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First time buyers - will you or won't you?
Hi all, I'm a First time buyer and the volatile house market makes me think over and over again whether I should buy a property now or wait for it. I'm just wondering what other first timer buyers are thinking, hence this simple survey. Which group do you belong to? Group 1: Waiting for a house price crash and won't buy…
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Woohoo! We've had an offer!
We've finally had an offer today! Negotiated with them, got a little bit more, so all systems go now. I'm all excited!
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Quick question about carpet cleaners...
Hi guys, Just wondered if anyone can tell me where I can hire a carpet cleaner from? People are saying homebase or focus but nothing is mentioned on thier websites. Any help from anyone who has done this recently would be much appreciated!
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1988 Housing Act
I have a contract that is fixed term shorthold tenancy agreement and ends on Dec 22nd 2006. My question is. Our landlord is wanting to bring a new contract in that will replace our "All Inclusive deal" with "Rent plus Bills" deal. Now firstly, do we have to sign this new contract, or can we continue on an "All Inclusive…
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Yippeeeee....
Finally exchanged, move in a week and a half! Got some great advice on here in the buying process:T
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do unrealistic offers cost you more?
i was just wondering the kind of discounts off asking price that have been successfully achieved in the last 6-months by people on this board. Also can making an unreasonably low offer actually cost you more as the vendor becomes more stubborn and holds out for near full asking price? I have heard some people suggest…
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When to enter the housing market ?
Hi, I'm 24 been out of university a few years and many of my friends are starting to buy houses. I have toyed with the idea but found house prices to be very high for a first time buyer in the south east of England. A few of my friends are borrowing vast sums to get on the property ladder. I'm not sure if the high prices…
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How much of a survey can you do yourself?
I'd like to know how much of a survey you can do yourself. One of the risks of buying a house is that you make an offer, get accepted, then commission a survey. One of the things that can go wrong is that the survey comes back with major sticking points (see other threads) and then you negotiate with your vendor. If the…
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VAT on Solicitors Fees
I have just received a proposed cost for the sale of my current home £116750, and purchase of new home £192500 from my solicitor. They have charged £2941 + VAT for this including stamp duty and all searches, my question here is now I have picked my jaw up off the floor, can they charge VAT on searches and Stamp Duty? Isnt…
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Flat purchase in London
We are interested in purchasing a 2 bedroom flat in London; initially to rent out with a view to living in the property in about 3 years time on our return to the UK from abroad. Any ideas on suitable areas we could look at - ideally in a decent junior school catchment area - price range up to a maximum of 280K?
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Rbs Are Crap
bascially been messed around by Royalbank of scotalnd pls see part of the letter i intend to send Dear sir/madam I would like to complain with the way you dealt with our mortgage application, quite frankly I am appalled. At the end of June this year our mortgage advisor approached you regarding a 100% mortgage for £225,000…
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Royal Bank of Scotland Lecture
Apologies if its been posted before, but I thought it was a bit of an "eye opener" At first I thought it looked a bit suspect, but I've taken this link straight from the RBS website. I'm still a little confused as to why a LENDER would be so honest about the state of the property market. The last line is the most telling…
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House I'm renting may be sold. Question ?
I've renting a house for 6 weeks now but it is also up for sale but was told it had been on the market for months with no viwings. Had someone come round today to view it. Just wondering what the situation would be if it was sold. In the tenacy agreement it says "the landlord may bring the tenacy to an end at any time…
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So what would YOU do ......
OK - here we have a situation of 2 identical flats, one ground floor, one first floor both Leasehold. There is a shared driveway with parking for two cars at the rear of the property, ie, dedicated car parking spaces for both the upstairs and downstairs flats. The downstairs flat has a car parking space at the very end of…
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what rights does a co houseowner have if an ex moves a new partner in?
Hi, Hope this is the right topic area :o I wanted to ask advice about what rights you would have if you were still a co owner in a property who had moved out due to a relationship breakdown and your ex has moved in a new partner without notifying you beforehand? Would you have the right to ask the new partner to leave the…
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leasehold dilemma
Hi, Just wanted to get some advice from the house buying experts on this site. My OH and i have found a great little flat in our area that is priced at £114,995. It's perfect for us and a great price for our area. However, i found out yesterday that the lease on the property is only 74 years. Im gutted, and really…
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Cannot register my property as charge put on after completion
Hi everyone, Please can you help me. I found out from my solicitors after I completed on my property on 10th May 06 that my new property cannot be registered in my name as there is a charge on it. After some good advice on this forum I was told to get a written explanation from my solicitor to explain why this was missed…
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Due to sign contracts Monday !!! can anything happen after that??
Hi Please advise this is our first buy and sell of a property, our buyers are FTB and our vendors are buying a shop ( they have been since last yr when their prev sale fell through). When we first viewed the house they seemed keen for a quick sale as they said they could rent the shop/house above so we could move in,…
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Potential Problem with letting valuation
My mortgage lender requested that a letting valuation be carried on the property I'm in the process of buying. However he valued to property to be at £550 a month which is slightly less then my mortagage payment of £666 per month. I asked if there was anything that could be dome to the property to increase this value, he…
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Desperate to sell...eager to buy...
Hi everyone...don't worry, the weekend is almost here! To cut a very long story short. My girlfriend and I found our dream home...only to find a stubborn vendor occupying it! As a result, we have turned our attention to another property, which is equally as beautiful. The best thing about this house is that the vendor is…
