We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

In Order To Earn More Money What Option Would You Pick

You have no qualifications, you are in a dead end job, pay is !!!!!!. You have 2 options, which one would you do?

Option 1, you stay in the dead end job but you have unlimited overtime so you clock up approx 60 hours a week and earn say £400 per week or more if you want.

Option 2, You retrain, going to college for 4 years getting a degree, you get a job earning £500 pw doing 35 hours per week.

I am going with option 2, Why should you spend all your life working in order to try and earn a few pounds. I have guys at work who around Christams have clocked up 80 hours a week:eek: I mean why should you have to do that?
«1

Comments

  • Option 2 is the best, if you can survive the 4 years with little or no income while you train.

    Good on you if you can find a way to do it. Lifes too short to be at work.
    xxx
  • System
    System Posts: 178,380 Community Admin
    10,000 Posts Photogenic Name Dropper
    Option 2 is the best, if you can survive the 4 years with little or no income while you train.

    Good on you if you can find a way to do it. Lifes too short to be at work.
    xxx
    Thats my thinking, I am starting an Open Uni course next month, becuase I am on low pay also got it paid for me.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    Some people don't want or cannot cope with the study.

    I know many people who do mind-numbing work for little pay, they get their joy from their outside work activities, their hobbies & sports. Work never keeps them awake at night, they don't need the money - they are happy.

    Horses for courses really, I wouldn't be happy in a dull job. But there is satisfaction in doing whatever you do well. There is satisfaction in a clean toilet, a road swept, filing kept tidy and efficient or a school meal served. Just because it isn't what you want to do doesn't make it second class. I have done cleaning jobs, served in a motorway service station at night and Saturday girl in a newsagent to get myself through uni as a single mum.

    I'm glad for you if you are going to get to do what you want. Good luck with the study.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I work more than 40 hours a week and my husband currently is working 80 hours a week.

    We do so in order that we can clear our debts and live the lifestyle we want to lead.

    Neither of us is in a "dead end job" as you put it.......we work more hours because it makes the books balance.

    It won't always be this way, but it is part of our journey to becoming debt free so it will be worth it in the long run.

    You say life is too short to be at work, I say life is too short to be staying awake at night worrying about my debts so I choose to work the extra to pay for them.

    It is personal choice at the end of the day.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    I agree with Hypno in that it depends on how you define a 'dead end job'.

    I am, currently, in a 'dead end job' in that there is little or no chance of career progression and the hourly rate is pretty poor at £6.03.
    At the moment I also have little chance of overtime - in fact I have had no work for the last six weeks.
    But I have done what you are talking about doing, only in reverse, nirelandguy, - I had my own business for 25 years until my bankruptcy, at which time I had a short sharp shock lesson in reality, which basically taught me that, at 50+ years old, you don't automatically walk into a job for which your qualifications are either suitable or required, yet you still have to put 'bread on the table'.
    I might, also, add that it took me several months to get even the 'dead end job' that I have, as many 'minimum wage' employers were rejecting me because I was 'over-qualified'.
    But, nirelandguy, please don't let that put you off - I am 100% in favour of education in order to better a person's circumstances, and would do exactly the same in your position.
    Good luck.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • System
    System Posts: 178,380 Community Admin
    10,000 Posts Photogenic Name Dropper
    Well I have floated around min wage jobs all my working life (About 10 years) and I'm sick of it.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Well I have floated around min wage jobs all my working life (About 10 years) and I'm sick of it.

    Then what are you waiting for - you should be able to get some financial help if you have been working for 10 years.

    Go for it.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • Bismarck
    Bismarck Posts: 2,598 Forumite
    interesting thread....60 hours a week is not sustainable long-term or healthy.....

    above all you need to look at the whole deal and what you need to do for you and your circumstances - now and in the future....I've flogged myself over things that in the real scheme of things didn't matter and regret the time wasted.

    Take your time now, if you can, plan what you're going to do and give it everything you've got. Good luck!
    For what I've done...I start again...And whatever pain may come ...Today this ends... I'm forgiving what I've done -AF since June 2007
  • savingholmes
    savingholmes Posts: 29,109 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think you are doing the right thing getting better qualifications. It may be hard in the short term but long term I think you will win out. Be careful what you pick to study tho - those David Beckham degree courses don't wash well with employers!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • System
    System Posts: 178,380 Community Admin
    10,000 Posts Photogenic Name Dropper
    rog2 wrote: »
    Then what are you waiting for - you should be able to get some financial help if you have been working for 10 years.

    Go for it.
    Yes I get it paid for plus a study grant
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.5K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.