Saturday 23/02/08 What small dfw thing have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I have /will

• Checked online banking
• Done clicks
• Make lunch from storecupboard/freezer
• Going out for another meal tonight for Dad's birthday:D so no tea to make again
• dad's birthday pressie sorted with pigsback vouchers, home made cake and powerpoint presentation - so money neutral:D
• not drinking tonight so won't have to pay for taxi
• Given sorry looking apples from fruitbowl to DD for her horse
• Try and have a no spend day..... Hi Free!!! Still not doing as well as you;)

Think that's all so far, hope you all have a good day today.Weather here cold but dry, may try and get something done in the garden today if I have time.

thepinklady

Today I have /will:

* Check online banking
* list some items on Amazon & list my lovely new pink ipod on ebay (won in a raffle)
* Look for good priced Luxury hotels - OH & I are looking at a weekend break away next month
* Have a 2hr driving lesson which has already been paid for - so that saved me money in the long run buying block driving lessons

Have a great Saturday everyone :j

sugarpants_2

Hi everyone

Well have gig tickets on ebay today which are ending and are at £150 so far:j My friend couldnt make it to the gig so thought Id sell them instread of dragging DH along:rolleyes: Will post later how much they got too ..fingers crossed. The proceeds are gonna pay off the HSBC credit card:D

And probably have meal at home tonight with some left overs in freezer and take kids to local country park after 4pm (free parking after 4pm:money: )

Thats me done! hurrah!

LOVE THIS THREAD! Get some fab ideas from it..Keep it going guys:T

splishsplash

Morning everyone:j
Today I will:

• [strike]dry clothes ?indoors (rain is back again, but sky looks light )[/strike]Yes, indoors after all
• [strike]get back to mealplanner today - chicken fillets defrosted for chicken supreme, and bacon joint ready for tomorrow[/strike] Yes
• [strike]sort shopping list for tomorrow as freezer is now empty except for one bag peas and one bag beans and one pack of small vol-au-vent cases (to be used with leftover supreme and bacon)[/strike] Yes - leftover supreme in freezer
• start work on summer project and work until at least 6pm erm... well I thought about it... did a bit... thought about it again... does that count?
• [strike]sort out and set up paperwork for summer work[/strike] Yes - that much is done
• make veggie soup and bread for lunch/supper for today and tomorrow No - made egg sandwiches (neighbour gave them to me, someone gave them to her - not realising she doesn't eat eggs, and she didn't want to hurt their feelings by refusing them!)

That's it, hope everyone has a great weekend.
Got a lovely big bunch of daffs today - from dd1's friend's mum. They're lovely. Hope everyone had a good day!

crawley_girl

Morning guys

Today I:
* will make some cakes/ brownies using ingredients I already have in
* write a letter to appeal a decision
* get my house work done and wash clothes on a 30 degree wash
* sit and read my book whilst all is quiet!
* do some research about job opportunity
* check online banking

:heartpuls CG :heartpuls

In_Search_Of_Me

morning all! For me its;
+ a no spend day
+ have a nice clean & tidy & get some stuff ready for listing on ebay tomorrow
+ eat yummy food in the fridge thats going off first & delicious merangue that I made
+ Paint Panias money saving pig
+ Have a nice read of library book if migraine goes
+ Pop in here all day, so some clicks & enter some comps and maybe a bit of slice the pie!!

Lemon_Tree

my list is
dry washng outside (2 loads out already)
coloured my hair at home, saving hairdressers costs and using up stock in toiletries box
sorted out rubber stamps to list on ebay
update accounts
NSD
make 2 birthday cards to go with pressies already bought
defrost stuff and eat from store cupboards today
plant some seeds for the veggie plot
list loads of stuff on freecycle to clear space, make me happier which means i don't want to spend more money.

cassey1

Morning everyone,
today i will or do

keep fit video,chraper than gym.
washing on 30,dried indoors.
checked online banking.
Had to get car tax today but am going not to spend any more money,
Make chilli for tea,make a large amount,freeze the rest.
keep heating off for as long as possiable,do housework to keep warm.
get cheap car insurance.
Do surveys and comps.

Everyone have a good day

sophiesmum_2

Already posted but just wanted to add that the postie has just brought me some freebie tea samples,fabric conditioner sample, and a gift set of L'aimant products- 2 perfumes, talc and body spray:D . These were a freebie with a magazine subscription that OH got me for xmas(through quidco;) ) but will make a great pressie for someone:D and have now been added to the pressie box to use in my money neutral challenge:j .

This week has been a good week.:A

bathgatebuyer

Washing being battered about in the Edinburgh winds;
Bought some Mother's Day stuff in Boots using a Pigsback voucher and got £10 worth of Sanctuary stuff free (which will be a friend's birthday pressie in April!);
Repairing the alloy wheels on my car later using a kit I bought on Ebay which was half the price of the one in Halfords - hopefully that will help me when I come to either trade in or sell later in the year.

bountiful

Just went on LoveFilm to do a change of address and noticed that they were now offering my £4.99 package (2 a month, 1 at a time) for £3.99 - so I changed subscription package.;)