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Happy Today

I just wanted to say i feel happy today. I've finally finished my payment plan to pay off my overdraft this week. That 6 months has gone fast and to be honest when i started it, i didn't know how we would get to the end of it without Barclays closing my account down cause i couldn't afford to pay back £140 a month. But some how we did it. We have cut things back to the bare minimum and it worked. The next thing to pay is the in laws back £500 that we borrowed last year when our car died. I'vve got £400 of overtime to come next month so that shouldn't be too difficult.

I've also worked out today that i only have 7 more payments on my loan and that was over 4 years. I feel so much lighter now we are ticking things off our debt list. Best thing i ever did coming on this forum.

THANK YOU EVERYONE WHO HAS GIVEN ADVICE ON HERE XXXXX:j

Comments

  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    Thats great news :T
    Thanks for sharing, I love happy messages x
  • well done, seems like things are heading in the right direction! :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Woohooo.. well done you!!!:T It's great to hear some good news.

    Good luck with the rest of the debt-busting xx
    :) The time you enjoy wasting is not wasted time :)
  • May2013
    May2013 Posts: 423 Forumite
    Part of the Furniture Combo Breaker
    Great to read such a positive post.
    Well done JLL on your debt busting so far...sounds like you've not got much further to go before this all behind you....good luck on the rest of your journey x
    LBM Aug '07 Debt [STRIKE]£52,615[/STRIKE] :eek: DEBT FREE Aug '12 :j
    Cap One CC £[STRIKE]5000[/STRIKE]/£0 - HSBC CC £[STRIKE]7500[/STRIKE]/£0 - HSBC Loan £[STRIKE]12,225[/STRIKE]/£0
    M&S CC £[STRIKE]11,500[/STRIKE]/£0 - Egg CC £[STRIKE]8750[/STRIKE]/£0 - Sains CC £[STRIKE]3000[/STRIKE]/£0
    HMRC £[STRIKE]3140[/STRIKE]/£0 - OD £[STRIKE]1500[/STRIKE]/£0
    Pay off ALL your debt by Xmas 2012 £14,128/£14,128 :j
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Well done - and it's so motivating to hear good things for people like me with a long way to go :j
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
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