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DFW help-'Real' work from home job?
Does anyone have any idea of a job I could do from home, earn a good wage and not be commission based? (or am I living in a dream world?) *it must be legal as well, lol;) Bunny
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How to deal with stubborn Credit companies - Help!
Hello. This is my first time, so please be gentle. A quick update on the situation so far... I am trying to sort out my fathers credit card debt mountain. He was diagnosed with cancer back in Apr 07 (and suffered a large debilitating stroke since). He is unable to deal with his creditors himself, so it has sort of fallen…
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Credit search mystery
I have just done a credit search with Equifax and a search has showed up from a company called Shop direct financial services Ltd search reason was associte.It was dated 16/09/07. I am having problems with Mackenzie Hall,Lowell and Red at the moment Can anybody tell me if these people are any of the above,as i have not…
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The Snowball Is Melting!!
Just recalculated my debt free date on the snowball calculator for the first time since I had my LBM and it's gone down! Hurrah! Down from May 2010 to August 2009, which I'm really really pleased about if you can't tell heh
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Debt diaries - do they really help?
Before I embark on a debt diary thread all about me, do you think they help and get you more focussed on your targets, or....?
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Need to clear debt, earn plenty but it all disappears :(
Just need to get this down to see where I'm going wrong... I earn 40k/year with 20% bonus, but this is irregular so I don't factor it in. I currently have one CC with £800 on it, an overdraft with natwest of £1.300 and another one with A&L of £250. I also owe a family member £1,750. I cleared another two creditcards in the…
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Dmp - Northern Rock
I have a dmp with CCCS, but Northern Rock won't accept my offer and have taken me to court. Has anyone else had problems with them? They want a charging order on my property. Help!
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I want to repay a debt BUT....
Basically, I had a student account with a bank when I was at university. I opened the account using the address I was renting at the time. I then used the account and ended up going £50 over my overdraft limit (of £1800). I had a long wait for my student loan and the bank charged me £39 every third day that I remained over…
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Extra income for christmas?
Hi, this is my first time posting on the debt free wannabe board as I usually just read other peoples posts, i hope I'm not intruding! Basically, I desperately want to get through christmas without getting into debt, as I am quite near to being a debt free-er. I have quite a big family, and do not want to be too tight on…
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Partner in debt - advice needed!
Hi there ... after lurking for quite a long time (and picking up a lot of useful tips along the way!) I've signed up, rather shallowly because I need some advice! I was in a wee bit of debt a while ago but after getting some good advice (from here) and giving myself a bit of a mental slap, I'm in great shape now. Problem…
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Shopsalot - does exactly what it says on the tin..
Shopsalot I do. I cant help it (I could if I really tried but i love to shop). So here is my attempt to help myself. Hopefully by writing it down I can stop myself and pay off my debts. So this will run in part like an extended Bank statement, and in part like an explanation to my bank manager (I so wish I still had one…
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Which Paypal Account??
Hi guys I've decided that it is about time that I had a go at selling on Ebay :eek: but I have no idea which Paypal account to go for? I would guess the premier account, but I was wondering what everyone else has. Help would be loved x
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Pay more & no penalty points on my licence?
I was caught recently driving at 36 mph in a 30 mph zone - my fault I know, so I filled in the letter the constabulary sent me to admit that yes it was me, very sorry, and expecting to have to pay the fine and receive 3 points on my otherwise clean licence. However I've just been sent a letter saying that I can choose…
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Which order
I am a newbie to posting on this forum so apologies if I am asking the obvious. My debt is made up of credit cards, overdraft, unsecured and secured loans. My thinking is to pay off credit cards first as highest APRs (I will post a full SOA this evening) but then what next? I do not get charged on my overdrafts unless I go…
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It pays to complain
Just come off the phone with a mobile provider and 40 quid is winging its way to me (10 days). This is the result of several weeks emails, and pointing out the fact that once the term of a contract expires then the T&C expire with it. Notable comment of "Im an IT contractor, when my contract expires i dont say to the…
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DMP impact on credit rating.
Hi all! I am in the process of starting up a Debt Management Plan through the CCCS after finally facing up to my debts and the need to sort them out. My DMP will probably run for approx 5 years assuming payments are accepted and interest not charged etc. My biggest concern is the impact that the DMP will have on my credit…
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I'm being a coward, I know...
Since the New Year I'm been working 20hrs a week for minimum wages which is just over £400 a month, which I just manage to get by on. However, I don't seem to have a set pay date, I'm also paid by cheque which adds on about 5days clearing time, so far when I GET paid (this doesn't include clearing time) has ranged from the…
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Newbie
I have been lurking on this board for weeks and have already learnt so much and reduced my outgoings considerably. I thought I would pop on and say hello and become an active member on this forum. I will post my SOA later when my little one is in bed and hopefully you lovely peeps will help me even more.
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bank loan arrears
I recently lost a part time job and my partner moved out of the house and i struggled to pay all the bills and my bank loan went into arrears, i remortgage for as much as i could and payed off a credit card and put £2000.00 into my bank loan arrears which almost brought it up to date. I contacted the bank and they have now…
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What have you/will you spend today Monday 24th September 2007
Morning all :hello: As PaP is not around - MOST unlike her not to have posted for 4 days :undecided - I will start today's thread. I have not included the challenge, but please feel free to include yours, and update your signatures. So, as always, post your spends - good or bad. And don't forget: :dance: 'Keep it…
