-
tricky situation, advice please
we viewed a lovely property and submitted an offer subject to survey etc (scottish sale, posted here some time ago re another query). when the title deeds came through for our perusal, we noted the area we were told was a private driveway, by seller and on schedule, is in fact communal. the property is a block of 5 flats…
-
Waiting for mortgage forms
I'm a first time buyer and I'm getting bored/fustrated by the house buying process. We've had a mortgage in principle arranged, the survey went in weeks ago and the searches are due back this week. We are now waiting on the Portman building society to send back the documents for the mortgage - does anyone know how long…
-
Redo or sell?
Hi, I currently live in a 2 bed, thats just enough for me. This flat needs a bit of TLC to make it look nice and tidy. My dilema is, do I spend the money (somewhere around £10,000) to do this place up or do I buy a nicely done up flat with more space? I will have to extend my mortgage to pay for the bigger flat, but is it…
-
Anyone downsizing?
There are a lot of people here buying and selling houses. Everyone seems to be moving onto or up the ladder. Anyone out there downsizing?
-
Eviction letter - very long post!
Hi I am looking for advice, in advance sorry for the very long post! My mother in law remortgaged her house as wanted to invest / protect her future inheritance in property (she owned her home outright with no mortgage on it for many years before) has used the money to buy a bungalow on behalf of her son and myself her…
-
How could this happen? Solicitor error.
I thought I had heard it all, but this one has surprised me. We exchanged yesterday, for completion on the 9th, this date was always agreed from a long time ago as my buyers needed this date. (We are actually going into rented as we are buying new build and its no where near ready). Anyhow its all signed and sealed for my…
-
I need help regarding council register/houses please
hi ,i recently (last week ) registered on the council housing register.Im a 28 female living at home with my parents I have been giving 50 points so can apply for band d properties which are going to be few and far between. Im also my dads carer,he is on disabilty benefits etc so the rent is paid for us. I wanted to get my…
-
Landlord etiquette query
We have tennants in our old home, and we won't be renewing the lease next year for 2 reasons, 1: our management agency have been taken over and are now worse than useless, and 2: the house needs loads of repairs, new central heating, windows need replacing etc, and patching things up just isn't an option anymore. So we…
-
first searches by a solicitor
is it normal for them to take 14 working days for the first searches
-
claiming VAT back
I am buying a new build house and am looking to source a lot of the appliances for house kitchens/bathrooms etc myself and am wondering if anyone knows of any links on what I can claim VAT back on and how to do this? thanks
-
Yippee, the keys are waiting for us!
For anyone wanting a quick house purchase, beware. We've completed today (and I can't get the time off work :mad:). There was no chain involved on either side and I'd say that we were quite speedy in getting everything done on the buying side. Even so, it took four months and two days, which was two months longer than…
-
Gah! Why does it all ahve to be so stressful???
Not really needing advice, just need to let off steam! Everything that could have gone wrong, barring losing our buyers or house we're buying, seems to ahve gone wrong,a nd now another problem has cropped up which could cost us more money or even derail the whole chain, or which might not be a problem after all, but…
-
FTB Questions
Hi we are looking to buy our first house together, our joint income is around £40,000 and we have a £30,000 deposit. We have had an agreement in principal for up to £150,000 (we will not be using this much!!!) My main question is will a £130,000 be manageable? Also if we got a 2yr fixed rate mortgage with Nationwide for…
-
EA getting heavy
Hi all, Would like to get the boards opinion on this one. Have exchanged contracts with our vendor and everything seemed to be going well but got call from EA today asking for when we wanted completion date. We gave 20th October which is a big compromise for us as we need to give 5 weeks notice on our flat so we are…
-
Problems with Letting agent regarding bills?
I'm after some advice... We moved out of a rented flat on the 30th June this year, on the day we left we were given our meter readings by the caretaker of the block which I wrote down. The meters were in a locked cupboard which we had no access to. We duly gave the readings we were givento Elec/Water co's and paid the…
-
Time to put my house back on the market?
I accepted an offer on my house a while ago, with certain deadlines including that the sale be completed within 6 weeks. (No chain involved either end, buyer accepted the deadlines.) It's been well over the 6 weeks now but since there was clear progress being made in the early stages I was relaxed about the early…
-
VAT on soliciters fees
Can a soliciter charge VAT on a bank transfer even though the bank has billed the soliciter or myself? Finally can soliciters charge VAT on things like Water and Drainage searches, Environmental searches etc? Thanks
-
Zero Stamp Duty Zones
I have just recieved a quote for soliciters fees and it mentions a Zero Stamp Duty Zone, is there a website which can tell me if my new home falls into one of these zones? Thanks D
-
Approached By Propert Develoment Company
I would appreciate other moneysavers views / advice in relation to the below. I live in a house situated on a corner plot of land. I recently recieved a letter (Out of the blue) from a 'land acquisitions and residential development' company stating that my land has potential for property development, and basically offering…
-
Can I avoid paying income tax on rent?
I'm planning on buying a second property and renting out my first. I have been told that as long as the income I receive as rental is less than my mortgage then I will not have to pay tax on it. Is this the case? Will I be liable to pay any other tax...?
