Ulster Bank Mortgages / Surveys

Rose999

Hi, I really hope that some of you knowledgeable people can offer some advice. We saw a house for sale that we liked, put in offer and had it accepted. We accepted an offer on our own house the day it went up for sale. That was mid Aug. The survey has been done on both the house we are buying and our house. Both were completed before end Aug and were fine.

The people buying our house experienced some problems with their buyers however had a bidding war on their house and were able to go to the next people who agreed to buy. That was end Aug.

We are all just waiting for the survey to be done on our buyers house (since end AUG). We are being told that their buyer is getting their mortgage through the Ulster Bank and they are famous for being really really slow. On top of this, their computer systems are playing up everything is being held up.

My question is if anyone has any experience with the Ulster Bank and can you confirm if this is true? Seems to me that 6-7 weeks to wait for a survey to be done is an awfully long time - what do you think?

Thanks for any advice.

Rose999

Anyone any ideas how long a survey should take? Does 6 weeks sound a very long time or is this not out of the ordinary?

[Deleted User]

6 weeks is a long time, my bank arranged the valuation and survey within 4 days.

Perhaps you can give their bank a call and explain the problem and ask how long they usually take to arrange a survey.

I would also contact your buyer (your ea can mediate) and ask them to get a survey done by someone else i.e. independent surveyor and let the bank carry out a valuation only. If they don't follow your advice, then I'd smell a rat.

You've been very patient so far, you need to put pressure on them, good luck!

Rose999

Thanks Van1971. I think I shall take your advice and ring the Ulster Bank.
:beer: