-
In Order To Earn More Money What Option Would You Pick
You have no qualifications, you are in a dead end job, pay is !!!!!!. You have 2 options, which one would you do? Option 1, you stay in the dead end job but you have unlimited overtime so you clock up approx 60 hours a week and earn say £400 per week or more if you want. Option 2, You retrain, going to college for 4 years…
-
Do You Ever Buy Something Then Something Crops Up And You Have To Sell It?
This always bloody happens to me, I'm not a big spender but when I do treat myself to something you can be sure something will crop up and it needs sold and you end up lossing money on it. Latest thing, I bought a Freesat HD receiver thinking ok it will save me paying Sky, Had it 2 weeks, in comes a phone bill £200 and…
-
Help!
Hi everyone, I'm a new member to this, and not v familiar with forums and stuff, so please bear with me!! Basically, I was wondering if anyone might be able to give me some advice on my current situation. I am 24, and at the beginning of this year took out a 5k personal loan with my bank (repayment 155pcm over 5 years) to…
-
Is it worth balance transferring?
Hi Guys, Just wanted a bit of advice. All of my debt at present is on 0% or LOB interest, bar one, the dreaded MBNA at 19.9%!! My balance on MBNA is £2500ish. I have an Egg card with a credit limit of £6900 current balance at £4600 at 5.9% life of balance. This month is my anniversary month on Egg and they are offering 0%…
-
She is going to make me fat and broke
Bear with me whilst I moan…. I’ve recently met someone who is a total bad influence on me! 1st she is way overweight and eats loads, I cant even hang around her too long as she keeps offering me stuff to eat and to be honest I can be easily influenced when it comes to food so after the 10th time of refusing chocolate from…
-
Sunday 17/8/08 What small dfw things have you done today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
-
Pap & Moozies what have/will you spend Sunday 17th August
Gooooooooooood Morning everyone:D Not sure why I am up so early today:confused: hoping for a nsd goooooooood luck and keep it low:D
-
Time to break free!
We traditionally over-spend by £1K per month. Have hopefully got that down to about £300 per month. However we are currently trying to pay off about £840 on top of mortgage per month. My job is insecure and I could be out of work at a month's notice hence strong desire to resolve.... Also we are hoping to have a big…
-
when ur luck changes
hi our estate got badly flooded last wkend, 6 houses away 1.5mtrs in the house, for us lapping at the door step just as the rain ended,very lucky,, been busy all week helping the neighbours and emptying my swimming pool (garage) then wed got an email saying parcel on its way,my first thought was this is spam mail.. but it…
-
Need to be debt free, baby on way + 1st time buyer
evening Well 1st of all myself has debts of around 14k and my OH has debts of around 15k which we both want to clear ASAP. Also got the news last week we are having a baby. Wasnt planned but we are both over the moon as we talked about it and both wanted to clear debts before having a baby. My OH has a 7 yr old child to…
-
need some advice please
Mu hb and I are on a DMP with CCCS and have been for about a year. I have just found out Im pregnant and will have a drop in money when I go on mat leave. What will happen with my DMP payment because I wont be able to afford the payments?
-
The ex missed a payment
Hello, I've recently discovered that my ex partner has missed a direct debit payment which has caused a discrepency in my credit file. We split up in February and we were together for 3 years. We moved in together last year, the house had been mortgaged under the ex's name. There were many things that we had bought and…
-
eos solutions
hi , i am looking to pay off an excisting debt with eos solutions and have not got their contact details. does any one have their phone number at all. many thanks
-
I will start from the 6th September. Please post here for advice
I'm moving home on the 6th so please post advice
-
Budget bride's basement bargains
A bride and groom are celebrating their special day - without the worry of being thousands of pounds in debt.............. they did well LINK :D
-
DCA Interest Frozen?
Hi I have a catalogue debt currently with Cabot DCA.I want to make a proposal for payment to them of £30 per month but also wanted to ask them if any interest would be frozen from here on in so i pay the amount i owe as i can only pay £30 p/m and didn't want it swallowed up in any interest charges they may put on me.I…
-
Loosing my Debts...... My debt diary
Well, Joined a few months back after having my LBM, Started really well, paid off alot of debt, then we moved properties, (renting), other things happened, then new car as the old one died. So back to square one, At the moment, Total debt is circa 26,000 But my wages have gone up, and hopefully it will start coming down…
-
Cabot Financial?
I have a query concerning a company that contacted me recently concerning a debt that I hadn't really thought about previously.. Following my divorce, back in 2002/3 (not sure of exact date), shortly before I gave up work to go back to uni and arranged through a debt management company (provided by my company) to pay…
-
Interest on a charging order
RBS are trying to get a charging order no CCJ only in the early stages however the letter from the RBS advising that they have passed my account to sols says that I owe jus of £20,000 interest is added monthly when this goes to court and a ccj and charging order is granted do these freeze interest or is it all added on…
-
SOA advice please!
Hi to all SOA experts (and those for fancy having a stab at this!), I’ve been an avid reader of MSE for about six months now and have tried to get everything on the straight and narrow to the point of avoiding charges and making sure the bills are paid on time. I was wondering if anyone would be kind enough to look at our…
