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Finally, on Monday my final default will be satisfied
Hi guys, just thought id share, that on Monday, my final default to AIC/Natwest will be satisfied. They offered me a !!!!!! of £3500 on a £7000 debt, and I managed to haggle them down to £2500! My dad has paid this for me and I will pay him. So, debt wise, I owe £1200 to Vanquis and Cap One that will be cleared in full at…
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just told wife about debts
hello, i've just confessed to my wife that we have about £50k of debt. i have kept it a secret for a couple of years and finally couldnt cope with it any and told her. im not sure what to do now, could do with advice.
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Stop me
Without everyone here:A I don't think I'd have made it through the last 2 weeks,(i cocked up with my budget) I got payed yesterday I (would love)want a Kebab for my tea tonight:confused: I know it won't be as good as I think it will be but...
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Cca For Catalogues?
What way does requesting CCA work with say catalogues like Kays or even mobile phones when nothing was signed etc?
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struggling to survive
Im struggling to manage how much i need to live off...i have only just managed my rent this month (due 8th) but that i wont have any money for food and i dont think i can pay my bills and debts. can anyone help?
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Can the bank reduce my authorised overdraft?
I've got myself into a major amount of bother... last year I wanted to go travelling for a few months and had trouble getting a loan. So I increased my authorised overdraft to £10,000 and am now around the £7000 overdrawn mark. I'm about to start clearing it and can reasonably expect to clear £300 per month of it. However…
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DMP with cccs - Creditors not freezing interest
Can anyone let me know their experience? We have been to cccs for help and are starting our dmp on 1st March. Have been making token £1 to creditors as advised by cccs. We first contacted cccs in January and are really pleased with the help they have given us - real weight off our shoulders! Only thing is that we have only…
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UPS advice
Not sure if this is the right place to put this, but here goes!: I've received a letter this morning from UPS informing me that I have an unpaid bill, they've included invoice no, dates and amount (33.26):eek: - I have no idea what they're talking about!:confused: I have never had an account with them, in fact I've never…
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Can someone given me a bit of advise please
Just woke up this morning with a letter from court on my door step from Natwest. The debt is in my husbands name and they are claiming 28356.18 my usand has ben paying natwest £150 a month for the last year and has struggled meeting that amoount of money. We have asked them on several occasions if they would be willing to…
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Worked out our new weekly budget
Worked out our new weekly budget and i was just wondering if it sounds ok, will we be able to live on it right after our bills go out, mortgage, loans, childcare fees we will be left with £70 a week to live on.. we will have to buy food, clothes and any other emergancies that come up do you think that this sounds very…
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Backlash?
Having been an avid visitor to this board I have been struck by many of the posters here.debt seems to bring only misery,worry and sometimes worse.How many times have I read ``once I am out of debt I am never going to do it again``. Martin says ``good debt,bad debt``Can`t see much in the way of good debt with the exception…
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Advice on paying off debt lump sum please!
Apologies in advance if this is in the wrong place as this is the first time I've posted here. I've been paying off debts for a number of years via arrangements with debt managment companies and by luck/judgement/whatever I've got a lump sum of about 4000 pounds which will probably pay off a couple (or three if I can…
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Saturday 23/02/08 What small dfw thing have you done today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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Pap/Moozies What have/will you spend Saturday 23rd February??
Morning all:hello: Should be a NSD here:rolleyes: , but I will have to pop out for the weekend papers (and they weigh a ton:rotfl:). Hope everyone has a fantastic Saturday, and take care of yourselves :)
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losing the battle with credit card debt
hi all. This started about a year ago. i got a credit card cuz i was skint. amex. they gave me £5300 limit even though i was unemployed. i spent about £2000 and thought "what the hell am i doing?!" i heard about free balance transfers and applied for another credit card expecting a similar limit so i could transfer the…
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2 credit cards now over their limits..help!
I have just recieved my HSBC credit card and its gone over its credit limit of 4k. Im so upset as were trying soo hard to keep on top of them and it dosent seem to be working:mad: Also got barclaycard which is over its limit of 3k too. What should I do? Which should I pay? Pay minumums off or lumps and forget about other…
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Does Being In Debt Ever Just Get To You?
I'm feeling a bit sorry for myself this morning and need a bit of a rant. Does it ever just get to you being in debt:confused: Its a nice morning here, I'd love to take the kids a walk to the shop and buy them a packet of sweets and myself a newspaper, I can't even afford a newspaper let alone the sweets, hell I can't even…
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Can they enforce thet agreement?
Hi everyone, getting stuck in and grabbing the proverbial debt bull by the horns!!! Currently working on claiming charges, financial statement and SOA, soon to be posted. Does anyone know this or did I hear / read wrong. I have requested from all my creditors the terms and conditions of my agreements. </O:p Question? If…
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start ???
I am new here , just watched Martin's video about debt.... First I need to check how much debt I really got ...
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Bingo Tips
Anyone care to share any wisdom on how to make the most of your free credits with online bingo? Lets share the luck people! :T
