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Buying a property in Spain
Hi All I am new to these forums and wanted to ask for any advice on buying property abroad. We (my husband and I) have been looking into purchasing a house in Spain with my parents and my brother (3-way split). My question is what would be the best (and cheapest) way to obtain a mortgage? We have a fair amount of equity in…
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Building Regs - help please
Hi All, need some ugent advice re buildings regs... The house we are buying has a one storey extension on the rear - next door have the same extension that looks like it was done at the same time. The seller says it was done before he moved in in 1994, but that he has never seen planning permission or buildings regs for…
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Selling Independant AND through Agent?
Guys, I'm currently for sale with an agent at £129,950. I'm considering selling independant (on the net) at £124,950, the idea is to be just under stamp duty, while offsetting the loss in sale price a little with the saving of agents fees... My question is this; can the agent object if I sell independant, and claim that…
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Where do house builders advertise their part ex houses?
I know of http://www.oakleafhomes.co.uk Which are part exs that Barrett Homes have part ex'd. Do any of you wise people know of any other sites that list the part-exs of major house builders. Ta muchly
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IR to rise again next month
Expect IR to rise again in October. Ed Balls gave clues to a 'unexpected' rise in August in a speech he made. Gordon Brown gave a speech this weekend warning of further IR rises. Whilst the BOE is supposed to be independent. Brown and Balls seem to warn the markets just before a rise. 5.5% by April next year. A 1% rise…
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House falls through, who pays solicitor>?
Hello, currently trying to sell my house but the purchaser wanted to complete last friday, but when it came to friday she told my EA that she would exchange on her house friday and on ours sometime this week. Not been able to get any more info since as the woman is not returning calls to my EA and neither is her solicitor.…
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Quick advise please
Right close to selling my 1st house (should complete this week), Its a 2 bed end of terrace in Ruislip for £260k. Rental market is only around £800/£850 round there (wont even cover my mortgage). Bought the house badly run down down and its taken a while to sort it out. Now I am getting second thoughts about selling it due…
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First Time Buyer - deposit to secure offer
Hi folks Here's my/our problem (i'm totally sick of house buying by the way the whole system is ludicrous). weeks ago we offered on a house and got rejected. We then found another house for a lot more money and got accepted. We instruceted solicitors and sorted out mortgage only for the first house to get back to us and…
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Extending the lease on my Flat?
Right there are 75 years remaing. Although I have only owned the Flat since 31/08/2006 the Management Company have said they will consider leasehold extensions. I figure its better doing it now before I improve the place adding value. Do I just need to send a letter to the management comany stating that I want to extend…
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help ? investment??
hi ive recently received a divorce settlement and its not enough to buy a flat without a mortgage (40k) and Im now loosing out on my benefits so have to pay my rent £575pcm. Im a single mum and work par time earning £5600 pa with top up of wftc. my prob is I cud prob only get 50k mortgage and with this deposit its not enuf…
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Solicitors & Making an offer on a house...
Hello all, our house is going on the market today, but on Saturday we went to have a look at 10 houses to see the 'lay of the land' as it were. We saw some overpriced dogs, some good value ones, and some beautiful about right value ones. We have decided not to go and see any of the ones we like again, as we thought it was…
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advice
Hi all, Contracts were hoping to be exchanged this week on the sale of my house and the purchase of our new house. (completion on the 29th) However, things gone slightly wrong. The house we are buying was found to have a beetle infestation and a rotten floor joist. As soon as we found out we said we wanted the work…
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Buying a flat over a shop...
I am thinking of buying a newly converted (from offices) 2 bed flat over a curtain shop, is there any way I can make sure that they will never put a takeaway under it or to the sides of it???? :confused:
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council right to buy
quick question:(just asked in another thread but got no answer sorry) if u have lived in a conucil house for 30yrs and u are entilted to max discount being 60%, will u only get £16k off the house price in wales, seems a bit low? people in our street say they only paid £39-£60k for thier council houses 5 yrs bk now worth…
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Selling to Rent
This is a query about something we are considering for the future; just want to get people's opinions . We have a house in the UK and one in Spain, both paid for and owned outright. We live in Spain at the moment, but will probably be living in England and Spain (60 40 split) if all goes according to plan by the time we…
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Need advice about Buy To Let
Could anyone please recommend a good bank/building society for a buy-to-let mortgage that doesn't want 25% deposit? Thanks.
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Looking to Buy
OK me and my GF are looking to buy a place. Probably the start of next year jan-april. We have gone to see about a mortgage and we can borrow upto 144K on 100% which is crazy!!!! I am trying to run some figures with what we make per month and what the repayments would cost but not sure how much gas, electric, water, TV,…
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Womens wages have increased house prices
I speak as a woman by the way. Way back in the 1960s when you went for a mortgage it was expected that the lady of the couple would be giving up work within the next couple of years and staying home to look after children. For this reason the building society would only take into account the money earned by the man of the…
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The Good Ole Days
I look at this forum everyday.... and mostly the posts are about problems, issues and hassles - quite often because because someone is being unreasonable, greedy or just a plain pain in the @ss! Which got me thinking... has it always been like this... Say go back 30 years - was the process much the same as it is now... was…
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Advice on buying in Canada ??
Hi Folks, Not sure if this is the right area, (mods please feel free to move it ) We are considering moving to Canada in 4-6 years time. As a way of getting to now the area (Ontario) better we are thinking about buying a house over there to use for multiple extended holidays in a residential area.... Any advice welcome on…
