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House buying, renting & selling

Archives for June 2005

Sell Your Property via Portals For Free
Hands up I have a vested interest in this as it is my brothers site. Hopefully no one will mind though as it could save you lots of money! If you post an advert for your sale or rental on his site www.mydesres.com with up to 6 clear digital photos he will include it on the portal propertyfinder.com, yahoo, timesonline,…
Decent Web Site For Scottish Buying
Hi All Anyone know any idiot proof guides for buying in Scotland? I am looking at an old tenement flat (do they have leasehold up there?). Any help appreciated
Finding Out Who Owns What Property ????
Do any of you guys know how I find out who owns which property....preferably fee free !!!! cheers
House price discussion
According to the Latest figures from Nationwide the average house has risen in price since June last year. Here are the price rises for the last year North 8.3% Yorks & Humberside 8.3% North West 9.2% East Midlands 4.3% West Midlands 6.1% East Anglia 4.1% Outer South East 2.5% Outer Metropolitan 3.3% London 3.5% South West…
New Builds
I have heard that new builds are more expensive than a second hand house. I am just wondering if this is by a set percentage above current market price or whether the house builders set whatever price they wish. My partner and I have just reserved our first home (new build) in the West Midlands and are in the process of…
Buying next home-not sold mine
Hi. We are looking to buy a larger house, ours is not on market yet. Hoping to have done odds and ends needed done by next week. We are however going to view a property at the weekend, abit premature i know but this one is exactly what we are looking for, price, location etc. Will we be able to make an offer or will we…
FTBs - practical solutiomns
what practical things can the government do to get FTBs started?
Recession on the way !!!!!!
UK retail sales recorded their biggest year-on-year fall in 22 years during June, according to a CBI report. To all the optomists who their can be a soft landing for the economy & house prices.......your wrong !!!
Advice on buying first property
Hi guys I'm at logger heads with the girlfriend about buying our first property. We are both 25. I would appreciate it if you would take a bit of time to read through our situation and tell me if you thinkwe would be stupid to go ahead, please be brutally honest. Ok, a few weeks ago a house next door but 2 was repossesed,…
Relationship breakdown - joint mortgage
Ex Other Half and I have recently split - having bought a house on a 2 year fixed rate mortgage with the Chelsea in December. I am hoping to buy him out (with help from my parents) - as selling up completely and forfeiting the mortgage now will incurr large penalties, probably lose us money - and I do want to stay in the…
Any sites that help decide on which area to buy in...
Hi all, We're looking to buy a house in worcestershire and have found a couple of houses we like but would like to comapre the areas. Has anyone any websites that can tell us about specific areas and what they are like? I've found www.upmystreet.com but this is quite broad and you can't compare specific areas but more…
Buying and furnishing my first home
Hi, I am a first time buyer about to make an offer on a house. Any advice on the percentage of my offer price to the asking price? I see on some reports that the average offer price is 94% of the asking price. This shows that the sellers are always asking too much. If the asking price is £200k, would an offer of £188…
Help with choosing estate agents!
Had an agent round over a month ago, told us £165K. Had another one round yesterday who we were keen to use as they also advertise in London, started off by saying £195K! When I said I was surprised and told him the other valuation he said "Oh, I'd have thought £175K". Got another one coming tomorrow just to check but we…
to buy or stay at home?
my partner and i are starting to think about the idea of getting a house. it is something i have wanted for a long time, and as such am finding it hard at times to supress my excitement and keep things in perspective :D so please bear with me if i start waxing lyrical about the perfect shade of paint for my bathroom.... we…
How can I quickest get into a £150,000 house?
I am currently earning £25,000 and have debts of £11,950 which I will have cleared by June of next year. My earnings in the next year will increase to about 30,000-32,000. My total outgoing are £365/pcm and they are not expected to increase, while I am still living with parents. My total spare cash at the moment per month…
Investors pushing first time buyers off the bottom rung of the ladder
In the past month I have had two offers on properties and each time the vendor has decided to sell to an investor. The first property we bid over the asking price, but were still outbid by an investor. The second property we bid at the asking price, but the vendor still decided to go with an investor's offer, which was…
mould growth - who is liable?
just a little problem that needs clarification. I live in a student house and about 2 months ago, a radiator pipe started leaking from the floor above into my room. I informed the estate agents with whome i am renting immediatly and asked them to rectify the problem asap. Unfortunatly there is no written evidence of this.…
help landlord trying to rip off Student Renter!
here is my dilemma, this year i moved into a student house with 5 other people living there already. One person was moving out and i replaced him halfway thru the month of october. Although i basically took over his contract and lived there till the end of it, i didn't sign anything nor did i put any deposit down (as far…
Indemnity insurance
I'm a newbie to this thread and need some help please. We are currently selling our house and the environmental search has found we are a 'flood risk' because our house is within 500 metres of the canal. Our buyer's solicitor will not pass this and now wants us to take out indemnity insurance. Does anyone know what this is…
Renting advice please
After a year of struggling with an unreasonable mortgage we have decided to sell up and rent. When we tell most people this they are all terribly shocked and tell us that it is the wrong thing to do etc. Trust me, this is the best thing for us right now. Please, could some of you give us some tips regarding renting as I…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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House buying, renting & selling

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