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Selling Spanish house
Not sure which board to put this query on but I am sure someone will have advice for me. We have sold our house in Spain and as the buyer is using a Spanish mortgage we will be paid with a bank draft....plus "black" money in cash!! Can we just pay this Euro bank draft into our UK bank? The Spanish banks charge 1% to clear…
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FTB Need your precious advise!!!
Hi!!! I've finally decided to buy a house for the very first time ( around 120K to 150K). What is the first thing i need to do? My income is 45K gross and presume that i can get a mortgage of 3.5 times my income. What shud be the next step? Please advise me. Regards, AA
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we've sold!
:D and the chain goes like this ftb buying our house, were buying from a couple that are buying from some one whose buying a vacant house, (hope that makes sense!) so just looking for advice on what will happen next, all the offers have been accepted and everyones got mortgages in place, so can any one advise on how long…
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Flat I like already on offer
Please I need your advice. I am interested into two newly convertled refurbished flat with share of freehold. The first floor one is on the market for £245,000, already of offer with three bedrooms,and the ground floor one is still available but for £220,000 as it has one double bedroom and one single bedroom. I really…
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Advice welcomed on a house buy
Hi All I've always been a bit of a financial ignoramus, so would welcome any advice or insight on a potential house purchase we are considering. A long post .. sorry! The question is this: We currently own a house worth around £220K (based on others in near vicinity) and we have a £90K mortgage left on it. We have been…
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Huge increase in Rent! Help
Hi, A friend and her husband have been renting a 3bedroom cottage for 18months at £300/month. The landlord is now saying he wants to increase the rent in line with the property's market value (probably £120K). They are both worried that it will be nearer £500/month and as they're struggling at £300 it's causing lots of…
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landlord causing a fuss
our landlord has decided he wants us out. now all of a sudden he seems to be kicking up a fuss about everything. we found a house really quickly and decided that instead of signing thier 2 month notice letter we had 2 days ago dated the 24th we would send our own 30 day which we are entitled to do so we can move into the…
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International property investment
Iam currently considering an investment in a scheme operated by World Capital Partners, an international property development group. you pay 10% deposit off plan, and have the option when the development is complete to either pay the balance, or have the 10% refunded + a share of any capial appreciation. i would apreciate…
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Buying a property abroad EU
I am thinking of buying a property in Prague before the Euro takes over, how does on go about such a thing, do I get a mortgage form this country? I know that I will need to pay a fee to a property agent over there to look after and rent the property out. Is
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Advice needed re. renting a home
Hi all, I'm new to the forum and after a bit of advice if possible. I'll start from the beginning - I am currently living with my parents, but due to recent circumstances they have asked me to leave home, and the only place I can really go is my girlfriend's house. Neither of us are working, but I am looking for work (I…
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Setting up a bridging loan
My H and I are first time sellers and are buying a new flat. We have agreed on an offer for our old one. A date of entry for our new place has been set for 26th May and we managed to negotiate with our buyers to change their preferred date of entry from the 17th to the 26th to save us moving out and going to live with our…
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same day exchange and completion
We are 100% FTB and have no deposit to put down on exchange so sol has suggested that we may need to 'carry out a simultaneous exchange and completion .... both occuring on the smae day'. What are the logistics of this and does everyone further up the chain have to agree?
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Fee's
Can i please ask when do the fee's (Solicitors, estate agents, 10% deposit etc) become payable? We are buying and selling (we've just acepted on offer on our property) at the same time & all our money is tied up in our property. We have £80,000 equity in our current property, so can all our fee's be paid out of this at the…
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How can we sell our house privately?
I have posted under a different thread as we are buying our 2nd house. We want to sell our house independently from the purchase of the 2nd house (as we have no mortgage at present). I have had 3 valuations so far ranging from £250k-£275K. We think our properrty is worth around £265-£270k. I know people won't be interested…
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What rights do tennants have?
What rights would a tennant have if they have lived in a privately rented house for almost 8 years and the landlord wants to sell? Does anyone have any idea or any links to help please?
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My garage roof may contain asbestos
after reading Tahiti's post about the dilema he faces with an asbestos roof, it's got me thinking. I'm now wondering if the material on half of our garage roof is also asbestos? :confused: We've accepted an offer and due a survey soon but is this going to cause a problem? The roof is in a good condition, not broken or…
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FTB - Solicitors and surveys!
Im a FTB, just had my offer accepted on a property - Exciting yet daunting! Looking for some advise please. What properties should I be looking for in a solicitor? I want this sale to go as quickly as possible as the property is practically empty and only myself and seller in the "chain". Are online solicitors worth it?…
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Buying Land for Your New Home
If you've looked and looked, but can't find the perfect combination of land and house, maybe it's time to consider building. And while buying land for your new home can seem intimidating at first, you'll find it really isn't a horrible task if you fine-tune your wants and needs before you start searching for real estate.…
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searches on council border
I am buying a house right on the borders of two local authorities - do I have to pay for two searches as one wouldn't cover a mile radius around the house? td x
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How much do i need to earn for a £60000 mortgage.
Hello everyone.Can anyone help me.Ive been offered to buy a family home which is council for 60 grand and im a single 25 year old male so how much would i need to earn per year to buy it on my own.Ive been told around 15000 per annum but nothing exact.Thankyou.
