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new to buying a selling property
We bought our first house many tears ago. We have bene wanting to move for many years and we are now in the position to sell and buy fingers crossed soon. We have been accepted for a homebuy (shared ownership) and have it in writing in a letter from housing association, we will buy on the normal open market. We are going…
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whats the difference betwene exchange and completion
is there a difference between excahnge and completion? i thought they happened at the same time. my house sale and purchase is set for completion on 27th October. what then? do i move on that date?
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Damage after Exchange
I am some help and advice!!, We moved house last month, when we eventually received the keys from the estate agent, we went straight round ( about 5 minutes after getting the keys ), opened the front door and was greeted with water pouring through the kitchen ceiling, !!!!!!. the toilet cistern had been cracked and flooded…
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Council Tax Arrears
hi I have fallen behing by £38 on my council tax and because I've had 2 reminder letters already this year are threatening to take me to court or pay in full. If i pay the arears in the next day or so will they let me go back to installments as i cant afford to pay it in full and i dont want to end up in court either. my…
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Conservatory with plastic roof
I went to see a house yesterday which had conservatory with what looked like a plastic roof. I was nice, but I am wondering what would the noise be like when it rains? It is open plan to the living room, so one can't shut the door. Also, how much would conservatory add to the value of the house and how much does it cost to…
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FTB - Gazumped, what next?
Finally, after 3 months of searching I have found a property that I liked. It was on the market for £330k, I've put in an offer for £315k on Monday, which was accepted. However, estate agent would not take the house of the market until valuation is done. On Friday, I had a phonecall that I was dreading - somebody else…
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Vendor paying stamp duty - question
im currently negotiating a price on a house im interested in. The vendor has now offered to pay the stamp duty. In reality do they physically pay this or is it simply knocked off the offer price? Never been in this situation before
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buying as a single parent- how can it be done?!?
with veiw to the possible ending of my relationship i have been looking v closely at what my options are. rent privatley - this would be as much if not more as the monthly morgage payment in this area. buy - with a generous share of the equity and a rough calculation of what i could borrow then i could buy a little place,…
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Radio 5 now - Key workers rule bending
Article on key workers (or not) getting SO apartments in upmarket areas of London.
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Deceitful vendor help needed!
Hi Everyone I need some advice on how to deal with a rather deceitful vendor and I think an EA whos helping the vendor in there deceitful plans. :mad: The heart of the matter is the vendors keep putting of completion/exchange dates with one excuse after another. I got yet another crock of BS friday (its allways friday I…
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Surrey - Views Pls
Hello Don't know if any of you will remember me. I was here before asking for your advice on nice areas around London. Anyway, I've now decided on Surrey and have in particular got my eye on Guildfore, Godalming and Milford. I've looked at the crime rates and school ratings on upmystreet and I've looked at rightmove to…
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Lodger agreement
Ok the time has come for me to get a lodger, need to pay my bills so will sacrafice my "me time" (hoovering nekkid) lol Does anyone have a copy of a room to rent rental agreement thingy? Think it would be sesible for me to get them to sign something! Also any tips greatfully recieved Cheers Trolley xx
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What to do with sale proceeds until I buy new property
It's a long story, but I am selling my house now and expect to complete in December but will probably not be buying immediately - perhaps around March next year or whenever I see the right property at the right price. I wondered about having my solicitor keep the sale proceeds (140K or so) in his client account rather than…
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How do you know where a nice area to live is?
Just wondered what resources are out there to allow a person to gain a more informed opinion of a prospective area they might want to buy a house in. I am aware of sites like upmystreet but these generally give statistical statements which are not very usuable. Indeed how do you folks decide where to buy? I am looking to…
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Wanting To Buy A House
I presently live in a rented house and pay £335 a month. A relative of mine is putting their house on the market and I am wondering if I would beable to get a mortgage. I have outstanding debts totalling to approx £33,000, I have a plan with Payplan and pay them £500 a month. I wanted to know if it was worth contacting…
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About to rent my flat out . . . . .
Hey peeps I am just about to rent my flat out, and just wondering if anyone has any useful tips or advice. Because of the type of flat, and the area it is likely that I will have to take DSS tennants :( Just wondering, do I need to take out any insurance ? I expect that the tennants would have their own contents insurance,…
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Putting house in joint ownership after buying
I bought a house to rent out and later discovered that if it is in joint names, i.e my wifes also, that increases Capital Gains Tax allowance. Can I now add her name in now (not planning to sell yet) or does that trigger CGT for the period in just my name? Also if I transfer it eventually to my children what is the effect?
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Electricty meter in rented flat
HI Does anyone know if you can change suppliers if you are using a token meter in a rented flat. Each flat has it's own meter and it seems to be a "proper" meter It cost £2 to run a storage heater over night and £1 to replace the hot water used for a bath, so not using those anymore but still putting at least £10 a week,…
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How far does "buyer beware" go?
I am selling to a BTL investor. There are a few niggles that we know about like having not finished off the beading on the laminate floor as we have furniture all the way in front of it & my OH managed to put a hole in the kitchen door which is hollow (we have a poster over it!) You get the idea! If she has not picked up…
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Retirement options - Advice sought
We will be lucky enough to gain £300k cash in the near future. My husband is 58 and does not want to touch his pension until he is 65yrs. He is desperately unhappy in his present job and would love to retire. What would we need to do with this money to give us sufficient income to take us to his 65th birthday. Our mortgage…
