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Help needed. CCA requests....what next
Hi, I sent CCA requests on 10th March. Have had no agreements yet and one company has passed the debt to another. Do I send the new company a CCA request too? What is the next step for the companies who haven't sent me copies of agreements? I would appreciate some help. Many thanks:)
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memory loss ????
hi every-one....just had a text saying "our records indicate you may be entitled to £3750 for the accident you had, to apply text ......" do they know something i dont cuz unless i had it in my sleep then it must have left me with amnesia lol:rotfl::rotfl::rotfl:
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Help and advice really needed :(
HI I am not sure if this is the correct place to put this but I am having trouble paying all my debt. I split from my partner two years ago and am now living in a shared house paying my own way. Me and my ex bought a flat and my name is still on the mortgage but hopefully in the next month it should be off as he has had…
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Letter help
Were just setting up a DMP with payplan and are opening a cashminder account with co op. Only problem is my husbands ID is all wrong so we need to get a letter from someone in authority to verify who he is. The guy at the bank said it needs to have friends name (hes a policeman), position, business address and contact…
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FFO on DMP
Hi all! I've been on a DMP through CCCS for four years, with an estimated 2+ years to go. [50k paid off.. :eek: but 30k to go] I've been reading that some others have managed to present FFO to creditors, and had them accepted at around 50% of the outstanding debt! My questions are: 1. What is the likelihood of getting that…
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House repossessed, mortgage shortfall
Hi all, please bare with me as my first post may be a long one! My husband had a house when we met but moved in with me to my rented house. We let his house out. We had a few tenants but there were problems so we decided we were going to sell. My sister agreed to move in until it was sold. This is where the problems start!…
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Lifting head out of the sand
Any help,suggestions, or guidance with my SOA would be appreciated. Don't seem to be able to get a grip on my debts. Household Information Number of adults in household........... 2 Number of children in household......... 1 Number of cars owned.................... 1 Monthly Income Details Monthly income after…
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Old Debt come back to haunt me
Hello, Please bear with me this is my very first post I am not sure whether I put thread in the right place or not but I am sure you will point me in the right direction if this is the case, Any how here goes….. This all started back in about 2002 I was in a lot of debt consisting of credit cards & loans and I was coping…
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Dfd here i come
Hi I am an mse addict but never posted on dfw before so if I dont do things right please advise. Myself and my OH have 7k to clear this consists of 2 ccs and 2 loans I felt the need to post as a kind of celebration that hopefully by summer 2012 we will either be debt free or very close. CC1 3,800 dec 2010 now 1,500 hope to…
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Cccs dmp
Currently in a DMP with CCCS, have come into a bit of money, not a lot but wanna use it to pay of some debts, should i call my crediters and pay them direct or call CCCS and pay it to them?
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Old overdraft debt - Help!
I've recently had a debt company contact me regarding an old overdraft I had with Barclays going back about 10 years when I closed the account. The overdraft was originally £350 but with interest it is now up to £800. Not heard anything in all this time (moved house three times since) and it has now just materialised. I've…
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**~April Make £10 a Day Challenge - All Welcome ~**
:hello: Hello to all newbies and regulars and welcome to another £10 a day challenge. :dance: This challenge first started in September 2007, so this will be the 42nd Month this challenge has been going _party_. So thanks Batgirl for starting it and Purpleroses, JesaRose, Sweetpeas and MizMir,who also keep the thread…
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Orange mobile phone default help.
As the title suggests I have a Default on my credit file from Orange (mobile) for £127.42 well as i have hidden away from these things for sometime i finally feel the need to face the music so to speak. so yesterday i telephoned orange to discuss said default and work out somekind of payment plan. My points were simple…
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Incorrect equifax file
Hi i am in a real panic. I just checked my equinox file and there is a virgin mobile account showing as defaulted in 2007. It is in my maiden name and first went into arrears in jan 2005. It shows as two payments in July 2006 then goes into arrears again until it defaults in may 2007. It has my name and my date of birth…
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Friday 1st April - What small DFW things will you be doing today?
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
