Sunday 17/8/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

• update spreadsheets
• check online banking
• do clicks
• Make a loaf in breadmaker
• Storecupboard lunch
• Swim and jacuzzi to use gym membership
• Cook tea for oldies at work and eat for free
• Take sandwiches and coffee to hospital instead of buying from machine -spent £7 yesterday!!!
• Pick runner beans from garden

Morning guys, just off for a swim this morning to use gym membership.Weather is pants here again today, so no chance of any gardening.
Have a good day everyone, will catch up with you all later:D

mickey_mouse

gooooooooooood morning everyone:D

today I will be

- doing daily clicks
- doing comps
- going to the gym
- going for a nsd except buying the NOTW as it has a £5 off £30 Tesco shopping voucher
- making some cards

goooooooooooood luck everyone

Rummer

Good Morning

Today will be a very busy day as DD starts school tmrw and I am back at work too :eek:. So my aims for today are that I have/will:

• Banking
• Clicks
• Name labels on clothes
• Iron clothes for the week
• Make lunches
• Laundry (loads and loads!) to be dried on the pulley
• Preparations for lunch
• Letter to tax office
• Hopefully NSD
• Store cupboard meals
• Organise the greenhouse

After my spending slip up yesterday I am going to focus on the house to save the pennies today . Good luck everyone!!!!

cassey1

Morning everyone,the sun is shining. Dont know how long it will last.
Not doing car boot today,as thought it was going to rain most of the day.Instead i will.

washing on quick wash,will put out on line.
-NSD,apart from buying NOTW,thanks Mickey Mouse for reminding me.
-do comps.
-gardening.
-lunch from store cupboard and tomatoes my neighbour gave me from her garden.
-done keep fit dvd,cheaper than going to the gym.
-tea from meal planner.
-put loose change in sealed pot.
check all my toiletries for my holiday,so i dont buy anything i already have.
-go for a walk or a bike ride,free exercise.

Sophies MUm,hope your Brother is feeling better soon.

Have a good day everyone.

MERFE

Today I will

do clicks this evening
walk to work if the rain has stopped
not spend anything

not too much today really but since I'll be at work there isnt much I can do from there and this evening is the only time I get to spend with OH this week as he has done loads of overtime.

Pooky

Morning all

Today I will/have;

• Checked online accounts (made overpayment on the "payment a day challenge)
• Check quidco for both DH and myself
• Store cupboard meals (will make double portions of dinner for the freezer too)
• Find at least 10 items for ebay - 3 already in the box so 7 to go.
• Sort craft cupboard and wardrobe to find more items for impending boot fair.
• Hoping for NSD - although I might dip into the change jar for the NOTW money.

Hope you all have a fantastic day.

yukkibear

Morning everyone. Today wont be a nsd as we're off to the pub this afternoon to meet one of oh's old friends from school. Hoping we'll keep it low though.

I'll

- write a review
- read reviews
- clicks
- put a couple of bits on ebay
- re read the mb thread, I understand it now I think but am scared to make a bet at the mo
- research some bits on ebay

Have a fab day everyone

smellybeki

morning all

today i will
dry the washing outside
air the bedrooms
walk to shop for notw
walk to bottle bank
have a roast dinner
walk the dog
ironing
check the bank
piggy clicks

anything ekse i can think of will add later
hope everyone has a good day

OliveOyl_2

Good morning All :hello:
I thought I was up early :rotfl: :rotfl: You're way ahead of me.

Today I shall/have

• go nowhere and spend nowt
• My first Tesco home delivery due soon, and it's even got a Sunday paper for me. Savings totalled about £30 and I stuck to my list.
• Clean this bloomin house with micro fibre cloths and stardrops until it gleams
• I may get out into the garden when the overnight rain has dried off a bit.
• Make a loaf in the BM for my lunches this week.
• do a load at 30

Have a lovely day of rest everyone :A

Bagpuss741

Today I have/will

1. Checked online banking
2. Set budget for next week
3. Buy NOTW for £5 off voucher
4. Make chocolate pudding for later
5. Take dog for walk locally instead of using car to go to bigger parks.
6. Put new Tesco sim in phone (went via Quidco so will get £6 as soon as I top up)

Cleosmum

Today I have:

• Checked banking
• Transferred £1 to saver and £1 to ISA for payment a day challenge

And I will:

• [strike]Do lawns - free exercise[/strike] Done
• [strike]Meals from stores[/strike] Done
• [strike]Buy NOTW for voucher[/strike] Done, 2 for me, 1 for mum
• [strike]Update sig[/strike] Done
• [strike]Do more housework[/strike] Done
• [strike]Wash bedding on 30 quickwash and line dry[/strike] Done, 3 loads of clothes done also

Edit to add:

• Found 5p on floor
• Put change in sealed pot
• Checked misery shops - none
• Checked PB
• Checked Quidco - 15p tracked for bargain PS2 game at whsmith :T (Golden compass for £1.50, free del, 10% quidco)
• Cleaned out animals for extra free exercise :A lol
• Been offered a huge tree full of conference pears as long as I can come up with a way to preserve them that doesnt involve jam and the like - any ideas?
• Also picked up huge fat cucumber from my dads greenhouse yummy!!!