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Buying an apartment at a discount?
I have been interested in buying an apartment as an investment through a company called Challoner Properties of York, where they obtain a discount from the builders then charge a finders fee of 3%, thus leaving the buyer with an attractive equity of, say,£30,000. Sounds good, and I could afford it, but with so many…
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land
hi people,right i will try and put it as simple as ican.my mother owns her own house,its on a small row of terraced houses.at the back of the houses each has a small plot of land.now for the 26 years shes been tending this plot,on saturday she had a letter pushed through her door it was of a guy who rents number 5 on her…
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rent insurance protection
Sorry for starting a few new threads around the same subject!! As a landlord is it worthwhile to have insurance protection regarding rent? Does insurance cover when tenants do not pay? Does it cover periods where the house is not occupied? ie i have no tenants? Who do landlords recommend for insurance?
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FREE House price info from YOUR MOVE
From Europe's largest independant estate agent's website Go to https://www.your-move.co.uk and click on house price check. Unlimited searches - all data direct from the UK Land Registry. Happy hunting Peter
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Holiday Home
Hi there. I am thinking of buying a plot of land in Norfolk with a view to putting a couple of holiday homes/static caravans on there for my own personal use. Has anyone got any ideas on what the planning rules are for this type of thing, and also approx costs of getting services (elec, water & waste) to the plot. It is…
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any1 ever built house on their land??
have u built or do u know anyone that has actually built a property in their garden, or on a plot of land they brought...??? also what was the cost..??
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Home Buying Advice Needed
Good Afternoon MSE Need some home buying advice. Interested in a property that has an public access alley running along one side and a number of council garages situated to one corner. These are a concern to me. Has anyone had any good/bad/indifferent experiences they could share in living beside these features?
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Buying a house - help needed!
Question for all clever MSE's out there!. My wife and I own our current house outright and we are looking to buy a house in Southern Ireland (or even this country). What we can't figure out is how to buy a house (we have very little savings) before selling our current house. Is it possible to get some sort of mortgage,…
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How to value a long leasehold
I'm just wondering if anyone has any experience of this situation. I am currently renting a basement of someone's house - it's not as bad as it sounds as the house is on a slope so it's a basement from the front but ground floor at the back. I want to buy the basement, but understand that I can only buy a long leasehold,…
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Buying the Freehold of my home
Hi, My home is leasehold and i am interested on purchasing the freehold for the property. I have been told that this is quite expensive to do but is worth while in the long run and for selling the property in the future. Can anyone offer advice on the best way to do this and is there any tips on the way of buying the…
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EA - are they telling the truth?
Hi all. we are in the process of 'trying' to sell our house. The EA dont seem to be doing anthing at all! i phoned them last week to see how things were going and he turned round to me and said that it was a shame that our house wasnt on the market last week as they had 2 first time buyers lookng at 1 bed houses and ours…
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Getting A Survey Sorted...
I'm hoping some kind peeps will be able to help a FTB who isn't entirely sure how to go about completing a survey. As far as I was aware (after reading some magazine articles and the like) you would generally use the surveyor that the bank you're borrowing from uses. Then it's up to you to ask them for either the…
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Survey - cancel under Sale of Goods & Services Act?
Hi all, Three weeks ago, I arranged for an independent survey to be done on the house we are buying, to check for damp and woodworm etc. This was to cost £30 + VAT, but would not be charged until the report was sent out to me. We arranged for the surveyor to come round on Monday 10th October, and the woman I spoke to said…
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Tenancy(Rental) Admin Fee Shams
OK here's one on behalf of MoneySavers who rent their accommodation: There is an enourmous variance in Estate Agent / Property Managment 'admin fees', coupled by an utter lack of information on what are the criteria of those mysterious background checks (...not to mention also lack of evidence that checks were really…
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Ex-council / Ex-local authority flats
This is a general query that I've had for a long time now. Why is it that ex-council flats sell at a discount to regular flats in the same area (in some cases, these discounts are as sizeable as 20-25%, esp my area in the Docklands)? Is it because there is a general stigma associated with these houses, that their upkeep…
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Offer Advice Appreciated
Hello Just joined and after a bit of advice if possible please. We put our house on the market three weeks ago after seeing a house we loved but were obviously in no posistion to put an offer in. We sold our house after 2 weeks to first time buyers who have just lost a house hence have gone as far as the mortgage booking…
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Ulster Bank Mortgages / Surveys
Hi, I really hope that some of you knowledgeable people can offer some advice. We saw a house for sale that we liked, put in offer and had it accepted. We accepted an offer on our own house the day it went up for sale. That was mid Aug. The survey has been done on both the house we are buying and our house. Both were…
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Help please item missing from house.
We have just bought a house yesterday. We went in today to clean it and a welsh dresser that was supposed to be in the sale has gone! It was in the estate agents details and the vendor told us as soon as we walked into the kitchen that it was included in the sale as she felt it went with the kitchen. This was without us…
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Surveyors Report-Please Help!!
Hi all, I am a FTB and have just received a copy of the surveyors report. In it he describes the house as the following: 1)Ex council -spoke to the previous owners and they insist that this is incorrect. The lady (their mother, who has died) lived their for 40 years and it was never council. 2)Property in Historic mining…
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Urgent advice re refused mortgage application
Just had a mortgage application refused. Both of us are in well paying jobs, and have never had any finacial problems (tho I think boyf has forgotten to pay credit card occasionally). Financial advisor has recommended we get one of those credit checks that you pay for, as this should tell us the problem. What do you think?…
