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Blair Oliver & Scott - partial settlement
Hi! I'm after some guidance please. I'm in the process of clearing my debts as a family member gave us a gift. BOS accepted at 60% (less than we asked)! I emailed them asking for some R&C's before paying, & they have today sent me a letter. The letter states that this will be a partial settlement of our debt, that they…
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Anyone at home today - superscrimpers is on channel 4 now
It looks really good - maybe I can learn something :-) :rotfl:
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Starting allll over again!
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Credit Rating
Hi All, Not sure if this is the right place for this post but seemed the most suitable. I am currently rebuilding my credit after getting into bad debt and coming put of an IVA. I have 1 year left before my IVA drops off my report and there is nothing else on my report that is bad. However what I am looking to do now is to…
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Barclays has allowed me to go overdrawn, with no overdraft!!
I was doing £40 transactions sunday morning, thinking i had the funds available, and i made numerous transactions, however usually it would tell me the payment was declined if i didnt have the funds there (as i have a basic account without overdraft facility). The next day i looked at my account and it said overdrawn by…
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which current account?
If you are on a DMP, do HSBC or Barclays do suitable accounts. We have debts with Coop.
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Noddle?
I've just heard of noodle, who apparently give free credit reports. Is this a gimmick to get you signed up for something or are they ok? Thanks in advance :)
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Monday 26th November - What small DFW things will you do today??!
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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Debt not appearing on credit file?
Hi, I have recently looked at my Credit file on all three references and my debt: Experian - Isn't on there so a score of 967 Exquifax - Isn't on there so also a great score Call credit - All my debt is on there?? I don't understand and i'm looking to get a mortgage soon so am i just lucky my debt isn't on experian and…
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Im Nearly There!
I promised myself id be debt free by 30 (May 2013) and im just a few pay checks away from achieving that goal:) I remember going into debt when i got my first PT job after Uni 7 years ago..earning some credit getting into debt (you know the story). Now im about to get a full pay check every 4 weeks to myself (£1200 after…
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Productive day for SAAC
Sunday-get things done day :) Made a huge veggie korma in the slow-cooker. Did lots of filing etc. Found stuff to sell on ebay. Saved lots of money: Changed broadband and phone - saving £37.50 per month Virgin mobile contract ending so rang up, threatened to leave and eventually ended up with double all allowances at a…
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DMP = possible reduced payments, AGAIN
Horrible time at the moment as my hubby is facing possible redundancy. Its all in the consultation stage at the momen, though he has received an outline of a payout, minus holidays as they're yet to work that part out. If it happens this will be the 2nd time he's been out of work whilst we've been in our DMP and I suspect…
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Help! - My Daughter is an Ostrich!!
Dear All Help!! Darling Daughter has just come to me for a heart-to-heart. She's in the second year of uni and things are a bit tight. She said she was having a bit of money trouble so I offered her 30 quid to tied her over. If only! Apparently she has been struggling since April with unplanned overdraft fees with a…
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Newbie SOA Please help!
Hi, here is my SOA. 1800 is if my husband doesn't have overtime which sometimes he doesn't so we need to try and make it so we can get by without overtime. I've tried to be accurate as I can but we've only just confronted the problem and don't know exactly what we spend the plan from next week is to write everything down…
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Partners debts!
Hi i'm new to this forum so sorry if this is in the wrong bit. Recently my partner has been getting letters from debt collectors saying he owes money. This is worrying me sick! So far he has received letters for 3 different debts. DEBT 1... £495.13 Is a letter from Hamptons Legal stating that he has not arranged payment…
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Credit rating?
Hi guys, really sorry if this is in the wrong section but I couldn't find another forum topic that catered. I have a problem, or I am wondering why I am being refused credit. I recently went to purchase a ring, I paid half and wanted the rest on finance. My reasoning? Well I have the money in the bank which is earning…
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Mercedes Benz Car Finance- PLEASE HELP!?!?!
I recently purchased a Mercedes Benz on their Agility finance and I am paying £361 per month (£388 with the service plan etc on top)... However I recently took a job in London (whichif I hadn't of taken, would have been made redundant from my previous job) which means I get the train which costs me £400 per month! I have…
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Mercedes Benz Finance- How to get out!!!??
I recently purchased a Mercedes Benz on their Agility finance and I am paying £361 per month (£388 with the service plan etc on top)... However I recently took a job in London (whichif I hadn't of taken, would have been made redundant from my previous job) which means I get the train which costs me £400 per month! I have…
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Need some advice for my son please
Apologies if this is the wrong forum, I not sure where to put this. One of my sons is self-employed and in a mess. He isn't behind yet on any payments but has a big tax bill coming soon. He asked me to find out on here what happens if he can't pay it - he has been very late paying tax bills for the last few years and says…
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Oliver Blair and Scott
My loan has been defaulted over to Oliver Blair and Scott. This happened over a month ago now, possibly two. Every time, I try to phone up I always end up in the same situation. They ask for my Name, DoB, Postcode but can never find me on there system. They've not sent me a customer ID at all.... Which leave me in a very…
