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Alternatives to advertising on Gum Tree
Hi I’m not sure if I’m posting this in the right place. Does anyone know of any website similar to Gum Tree where I can use for advertising? I'm looking to advertise courses I'm selling to boost my income. Thanks in advance
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Newbie needing guidance...
Hi guys I am a newbie to all this and TBH am a little bit lost looking through all the different threads!! :o I am in awe of some of you guys though I am hoping you all can give me some help, advice, tips and guidance.....anything to help me save/earn as much money over next 12months. I am not so much a DebtFreeWannabe -…
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Debt Free Wannabee Newbie
Hi Im in a debt crisis, total debts approx £30,000. At present I dont sleep well at night and my family realationships are suffering. Until finding this site and spending many hours reading other peoples dilemmas and triumphs, I saw no way out of this hole I,m in. I,m still unsure of what to next, contacting my creditors…
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start of my SOA
Right you'll have to bear with me, I'm going to be coming back and forth to this over the next few days as my stuff from Experian is starting to come in. First two debts: First Credit (scumbags!) - £1745.08 (Morgan Stanley Card) ScotCall - £2894.76 (MBNA loan) First Credit will of a discount if I can pay £1300 (haha) or…
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My super scary soa
Statement of Affairs and Personal Balance Sheet Monthly Income Details Monthly income after tax................ 1400 Partners monthly income after tax....... 800 Total monthly income.................... 2200 Monthly Expense Details Rent.................................... 590 Council tax............................. 128…
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Selling up?
Hi, Due to family/business problems my friend has had to move out of his house. They are now in council accomodation but are trying to sell their old house. At the moment he is manaing to make the mortgage payments but will soon not be able to afford it any longer. It is very run down and needs a lot of work. The Estate…
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Default
Hi i have recieved my credit report from Experian and I have a default from a mobile phone company. I never knew anything about this, it was two years ago. I was late paying some bills, my balance is now settlet and I dont have the phone anymore, I closed my account two years ago. I have read on some posts you can argue…
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A money-making idea? Selling your breast milk....
I have just been sent an email with this story in it: http://www.closeronline.co.uk/RealLife/Reallifestories/breast-milk-woman.aspx Do you think she's an MSE-er? :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
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Urgent help required please
Hi, im new here and hope somebody may be able to advise. Right........here goes...... Approx 8 yrs ago we took out a loan with secure homes (unsecured). After about 18months, we started having financial difficulties and contacted secure homes to accept a reduced payment, which they accepted. After about another 6 months or…
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Does anyone know....
What credit reference agency Orange use???? Sorry for not posting in ages guys.... been spending alot of time over on the oldstyle board.... Will make a bigger effort to post here too :p Lyns x
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Hello, I'm new and need some advice :)
Hi Everyone OK, this is the 3rd time I have tried to write this - I keep rambling! I am in debt to about £16,500, shown below. I am also well paid and my wife works part time, cash is never an issue - everyone appears happy to lend us money. The debt has come from house improvements, the 2 cars we need and general…
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Need help
Hi I am new to this site...i just wondered if anyone can suggest anything, my boyfriend and I have just (Feb 08) entered into locked IVA's. Our fixed mortgage rate is up in September, I have been given a new quote from our mortgage company expecting an extra £165 per month from us for the mortgage payments, we went back to…
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Pap/Moozies what have/will you spend Tuesday 27th May?
Morning all :p Hope you all had a nice bank holiday weekend;) Today I am taking the children swimming with the free swim vouchers from the cereal boxes, so should only be £1 or so for the car park. Don't think I need to spend anything else:rolleyes: also yesterday was a NSD did loads of baking as well using up bananas that…
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Tuesday 27/05/2008. What small DFW things will you do today????
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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Daily Chat:Tues May 27th, 2008, slightly overcast day...
When I say 'slightly overcast' I mean it is actually raining...lol How is everyone today? I started to watch Amityville Horror last night and it scared me soooooo much, I had to go to bed! lol Work for me later and I'm picking up a new freezer from Comet as well-that's exciting huh? (NOT!) Hope you all have a lovely day x
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Can the CAB or others cope?
If this has been asked before im sorry, but would like to know considering how many more people have come on here and read here maybe without commenting, can the huge rise in numbers of people in trouble be coped with, is the CAB getting anymore funding?:eek: Otherwise as people tend to leave a lot till the last minute,…
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CCS told me no to DMP!
I spoke with CCCS regarding my finances, and they reccomended a debt management plan. They then told me that as I dont have £100 a month to put towards a debt management plan, that they would be unable to help me, but instead offer all creditors 1 pound a month. (They also gave me supprt with letter writing, budgeting and…
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Major debt help needed - thinking of the worst......
Firstly....hello. I'm new here and I have one ambition in life. To get debt free.... At this stage I'm not interested in the consequences. I just want to remove all my debt and have a clean slate. I don't care for mortgages, cars, or anything like that. I just want to rid myself of all my debt. Here's the situation. I…
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Cant keep up my reduced payments to cc.Help Help Help
I have posted a couple of times before re trying to deal with my debts and have received some really helpful advice. I have for the last 9 months been arranging and doing my own debt management plan with various cc companies and have just about managed to keep to it. However life took a bad turn around January as after…
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Payment Plans / DMP
For reasons I don't want to go into it looks like my only option is to go onto some sort of DMP with all the people that I owe money to. (I've been onto the CCCS website and this was one of their suggestions). However would OH's salary be taken into account when calculating the available income, even though it was only me…
