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Major Tax Problems - Help Needed
Hi guys, To cut a very long story short, i have to get my life sorted out and some suggested you are really helpful and might be able to point me in the right diection... From 2002 onwards i have worked doing freelance sales in some capacity for the same company on and off. The first 2 years i earned about £80k per pear,…
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Albion Collections LTD Please Read if you are having problems.
Hi all, I have been dealing with Albion Collections LTD acting on behalf of the halifax. However having done some research I have found the Following cite that you have contravened the guidelines for debt collection laid out by the OFT while i am happy to discuss any debts with you I am only willing to do so if the…
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please help, we are sinking
Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 2 Number of children in household......... 3 Number of cars owned.................... Monthly Income Details Monthly income after tax................ 305 Partners monthly income after tax....... 1600…
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Do debt collectors have access to my credit file?
I posted something earlier about being in debt but having been overseas for three years the debt collectors have lost contact. I was wondering, if I get my credit report from Experian today will the debt collectors then have access to my new contact information? (I do want to resolve my debts but I am six months pregnant…
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Address for Barclays Collections Department
Good Afternoon, Can anyone help with an address for Barclays Bank Collections Dept? Be very grateful if anyone can provide one. Many thanks
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Barclays Loan - Check your balance
Im in the recoveries department where I should not be getting charged, but im getting Charged 370 pounds every 2 months so on my balance of 1,400 pounds thats about 156% apr!!! This is apparently across the board and under investigation. In theory I should have paid them off by June instead I owe them 1,800 due to these…
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Ebay or Car Boot
Hi Have loads of things to get rid of Electrical items clothes toys etc. Never used ebay and never been to a car boot. Any suggestions on which one is better to get rid of unwanted items?:rolleyes:
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Debt prevention lessons?!
http://thescotsman.scotsman.com/scotland/Please-Sir---can.5495046.jp "COMPULSORY lessons in money management are to be provided by one of Scotland's leading fee-paying schools from this autumn – in response to demand from worried pupils." This is quite interesting and hopefully help some kids get their heads round money…
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dca's
hi everyone first time on, i was looking for some advice, I have like alot of others been paying off debts to dca's for a number if years some not massive amounts but for at least 10 years, I am hearing more and more about these cca's? i know that these dca's only pay a precentage to buy the debt is there anyway we can…
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20 years old 2 children and struggling with debt..Help!!
Hi there im 20 years old with 2 small children and i have debt over £17000. i am not working at the moment as i have to look after my babies, but my partner dose work but on a low income. we are really struggling to even feed ourselves at the moment and keep up with the repayments on loans, credit cards ect the debt just…
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I'm new & need some help please!!
Hi everyone, I've been reading the threads on here for the past 6 months & thave noticed that everyone is so helpful! And I am definatly in need of some help!! 2 weeks ago my partner recieved a letter from HSBC telling him they would be removing his £400 overdraft as of the 4th of August, we quickly responded to this and…
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Help! paying back for being a stupid student!
Hi all, I am sure this forum post will make me sound very silly and irresponsible but I promise at the time I was not thinking straight! While studying at Uni I didn't land up taking a student loan I did land up taking up a normal loan (£3,000) and also an overdraft (£2,000) and a credit card (£300). I got heavily into…
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Righty Oh need advice on this debit card
I'm going to be sorting my bank account over the next couple of days But I'm starting to get rather stressed as my work can't change my payroll until August meaning that July's pay is still going to go into the account where the overdraft is going to be withdrawn from the account. What are my rights to obtaining my wages…
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Nationwide taking us to court for £1500
Hi Long story coming up sorry I had an accident, it which i was left with a brain injury (HYdrocephalus) and i'm paralysed. I had to leave my very well paid job. This was two and a half years ago. Last year I had to have a major operation on my bowel and my husband was made redundant. It came at a welcome time and he…
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Question about old credit on my credit check
Hi! Sorry about the long title. I've checked my credit file with equifax and it shows old accounts I'd forgotten I even had. They are showing as "settled". Does that mean I don't need to cancel them or should I ring all the companies and make sure? As the recent target of fraud, I'm a bit concerned. Thanks
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Am I Status Barred/what's next???
Morning all, Im 26 and I have recently received a letter from a company, who state they are acting on behalf of Lowells Portfolio1, for a credit card issued by HSBC I stopped paying around 5 to 6 yrs tears ago. The letter was very polite, with the usual the big red letters 'Demand for payment' the letter was very vague,…
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Student overdraft Debt
Hello, My partner finished uni a year ago and now has the dreaded letter that the 0% overdraft is coming to the end, she has 1600 on this overdraft and is going to be charged for what ever she is over the 1000 at about 16%. Is there any products that you are aware of that she can move onto? She earns basic 500 a month and…
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Quick Clicks... How Does It Work?
Hi folks, Firsttly, please accept my apologies as i'm sure this is in the wrong section - i've also tried to use the search facility but not much luck (probably me). I've been reading somewhere about the "quick clicks" and am registered with Quidco. I saw a thread post pointing to Kelkoo and I found them and clicked…
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F and F Settlement ..advise please
Hi At the moment i am on a dmp with cccs was informed recently that i am going to be coming into a lot of money and i can easily pay my debt off . Do i offer a f and f or pay the lot in full . I have contacted cccs they say offer f and f and do not mention any amounts coming my way just worried that the banks may find out…
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heard people talking of review sites etc - where??
just wondered how these work - do i get paid for givng my opinion on stuff?? if so how and where do i get started? Thanks guys!! xxxxxxxxx
