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Buying a flat over a shop...

Phill_1981
Phill_1981 Posts: 38 Forumite
in House buying, renting & selling
I am thinking of buying a newly converted (from offices) 2 bed flat over a curtain shop, is there any way I can make sure that they will never put a takeaway under it or to the sides of it???? :confused:
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Comments

  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    No there isnt AFIAK

    I have freinds who have bought above a bookshop. It is now no longer a bookshop and is an "open air" fish market. ( ie they took the front and back walls out) the owners of the market decided to ignore all planning regs, restrictions and consents, and just did what they wanted & went ahead anyway. My freinds now feel constantly sick and are woken at 5 am every single morning. The council are not acting quickly enough.
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • BobProperty
    BobProperty Posts: 3,245 Forumite
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    You may also be limited as to who will lend on this and how much LTV you can get.
    A house isn't a home without a cat.
    Those are my principles. If you don't like them, I have others.
    I have writer's block - I can't begin to tell you about it.
    You told me again you preferred handsome men but for me you would make an exception.
    It's a recession when your neighbour loses his job; it's a depression when you lose yours.
  • Bargain_Rzl
    Bargain_Rzl Posts: 6,254 Forumite
    The newbuild Shared Ownership development I'm moving into has shop units (not yet let) on the ground floor, with two floors of flats above.

    When applying for my mortgage I expressed my concern that this would put me at a disadvantage and I might find myself unable to get a top-ranking rate. My mortgage broker told me that this was becoming less of an issue, especially in London, and that most lenders these days are more interested in the construction of the building.

    No problems at all getting the mortgage (Nationwide).
    :)Operation Get in Shape :)
    MURPHY'S NO MORE PIES CLUB MEMBER #124
  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    There is no way you can ever be sure there will not be a Take-Away opened under it, although anyone intending to do so should apply for planning permission, which may or may not be granted.

    However, something like a musical instrument (i.e. noisy) shop or an adult shop could open without needing any planning permission at all.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • CB1979_2
    CB1979_2 Posts: 1,335 Forumite
    seven-day-weekend wrote:
    There is no way you can ever be sure there will not be a Take-Away opened under it, although anyone intending to do so should apply for planning permission, which may or may not be granted.

    However, something like a musical instrument (i.e. noisy) shop or an adult shop could open without needing any planning permission at all.

    correct well it was about 7 years ago when my brother had a flat above a normal shop.

    boy did they regret not contesting the planning permission to turn it into a takeaway!

    basically left theri flat unmortgageable for future buyers and had to accept £40k less via a cash purchase!

    so just make sure you contest any planning application!
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Or 7 day weekend,

    that the shop owners below will just do what they want without involveing planning at all - it has happened to my mates
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • DrFluffy
    DrFluffy Posts: 2,549 Forumite
    My friend bought a flat above a restaurant. It is now a lap dancing bar. Niiice!
    April Grocery Challenge £81/£120
  • Phill_1981
    Phill_1981 Posts: 38 Forumite
    I could put up with a lap dancing bar ;)

    Seriously though, I am going to withdraw my offer - the flat is perfect for me but I couldn't live with the risk of some sort of takeaway or similar opening below - it could never happen, but i can't risk loosing all that money if it did.
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    have you got a link to it Phill

    Just being nosey like ;)
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • izoomzoom
    izoomzoom Posts: 1,564 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I used to work for a fast food chain and we had one of our head offices above the 'fried chicken' fast food brand.

    Every morning I would walk upstairs, cover my nose and mouth, open the door and run to open all the windows because the 'oil' smell had pregnated the room.

    Incidentally the factory where they prepared the chicken was worse. You gladly wore one of those masks and got the hell out of there as fast as possible.

    I no longer eat chicken .... nor red meat
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