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Moving - London
Hi all, Girlfriend has found a job in London and at the moment we are living in Leeds. I have quite a good job and so does she - we would however like a change. Could anyone post any positive and negative views on the move, as i know London is going to be a lot more expensive. We will most likely be renting and looking to…
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low valuation on house sale
Hi we recently put a house on the market at £120k and got an offer within 4 weeks for £115k, which we accepted. To our shock, the surveyor has valued it at only £100k - not because of any work needing doing but on the basis of his opinion of house prices in that area. We have been researching the market for some time and…
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Dumb Deeds Question...
Hi, We are due to complete a week today (fingers-crossed). _party_ The company mentioned on the deeds - who sold the house originally (I believe they are legally known as the "Transferor") was dissolved in the 1980s. My solicitor says that they are the only people who could "police" the restrictive covenants on the deeds.…
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Residential Lettings Contracts
Hi, I am looking for a contract for student let. Is there any free version available online or can someone PM a copy to me? (I did the search and did not find enough helpings there) Many thanks Spikey
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is it possible to convert leasehold into freehold !!
is it possible to convert leasehold into freehold !! example im worried my friend who seems bent on getting a brand new house is not thinking abuot the long term and she will get a leasehold for 99 years odd rather than pay an extra 100,000 odd and get a freehold or something. so i was just wondering is there any legal…
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Getting a valuation on house
We are getting a valuation done on our property shortly and I was wondering does our house have to be in the state it would be if we were selling it?
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Legal advice please
I am currently the guarantor and payer of my mothers mortgage. This was done through Right To Buy. It's been agreed that as I am buying the property I will inherit the property when she dies ( no issues with siblings over this ) and she has stated this in her will. My questions are will I have to pay any inheritance…
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End the Right to Buy Now
who else agrees with me that the right to buy is one of the most stupid and wreckless policies ever devised by the wackoes in charge. It should be ended now for being unfair to: a) councils and waiting tenants who are losing valuable housing stock and a place to live b) the taxpayer being ripped off subsidising those that…
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Is Hometrack right ??
http://www.hometrack.co.uk/index.cfm?fuseaction=news.viewnewsitem&newsid=113 Although there are regional variations, they say house prices are down for the 14th month in a row ?? i tend to believe them, but cant really sqaure that with forecasts from The big lenders, i.e Halifax, alliance nationwide etc etc,who say flat…
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buying
Afternoon everyone!!!!! Myself and my husband are wanting to buy property next year. it will be our first and i know nothing about the property game! i dont want to find out through estate agents cos im scared they will just talk and talk to get us to buy through them. also having spoken to a few friends, everyone always…
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House still not on market:(
Hi all, I would much appreciate if any of you could give me some advices about my situation. Thanks anyway in advance. I had my house valued some weeks ago and decided to put it on the market because I need to move asap. I chose to have an estate agents acting as the sole agents for a minimum period of weeks. I was quite…
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Good property crash BTLs
What sorts of properties do well with regard to lettings when the housing market crashes? I'm guessing smaller, cheaper places do better because people are less likely to be able to afford the more expensive rents. I'm also guessing that the increase in people who have been repossessed will also increase the demand for the…
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Urgent Advice Please
Hi all, I need some urgent advice please! We are buying or were buying a house. Had survey done, searches etc done also. But we only recieved our formal mortgage offer on friday morning and we are not happy with it. We used the vendors estate agents financial advisor and were going to use Northern Rock for a mortgage…
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Renting out property
We are in the fortunate position of having 2 properties (both mortgaged), which we were going to sell in order to fund a house in to live in. My husband has recently been working for a financial advisor who suggested that selling would be a v bad thing and that we should rent both out and take out a mortgage to buy…
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Concluding missives
hi all, just need my mind at rest, moving to a new house on the 7th Oct (10days) the buyer of our house has still not signed due to her picky solicitor, asking about reburb that was carried out on the building about 10 years ago, the worst bit is the flat above sold and they moved out without all this hassle. this is my…
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conveyancing services
Hi I have just exchanged contracts after a particularly horrendous selling process only to find out at this stage that i did not have the support of a solicitor behind me, having employed the services of a conveyancing service. I had assumed that a 'conveyancing service' was simply a solicitors practice that dealt solely…
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Online estate agents
Does anyone know of any decent house hunting sites?, thanks :)
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Useful website for leaseholders
The following website doesn't seem to have been mentioned here recently: https://www.lease-advice.org.uk It's very useful if you want to know your rights as a leaseholder in relation to service charges, insurance, lease extensions etc.
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Obtaining quotes for repairs (Homebuyers Survey)
Hi, Got the report back from the surveyors at the weekend and unsurprisingly found the usual things wrong with an 1800's house (damp, timber problems, cracked render). The valuation in the report suggested the house in its present stat was worth £2500 less than what we offered and the cost of essential repairs shouldn't…
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Interest 0nly a good idea for BTL
I have a nice 2 bed apartment in an appreciating area (Frome, Somerset) but have just accepted a job for maybe 18 months in Birmingham. I put the place on the market to sell as I thought buying up there was better than renting again for a few years at least. First viewer loved the place and offered asking price, which I…