Help! paying back for being a stupid student!

athen

Hi all,

I am sure this forum post will make me sound very silly and irresponsible but I promise at the time I was not thinking straight! While studying at Uni I didn't land up taking a student loan I did land up taking up a normal loan (£3,000) and also an overdraft (£2,000) and a credit card (£300). I got heavily into debt and even though I paid part of the loan I couldn't keep up with everything. I eventually left the country for a work placement and spent 3 years out of the UK.

I am now back in the country (much more mature!) and dreading the repercussions of my stupid student ways! I have since moved from the place I used to live and haven't had any correspondence regarding any of the amounts owed. I am petrified to call them up as I am unemployed and six months pregnant and I know the stress is going to get to me. I don't even have the money to start repaying them yet.

What can I do? I am not sleeping most nights dreading the day the letters start coming in the post?

athen

sorry guys...any help would be great

BeautyandtheBeast_3

hi, firstly welcome and as an ex student i know how we are all daft at that time - i def was!!!! this site will provide you support and help and its nice to be able to talk to people who are going through the same thing. Firsty the guys ill want a SOA so they can see where you can start saving monies and paying debts off etc.xx

HockeyDuo8083

Hi welcome to the boards and don't worry; we all do silly things. Now just focus on sorting them out!

Have you checked your credit report yet? This might give you a clearer picture of your current financial status. I use Experian and Equifax which are both good companies.