on dodgy survey?
I've just moved into my new house and am very concerned about a few things in the main bedroom. 1. The ceiling is severly bowing 2. The exterior wall is also bowing and the plaster appears to be blown in large areas 3. The floor 'dips' along this exterior wall and is below the level of the skirting board 4. One of the sash…
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Mortgage offer expiring
I'm having a nightmare buying experience. It's still on track to happen, but taking it's time because of a lease extension and a bunch of rubbish solicitors. I was concerned about my mortgage offer expiring before all this get sorted. It expires on the 15th Nov. I emailed my advisor about a month ago and asked her what to…
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Completion date
May seem a stupid q, but what does this actually mean? We have a completion date of next Friday, what does it involve actually? ie do we get keys then, can we start moving furniture from this date.
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Moving Day, It had to be Friday 13th!
My Brother and his family were due to move house yesterday, the removal van was half full when they received a phone call from their solicitors saying that the party buying their house, didn't have enough funds to go ahead!:eek: Now as far has my brother was concerned, they had completed and exchanged, the seller of the…
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Valuation report say price range is maximum
Hello, I am buying a house put offer for £250,000 and £7,000 F&F. The house was on the market for £265,000. Just had valuation back at it says "£250K is at the maxium within the aceptable range for this type of property. And the application should be aware that if a prompt re-sale was required, this figure may not be…
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Uhm....Simultaneous Exchange & Completion.....!!
We received a letter from our Sellers Solicitors stating that as there is no deposit, they are requiring Exchange and Completion on the same day. Well - all i can say is that im shocked at this, the thought of packing, loading the van up and to be told their is a problem, and to move back in your house as your not moving…
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Am I Exempt From CGT?
Hello I own a property up North that I rent out to a relative, whereas I live down South in a rented flat. I'm considering selling the house to upsize whilst prices in the area are still within my reach. However whether I do or not in the immediate future depends on whether I'd have to pay CGT when I sell the house. As I…
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Repossessed property. How does it work?
Hi, Weve viewed a house today that turned out to be repossessed. We were then told that an offer had been made of the full asking price (which was cheap) and that it was in todays paper serving the 7 day notice. We decided to put an offer in too so visited the estate agents to ask what the process was. He couldnt seem to…
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property with land
Hi there. I wondered if anyone could advise me. I am currently selling an end of terrace 2 bedroom house in Medway Kent. It has a 15m wide plot at the side that I have been told may be big enough to build another small cottage type property. I have not looked into planning permission but cannot see any reason why it could…
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Buying New Build Off plan is Price Negotiable?
I've seen some nice new apartment developments which I'm interested in buying an apartment in. As a first time buyer my budgets really stretched. Do you know if the advertised price is negotiable here as it generally is when purchasing an old house? The advert says things like 50% reserved already so either it's popular…
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FTB'er - Received Fixtures & Fixings Form
I'm a first time buyer, and have just received my fixures and fixings list and i'm over the moon! The seller has just got married and has relocated down south so I never actually met her, and nothing was discussed about what she was leaving me. Anyway, AT NO EXTRA COST, she is leaving me: Washing machine, Tumble dryer,…
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Loft conversion advice needed
We are probably going ahead and adding a dorma loft conversion to our 3 bed terraced house, Im planning to have stairs going up to the loft and making a fourth bedroom. What cerificates and planning do I need as we want to do it properly, also what sort of prices for inspecting etc.. Thanks
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Relocating advice please
Myself and my family are looking to relocate North. At present we live in the midlands, my hubby has a great job but unfortunately I cant settle. He has had a job offer for 6K less per year which most people think we would be mad to accept but we feel the job has potential in future years. My question is I have no idea…
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Is this a stupid idea?
We're in the process of selling our house but the sale is taking a bit longer than expected due to problems with the leasehold. We are moving to Canada and have booked our flights and leave in 2 weeks. We are planning to leave the sale in the hands of the solicitors. There are 3 of us in the chain, our buyer has sold their…
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House value
Just deciding whether to sell my house and move soon... had two estate agents around who said we could get £135000 for it.... one said upto £140000 when you have finished the new kitchen that going in... just waiting for tiles .... One of them said £135000 with a view of accepting £132000+.... thing is i think he is under…
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Buying House Seller Has Pulled Out
Hi, and thanks in advance for any help or advice! My Wife and I are going through the process of selling our house, and buying a new property, and were due to exchange contracts next week. However, the seller of the property we were buying has decided that he no longer wants to sell the property. He has told the agent he…
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Solicitors Recommendation - Arggh
My broker, whom I am swapping for another one shortly, recommended a solicitor through his packaging company. Their fees were £399 plus VAT plus disbursements. He assured me that the total fees would come to around £600 - £650. I've got them down on my mortgage application and everything. My property is £134500 Their…
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Buy to let?
Hi Guys, I currently have a mortgage with my partner. When we got the mortgage we could borrow up to about £130,000, so ended up borrowing £115,000. I'd like to get another property as an investment (for when I retire) so would like to rent this out. I don't understand mortgages enough, so if I was to apply for a buy to…
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opinion on offer
I would value you opinions on our latest offer. House been on Market 6 weeks - several viewings including a couple of seconds. Priced at 325,000. Offer came in today for 310,000. We felt it too low but is it? Potential buyer has sold his house STC. He bases this on the fact that we bought the house March 2005 for 285,000…
