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Good Place to Find Quality Rented Accommodation (South East)
I've checked out Right Move and Find a Property and, frankly, their range of houses for rent is pretty low AND the details on their sites is not very helpful (one grainy photo, poor description and no floorplans). Does anyone have a recommendation for a website that has good property (i.e. not student focused, nor share…
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Purchase contract
Just received the contract and report on our property purchase and on both the purchase price is £30k less than was agreed!!! Don't know how that one slipped through! we were so tempted to just sign the thing and pretend we hadn't noticed but it would only serve to delay things.
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Banks Kelly Solicitors/Click 'n' Move - any good?
Sorry, this might be a bit over-specific or a bit of a long shot, but I was wondering if anyone had any experience of Banks Kelly solicitors based in Farringdon, London. We got a quote from them via the conveyancing 'auction' service on Click 'n' Move website - if anyone has good or bad tales of this service too I'd be…
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How can I hurry my vendors solicitor?
As some of you will remember I was having a complete nightmare with a house which went into probate...so we had to cut our losses on that one and move on. We lost £1200 but we just couldn't wait for a house which needed complete renovation and was at quite a high price in comparison to the market now. We purchased another.…
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Mortgage Repos go through the roof
Another stage in the inevitable housing crash http://www.odpm.gov.uk/stellent/groups/odpm_housing/documents/downloadable/odpm_house_038492.pdf
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10 days to go! What now?
Finally got a date for the exchange. THURSDAY 7th JULY!! Its my first home, on my own, just me and my dog and i cant wait!!!!! BUT as im a complete novice at all this i dont know what i need to do between now and when i move in. Do i need to start organising electric, phone etc or do i do that when im in??? HELP!!! Any…
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What do you think?
I am in the throes of buying a little property for £108,000 reduced from £113,000. The survey has come back pointing out that the combi boiler was not found to be working and mentioning the electric wiring being 30yrs old. I have got a plumber and a spark going round to have a look. IF it needs a new boiler or c/h system…
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Buy-to-Let Mortgage
Hi All, I'm after my first buy-to-let mortgage. however I'm not sure how much I can borrow. Can someone give me a rough guide (ie 3.5 x salary) that the banks use, so that I can figure out how much I can afford? Or, better still is there a website that I can use to punch in figures and get some idea on monthly repayments?…
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moving on a budget
im due to move house in 4 weeks and trying to find the cheapest option to get all my stuff into my new home, i believe the cheapest option will be to hire a van, i need to if possible move all the stuff in 1 go as im moving 80 miles away, i have a 3 bedroom house so have to get all the contents and the kids bits in, do you…
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Selling wife's flat
Hi, new to this forum. Any advice/info greatly received. I got married last year and my wife and I recently purchased a property together. Prior to this, we both owned our own properties. She for slightly longer than I. When I bought my first property in Aug 2001, she moved in with me and has since then rented out her room…
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bidding ...what should I do
We have seen a house we love. It is priced at 295k and we feel it is fantastic value compared to others in area. It is run down inside, but nothing that worries us, really just not loved. It is very much the 'worst' house in the best area of our town in the sense that it needs cleaned, decorated etc but nothing massive. We…
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Renting A Property Age
How old do most lettings agents insist you being to rent a property?
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Renting A Apartment - Credit Check
I am planning to rent a apartment next month, although I am only 17. The people who I am going to rent the apartment off use lettscheck.com ot check my credit. On the application form I completed, I put my age as 18 becuase there not going to let me rent it at 17 even though I've make over £2000 per month online. I have…
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Want to buy sisters flat below market price
Hi, I wonder if anyone can give any advice. Basically I want to buy my sisters flat. It has just been empty for a year or so as she has moved back to my mum and dads. She has decided she wants to sell the flat as quickly as possible for different reasons. The flat was valued at around £120000 last year and has a lease. She…
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Only a 55 year lease on a flat I'm interested in-help!
I am a first time buyer, just seen a flat I really like but it only has 55 years left on the lease.I say only, this sounds a long time to me but apparently not. can anyone help me with answers to the following questions pleeeease!: 1. I've been told you shouldn't go near flats with less than a 70 year lease. Why? 2. How…
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Whats the best way to buy a second property and not pay capital gains tax?
Hi, Im sure one of you can help me. I want to buy a second property which is £140k.(house2) My Current house has equity of £300k.(house 1) I am wanting to know what is the best way to buy the second property using the CGT exemptions to their maximum. Ideally I want to keep my current house (house 1) as my main residence…
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Buy-to-let Responsibilities
Wake up landlords - & wouldbe buy-to-letters - you have a responsibility to install fire detecting and fighting equipment. Smoke detectors should be of the wired-in variety and have an annual inspection - as must all the electrics & gas appliances. Three children died today in a rented house -…
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i need help!!!
please dont laugh,but i need help i am a thirty something male,who has reasonable knowledge of most things football,golf,politics,the price of a pint and women(maybe not) but mortgages i just dont understand them could someone please help me out? we brought our house 13 years ago,on a shared ownership 50% 3 years later we…
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Council tax question
I'm starting to look at one bed flats to rent & as I have previously been a non tax paying student I a bit unsure of the costs. I'm going to be looking at a one bed flat in a converted house of now 4 flats. The flats are all completely separated off. Question is, roughly how much council tax would I pay on this in the…
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Think my new house is blacklisted! Will this affect my credit rating?
Hello, I've recently bought my first house and have discovered that the previous tenant has built up a serious amount of bad debt at the address. There's bailiff and final demand letters arriving every day as well as bailiffs calling to the door every week. Should I be worried? What can I do? Many thanks, P Keenan
