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Buying an old electricity sub-station
We are looking to buy a small plot of land that used to house an electricity sub-station. The transformers & cabling were removed over 20 years ago and all that is left of the station is a small dilapidated brick building. The plot is quite overgrown and now contains several large trees. A Land Registry search did not show…
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Conveyancing Costs
Im a FTB and My Solicitor keeps changing the cost of the conveyancing. :mad: Firstly I had an Estimate of Cost stating that the searches would be £317.46 however they asked for a cheque for £350. So I queried the difference and received an email stating the cost of the searches would be £234. I then sent the cheque for the…
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SouthWest Wales
I'm thinking about moving to SouthWest Wales, does anybody have any experience of areas that are currently offering good value homes? I'd like 2 get a 2 bed house/cottage/terrace. I'm thing if I drew a line between Camarthen - New Quay thats the sort of area I'd like, Obviously I'm going through the web sites but I just…
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experience of joint letting - 2* estate agents
anyone used this? with the estate agents splitting the fee? have you found it brings a lot more in or not much difference?
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Rent problem advice needed
Hi All I realise this may not be the best place to ask and sorry if it is a long post. Here is the history of the problem. We live in a Leeds city council house and about 2 years ago had a problem paying the rent (Missing payment etc) in the end we got took to court by them as a result we got a CCJ to pay and told to pay…
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Buying a house with a relative - surely a bad idea?
My mother wants to buy a house with a relative. She would be putting far more equity into the new house than the relative (from the sale of the old houses). I think it's a bad idea as she has not considered all the pitfalls of who would own how much of the house. Obviously it's none of my business what she decides to do…
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How Does Process Work?
What is the process for buying a house? My fiancee and I have worked out a budget for a home working on a mortgage at 6.5% (possibly higher than what we'll pay but we're happy to use this as a guide as the house cost suits our range). Now, if we find a house and like it, do we then approach a mortgage advisor or do that…
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fixtures and fittings
Hello all, we have successfully had our offer accepted and are in the process of sorting out our mortgage and conveyancing. Our solicitor seems to be a bit reluctant to reduce the selling price by negotiating the fixtures and fittings. The seller is going to leave all his stuff (fridges, washing machine, cupboards, sofa,…
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Buying a house
Since I am in a job and still living at home with my parents, I was considering buying a house to let, as an investment for the future, can anyone offer any advice on the matter? Has anyone done it? How sucsessful would it be and how much would I have to have free a month to put towards the house? And how much would I get…
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Stamp duty threshold - selling tactics?
What ideas do people have about pitching price levels for properties valued at around the £125k mark? Is there any point in asking for this price or just over, given that the buyer then has to pay another 1%? Are there any estate agents looking in who have experience of the 'stamp duty effect'? Sorry if this has been…
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Bridging Loans
A bridging loan is a short term loan to cover buying one house before the sale of the other one is completed. I couldn't find any Forum items on this. :confused: There seem to be plenty of rip-offs but not I've found any good value. Here's what I know: Open bridge- when you need to pay for the new house but have not yet…
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Student house - rent problem
I've signed my contract to live in a student house with two of my mates. One of them ownes the house. Basically in the contract it says he will complete the interior decoration and also that he will provide sky and broadband connection. Its an 11 month contract starting last month. But i wasnt living there for that month.…
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Landlord wanting to decorate
Our landlady wants to send someone in to decorate our house next week. Can we say we don't want the work done? Ordinarily I would not mind, but the bloke who came round to give the quote was thoroughly obnoxious, had been drinking and clearly thought that people who live in rented houses are scum. I just don't want the guy…
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closing date next week - can it be done??
Hi I have viewed a property I am very interested in. The problem is, the property has a closing date of next week. I have only recently started to think about purchasing a property - with that in mind I have enquired about mortgages and can easily afford the property in question. I do not yet have a solicitor. What I want…
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Lying EA!!!
Im sorry but I really have to get this out of my system. Part upset part raving mad. When we put an offer in for our house the estate agent said they wanted a quick sale (as did vendors when we went to see the house) and that they were splitting up and chain free. Had the F&F list today only to discover oh no they havent…
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£24 000 stamp duty!!!! I feel ill.
I am having to pay £24k in tax on my house purchase, which is more than I paid for my first house in 1996!!! What i'd love to know is, how much revenue does the treasury rake in from stamp duty each year and what does Gordon Brown spend it on? Many people are now paying 3% and 4% duty on their purchases as we all watch the…
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Neighbours - should I be concerned?
I am midway through buying a new home, mine is SSTC and had survey and searches on the property I am buying. The thing is when I viewed the property the vendor told me she had lovely neighbours one side of her but said she could tell me nothing about the other side. She said they had not moved in yet. I have drove past a…
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Making an offer on a new house ...
If a new house has been on the market quite some time and is now advertised at "offers in the region of £275k" - what do you think the builders would realistically accept ??
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lease shorter than told
My boyfriend and i are right at the end of the house buying process. Where due to sign eveything on Monday. I get home from work to have a message saying the lease isn't for 75 years but for 69. How on earth can people get this wrong to start with? The property was advertised with 75 years remaining and even on my print…
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Looking at buying property in France....
Hi there, We are looking at buying a property in Normandy which we saw on the internet through an English estate agents. We have arranged a viewing of the property with the english estates agents in France who are English and a Notaries. We just need to know what the process is involved in buying a property in France, are…