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letting out in Scotland and a new mortgage in England
I am letting out in my mortgaged property in Scotland and trying to get a new mortgage in England; where I now work. I tried to buy a property and all seemed fine until the last minute, now the Ceshire building society tell me I their underwriters will not sanction the mortgage based on the fact I still have a mortgaged…
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Are we ever going to make it?
Hi people!! As my sig might already says it: my partner and I are saving to buy a house. We live in Farnham, renting a room out of our friends. We are planning on saving 6 grands each in a year and we both earn 18k each. I already have 11 grands and my mom is ready to lend me 10k. That would make about 33k to start with. I…
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Letting out property - references for tenants
Can anyone help me? I have just rented out a property through an agent but and thinking of not using an agent next time and organising it myself. Can anyone give me some advice or tips of how to ensure that I have the right information for references from the tenants, and what sort of questions to ask. Many thanks
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Auctioning property????
Was wondering whether anyone could help. We are currently selling our property for a very reasonable 112,000 but are struggling. We have had quite a lot of viewings but no offers as yet. I was wondering whether auctioning might be an option. We need to sell asap and probably could affors to accept 100-105,000. can you put…
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EA Help in submitting offers
Hi all, I'm posting this on behalf of my Parents, as we feel that the EA are not playing ball, so here's the situation. 1. My parents have waited a long time for a piece of land to come available in this area, the land has a wood house on it and is owned by a nun, which one of my dads work friends knows, she has gone into…
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House Price Checker!!! (free)
Don't pay for the priviledge of knowing what price you neighbour's house sold for. I used a site similar last year which gave me credits initially, then charged for the information but this site I believe is totally free. http://www.nethouseprices.com Sorry not sure how to use the short links etc...
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London areas to rent.
Looking for some advice on good areas to rent in London. I'm looking for a one-bedroom flat of a reasonable size and in a decent state, within 20-30 minutes of central london (Bank/Chancery Lane). Which areas offer good value for renting at the moment? It's quite important that the area isn't 'rough', i.e. that it would be…
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How much do you have to tell your buyer?
I have a friend who is in the process of selling their house to a FTBer. Over the last couple of months, they have noticed a 'leak' in their conservatory. Apparently, it's not dripping down the walls or causing puddles, but they think it's coming in through the fixed half of their patio door somehow. They're quite sure…
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Any top tips for Moving Day?
We are moving on Friday 4th. (At last :j ) Does anyone have any tips for the day or running up to it? Thanks in advance!
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Thoughts from a potential buyer
(from http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1106688587,89908, ) I'm looking to buy and am surprised how useless some EAs are. I know that the EA is working for the vendor not me, but they need people like me too! I've come accross some terrible photos and website entries, and I have been chasing…
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good buy?
Hi guys looking at buying our first house and am wondering if this is potentially a 'good buy', I realise its not very easy without seeing the property. The house is a new build and is due to be completed by febuary in a pretty good area near where I live. Its a 3 bed detached house with rooms to each side and has…
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House Selling
I have been trying to sell my house since March with no luck - have dropped the price, changed the estate agent etc. Was just about to drop the price again when someone told me not to bother until next year as nothing would sell from now over Xmas and the New Year - are they right??
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Buying property in Thailand
Hi folks As Thailand one of my favourite places to go and have now been there a number of times, now thinking of buying a property there for investment/renting and retirement. Was thinking of Hua Hin but not so sure now as prices now quite high. Does anyone have any other tips on best area to buy/ experience of buying in…
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A possible crash on the way ?!!!
There are so may conflicting views on property prices it can be very confusing, but i am now leaning towards the notion that a significant readjustment is on the way, perhaps not a crash though, lets get to the bottom line..........In the long term.property is very much over valued.period..…
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Negotiating a price - Advice really appreciated!
Hi Ive made an offer for 135000 on a house of 144950 and the seller has come back and said he will accept 140000, basically I just want some advise on whether I should go straight in at 138000 as a final offer? If you do class an offer as final how is it viewed if you go back to them again if they turn it down? Also should…
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House buying near a motorway
My partner and i are just about to buy a house approximatly a field and half away from the M5. The house is very much what we want being in a rural location away from other properties but obviously is somewhat blighted by traffic noise that differs on wind direction and weather So far a price has been accepted on the 3 bed…
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Housebuyers UK company
Anyone had deaings or information about a company called Housebuyers UK who purchase your property at "market valuation"?
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What % does freehold + 999-year lease add to value?
Hi, I currently own a leasehold property with 102-year lease. We are about to buy the freehold of the current lessor, giving me a share of the freehold of my apartment, and a new 999-year lease. If the current value of the property is £225,000 or £250,000 then what are the new values considering the switch from leasehold…
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Making an offer - advice appreciated
Any advice for when you make an offer? Basically Ive got a load of questions. The house im after is up for £144950 but I dont want to pay more than £140000 as I know they brought it for £120000 2 years ago and have made no improvements, the problem is someone has already met just below the asking price (apparently) but…
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On title deeds,liable for missed payments??
Wondering if anyone can offer advice. I am still on the title deeds for a property bought with a previous partner. I am no longer financially linked and haven't been for a number of years and my name is not on the mortgage. If my ex fails to make payments on the property will the bank pursue me for money?