-
Fustrated FTB
Hi everyone. I am a 20 year old FTB looking to move out of my parents house when i finnish my apprenticeship next year. There is a good chance i will be offered a job which would mean i start off on around £27.5k-32k a year. I have been looking for 2-3 bed semi's around my area which roughly go for £120-150k. on £30k a…
-
how can i speed our chain along... Getting desperate
We sold our house back in January. Our buyers sold their house immediately and they have a cash buyer. So far so good, however the house we are buying - she didn't find a new house to go to until end of Feb. We said we would really like to be in before Easter and I thought this should be possible even though the last one…
-
Building Regs
Hi Our house has been on the market for 4 weeks with only one viewing :mad: The feedback we got from the viewing was fantastic, buyers very interested but unfortunately they have a property to sell. Our house is 3 years old and in immaculate condition with no work to be done on the house. It is a case of you could just…
-
Shall we renegotiate the price?
Hi people! We just had a quote given on a few structural stuff on the house we are buying. The stuff that came out in the strucutral report are: - remaining chimney breast might need supporting in the loft - no visible lintel above the patio sliding doors - roof strengthening All of the work mentioned above would cost…
-
Wheres all the houses gone?
Has anyone else spotted this? We were expecting a slowdown from Autumn last year of people putting properties on the market. But it seems that there's a lot less going on this year than last. An estate agent told us there's not much to buy out there and there's a higher number of buyers than stuff going on for sale. Is…
-
Reality check on doing up a house please.
We love the area we've sold our house in and are quite sad to have to move away from it. A house about 2 minutes walk away has come up for auction...but can be sold prior to auction. OH saw it and loved it...I haven't seen it yet. We would need to build a 2 storey extension to turn it into what we want. It is currently…
-
house in scotland
Hi. Im looking for a house in scotland in Dundee but am not sure what websites to visit. Can anyone help me on how to go about it. many thnx
-
Help !!!! !!!! - Delayed by chain in scotland
aggrhhhhhh!!! We are selling our property to a chap moving from scotland. He has been completing his sale for the past 2 weeks, which has always not happened due to one reason or another [which has stopped us from exchanging]. we can not get to the bottom of this - our solicitor says what happens down the chain is nothing…
-
Advice needed on next stage of house purchase (hopefully)
hi all, i am a first time buyer,mortage is almost in place and there is one house i have seen (out of loads) which i really like. i had a second viewing and spoke to the owner,who was basically saying if he was offered 105K he would jump at it (the house is 3 bedroom,the one next door recently sold for 105K but was in…
-
Capital Gains Tax
:o Hi all, This is my first post and i'm new to this game so please be gentle on me ! My question is, is there anyway of avoiding CGT on a BTL property ? I have an investment property i'm looking to sell that i've never lived in. I would like to know the best way to sell and be liable for as little tax as possible. Can i…
-
Advice Needed on Selling From A Distance
I am about to sell a cottage which I own in a town 100 miles away. It is empty and I have asked a local agent to take on the sale. Any advice about selling from afar? How do I keep tabs on the selling process? Would you use a solicitor in the house's area or my own area?
-
Solicitor question
Forgive me if this question has been dealt with before or if I seem naive ..BUT....Im buying a shop with flat above......is it a good idea to use the same solicitor as the vendor to handle the sale of my property and purchase of the shop? Wouldnt it save time and money if he only has to talk to himself???? Thanks.…
-
Sell to the ex?
Hi Im hoping some of you may have been in the same position as me (or not!?) and can offer some advice on the following situation: Basically myself and my ex-girlfriend split-up amicably a couple of month ago. We were/are decorating (new kitchen / new bathroom as well as new carpets and fittings throughout). Unfortunately,…
-
Home Buying As Investment
One of those sleepless nights so just thought I'd take a straw poll. Property is a long term investment. How long do money savers think a "long term investment" actually is? :confused:
-
£65K deposit, no job yet..your suggestions
Bear with me please, I need help! I'm a FTB, currently renting a flat in Scotland. Renting is killing me financially, and I'm keen to get on the ladder. Both my other half and myself are keen to relocate to Derby. I'm a teacher, so I've got a fairly decent income of about £24K, and he does admin work, which brings our…
-
Building up a rapport with purchasers of your home
We accepted an offer on our home last week. I was the one who showed the couple round, as my wife was at work. Now they are the potential purchasers of our home, I would like to build up a friendship/rapport with them to assure them that we will do anything asked of us quickly, our solicitor is a good friend of ours, and…
-
How long between applying for mortgage and valuation
We accepted an offer on our home last Monday, and our purchasers had their mortgage application sent off on Wednesday. How long normally can we expect to have to wait for the surveyor to call me to arrange for access to the property for valuation/survey?
-
BTL tax
I read somewhere that tax on a buy to let can be paid through PAYE presumably on an estimate for the year. My question is can I get a deduction through PAYE if for example the interest repayment for a property is £500/month and rent is £450, some people say no others say possibly, does anyone have experience in doing this ?
-
Why are people such LIARS!!!!
We were supposed to be exchanging contracts last week, moving date 3rd April. this had all been agreed for months. found out today that person at top of chain claims never to have heard about the moving date of the 3rd - what a big fat liar, his solicitors secretary has since let it slip that the date was on their file! he…
-
MoneySavers predict a rise in house prices!
I thought you might be interested to read the following press release about the results of the Moneysavingexpert.com house price poll. Major change in house price sentiment, most consumers predict a rise! Latest MoneySavingExpert.com HPCC (House Price Consumer Confidence) Index There has been a dramatic turnaround in…
