-
Is this letter ok to pay against
Hello, I have received this letter out of the blue today. I have a debt with lloyds credit card, and although I have been paying them on arrangement every month (and paid them via online banking this months on 10th August!) I received this from MHA who appear to now own the debt?? Your acc no xxxxx We would like to offer…
-
Blogs for Budgeting
Hi I just wondered if anyone could recommend any good UK blogs for living on a budget/trying to get out of debt? Thanks
-
More NDR Money advice Please - Next Step?
Once again I am asking for your help and advice on NDR Money. I previously asked for advice on how to deal with their constant harassment for a friend and followed your advice. They have now received, as suspected, a bog standard credit agreement. No signatures or anything relating to the fact that its their credit…
-
Happy Today
I just wanted to say i feel happy today. I've finally finished my payment plan to pay off my overdraft this week. That 6 months has gone fast and to be honest when i started it, i didn't know how we would get to the end of it without Barclays closing my account down cause i couldn't afford to pay back £140 a month. But…
-
Online gov. inflation calculator.
Have you seen this one: w w w.statistics.gov.uk/StatBase/Product.asp?vlnk=14762 (copy and remove spaces from the w's)? Does anyone know if there is one which keeps your carefully entered data (preferably with the downloadable version)? Or maybe something similar elsewhere?
-
PPI Claim but no paperwork?
Hey everyone. I started off with a car loan years ago and know that i was paying PPI on this. I kept increasing my loan though and shredding the old documents. Is there anyway of obtaining my original loan records as i was paying PPI for at least a good year. I know i'm owed money but can't get at it. I won't be throwing…
-
Looking for DMP advice
Hello, Its been a while since I've been on here. I have always received excellent advice from you all so I am hoping you can all help me again. Circumstances have changed in my life, I now have two young children (under two) and a lot of debt. I was making good headway on the debt. I recently managed to pay off a £1000…
-
is it worth paying £15 to get a ccj marked as settled?
double post sorry
-
is it worth paying £15 to get a ccj marked as settled?
my partners has got a 4 yr old ccj on her credit report which she paid off a couple of years ago. she's never bothered getting a letter from the creditor and sending it off to get a certificate of satisfaction. Is there a good reason she should pay to have it marked as settled?
-
Wonga
I have an outsanding debt for Wonga - I think originally it was something like £200 but will be well over £2000 by now. I defaulted in about September last year and cancelled by debit cards so they have not been able to take any money out of my account. They were emailing me and sending letters and I was in correspondence…
-
Old debts
Morning all. We've been on a dmp with CCCS for over 8 years but still have about the same left to go. Circumstances changed and we were advised to go br. Been preparing but still have niggling doubts and looking at our options again. We got our credit report and a couple of the larger debts aren't on there. Is that usual?…
-
Cheque Centre taking money without consent
Hi all, new to the forum and im looking for a bit of advice for a friend, wasnt sure where to post this either. She had a payday loan with cheque centre and lost her debit card, got a new one and was paying paying back the loan on a month by month basis as agreed by them, last month they took her new debit card details.…
-
Sat/Sun 13th/14th August - what small DFW things will you be doing??!
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :money: But once we have done the bigger stuff, we often feel that we are not making the same amount of…
-
Overdraft Help
Hi i am having a bit of trouble, and its weighing heavily on my mind. a bit of details 1st: -am putting into my account just over 1k a month -my ovedraft limit is £500 -i have no savings my trouble is straightforward but worrying. my balance is -£500. my rent costs is £570 alone. so, every month my balance becomes,+£500, i…
-
I am new here and need help
Hi all, I owe about 50K in total. My salary is just over 47K. Due to divorce / matrimonial home taking two years to sell, I accumulated these debts. My commitments are: Loan with the AA - 25K (taken out in 2008 over 10yrs) - £306 per month AA credit card - £6185 - min payment £79 per month BoS credit card - £8300 - min…
-
CCJ judgement
Hi all, sorry if this is in the wrong place, I was unsure where to put it. Having recently moved out of rented accommodation, I was unable to pay my last 3 months rent in full. I paid quarterly and the balance was due in June, with my tenancy agreement ending mid July. Since June I have been paying odd amounts to the LL…
-
i need some help ;-(
ok, firstly i hearby admit i am crap with my money. Im a recently single mum ( with five kids ) husbands moved in 3 doors down, with another woman...so now its time to bite the bullet and sort out the messy debt hes left me in...as it seems to be taking over my life... i work part time (self employed basis) £100.00 per…
-
Aktiv Kapital
This is a follow up to my previous Aktiv Kapital thread. (Sorry guys, I didn't mean to stir things up. ;) ) Just to say that I have always acknowledged the debt (it's my disability that prevents me working being able to keep up the payments), so it would be a little late in the day to start denying it! Anyway, I sent the…
-
Where do I go from here?
..........
-
debt relief order advise-or general advise
hi, im looking for advise to sort out my debt. i have recently split with my husband and moved house with my 2 kids. we had joint debts 1 loan which was in his name so he has taken that and making the repayments where i had a credit card for £3000 which had about £2600 on it, i then took out another credit card to transfer…
