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Getting deposit back (or not) via bank payment
Hi I am about to move out of my student house and the landlord has said to leave my bank details with him so they can transfer the deposit payment. When I paid the deposit, it was in cash. Is he allowed to do this? Becasue I am moving out of town and wouldn't be surprised if the money never arrives. Surely he has to pay…
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selling house below market value
Hello, i posted a while ago about the possiblility of selling my house and renting back, we have now seen a house that we want to rent and want a quick sale of our house. I realise that this will have to be at BMV and was wondering it anyone knew of a good company that i could contact or if you have any experience of it i…
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early repayment charge
I have sold my house stc and having just looked at my mortgage statement from the nationwide there is a early repayment chage of £932.80, this mortgage runs out on fixed rate on the 31st dec, will they make us pay all of this?????
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Choosing a Surveyor
My mum is currently buying a bungalow and needs to have it surveyed. Does anyone have any tips on how to choose a good surveyor - wants detailed survey, central heating and electrics done. Also if anyone can recommend a good one who would cover West Midlands.
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Offer Accepted - Completion End Oct - but property still on the market!
Hi all, it's been an interesting week in this movers life.... Remember our little saga... http://forums.moneysavingexpert.com/showthread.html?t=244806 After all the hassles and missed deadlines of August the chain eventually collapsed when my buyers buyer (the one whose solicitor had been insisting on the Deed of…
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Gazumped.
I have learnt so much from this website and this forum - but if anyone of you could tell me how I can make this situation better, I would be eternally grateful. Yesterday, my girlfriend and I went to view a property. The vendor had told us that if we could agree a price, they would take it off the market immediately. We…
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Renting a property whose current tenants are breaking their contract off early.
I am planning (going to sign contract soon) to rent a property from a landlady whose current tenants are breaking their agreement early and leaving soon. Is there anything to look out for? What would happen if we signed the contract to rent it, and the current tenants then refused to break theirs, meaning we were both…
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Building Regs - Headache
Hi We are just about to put our house on the market at the end of this coming week. We are worrying ourselves silly over some work we had done on the house which we didn't get building regs for at the time. The building work was to divide one large bedroom into 2 smaller bedrooms. This was done by erection of a stud wall,…
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I have an interview with a housing association
Hi everyone! This is my first post so I hope I have done it right. My husband and I have been on the waiting list with a housing association for the past three years or so. We currently live in a small one bedroom council flat, however would like to move to a bigger property in order to be able to start a family at some…
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need some advice...
we have made an offer of £145k on a property (really nice one for us and just what we want), the offer was accepted (subject to survey). the thing is the valuation survey for mortgage purposes has come back at £10k below the initial offers over asking price £120k(scottish transaction). this has meant we cant get the…
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I won't be buying that house then...
My OH and I have just sold our house and thought we had found something really different. It was one of them 2 storeys at the front, 3 storeys at the back jobbies. It had all the space we wanted and we could see so much potential. We fell in love with it on the first viewing and knew that we would have to look with our…
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Top Tip - Old Maps
Sorry if this has been posted before folks. There seem to be a few threads about surveying and doing your own survey work and such. Whenever friends of mine ask my advice when buying houses, I always tell them to have a look at the old historical maps of the area. You can usually have a look at the old County Series…
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Renting Privately, any tips and advice please
Hi I have someone interested in renting my house, its private not through a agent. Can anyopne give me any advice or tips or top 5 or 10 things that I will need to do and look out for to cover my back? I no I have to get Corgi and electric certs, I have got a tennants agreemant form to fill out, is there anything else in…
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Shared Ownership & Keyworkers
I'm hoping someone can offer some advice..... We have been offered 50% shared ownership of a 3 bedroom house in the area which my partner works as a keyworker. £70k share & rent on remaining 50% He has a poor credit history and we were previously turned down for a 100% mortgage by Nationwide when we were trying to work out…
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Buyer getting 100% mortgage - problem?
We had our offer accepted on our next house yesterday. We have two parties interested in buying our house and we were told by the lady selling us her house that she wants us to close on Wednesday so the whole process can begin. The first people are three friends who need a 100% mortgage. They asked us yesterday what it…
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Cost of replacing deeds
The bank has lost the deeds to my house. Obviously, I'm working with them to try to find a solution. That's why I'm refraining from naming and shaming at this point. However, I would like to arm myself with some information, should things not go as smoothly as I hope. Does anybody have knowledge/experience of what is…
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solicitor, surveyor & possible illegal extension
Hello Really hoping for some advice please. The house we bought and moved into in August had a substantial 2 story extension attached to it. We asked the surveyor (Home buyers survey) & solicitor to check the extension thoroughly as we noticed a couple of little things when we viewed. Both declared eveything absolutely…
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Landlady wants to increase rent by £70 a month
So, today my housemate and I receive a letter stating that the landlady wants to increase the rent by £70 a month (!?!). The reason cited for this is that the house next door is on the market for £600 which is £70 more than what we currently pay. Is this fair? I think not. I was prepared for a rent increase of around…
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Six offers in a week - sooo relieved!!!!
After my dilemmas earlier this year about whether there was a house buying season (as the estate agents told me - ie have to sell before July otherwise will never sell until next year) and very helpful posts in reply, we put our house on the market last week at what I thought was an optimistic, but not completely mad price…
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It is better to buy one big house or two smaller ones?
We are wanting to sell our house. We have the choice of buying a large house or two smaller ones, which will mean we can have another house anywhere we like in the UK. Which would you suggest is the best course of action?
