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freebie
http://www.nivea.co.uk/highlights/local_highlight/LOCAL_nso_sampling click on the link and stick your name and address in to get your free nivea soft. I have just done it - worth a try and doesnt cost anything :)
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what have/will you spend friday aug 31st 2007?
last day of the week for you mon~friday workers, all those who work the weekend, well done :T sorry its really late but i had a lay in then early work :rolleyes: anyway post away and i hope you have kept it low :rotfl: today is a nsd as i had a sandwich and bottle from work and he didnt charge me (my boss) :D bless him...…
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Cant seem to get out of this hole!
Hello Folks This is my first post and hopefully people can give me some advice on how to proceed. I currently have a £1450 overdraft, I have had the overdraft for ages and I keep upping the limit rather than dropping it! I just can't seem to reduce the blasted thing, even with lots of scrimping! My thought was to apply for…
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experian credit file
Hi, A week or two ago I helped my daughter apply to Experian for their offer of a free credit report, cannot remember whether it was from information on this forum or not. We filled in the application form with her details and filled in one part of the form with one of her previous addresses. They E-mail me after a couple…
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please help bayliff problem
hi, i live in my parents house in scotland and i received a phone call the other night from a debit collection agency who i owe £547, the call lasted less than 2 minutes and the guy basically said that since they have not been able to contact me since april they are sending round bayliffs. I need to know what options i…
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HELP - How do I reply to Red Debt
I have recieved three letter's from Red Debt today, 1st - Dated 30-07-07 - States I have an account with Abbey outstanding balance of £2709.85, which has been sold to Lowell Finance, please make payment by debit or credit card within 7 days. 2nd - Dated 20-08-07 - States, our client now wishes to offer you a reduced…
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Would you have said yes?
A few weeks ago I was contacted through myspace (the guy had seen my profile pic on there) by a guy from the Daily Sport asking firstly, if I was a model and secondly, did I want to appear in the Daily Sport. I turned politely turned him down, didn't even ask how much they paid first which maybe I should've done! Would…
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Bring back £5 notes in cash machines!!!
Enough said.... :p ;)
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Sat here in tears
Ive just had a phone call from a man at DLC debt agency. I owe them £599 and have been paying them £5 a month since january this year. This months payment didnt come out (its standing order) i dont know why it didnt and was only aware it hadnt when this man called me. I apologised and said i would look into it but could i…
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Bittersweet success
OH has been offered a job bringing in £500+ a week after tax etc which will go heavily towards his debts and my 1 debt so will be DF a lot sooner than planned :j the downside is is that he will be "tramping" ie living in his truck mon - fri now i know that we should be happy about the fact that soon we will be debt free…
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Mackenzie Hall survey
I want to conduct a survey about MH with anyone who has posted here and elsewhere to build up a case about how they conduct themselves and send to OFT. From first point of contact, text messages , vague contact me letters and every pint of contact down the line and time scale of each. and also if the debt is statue barred…
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Debt Management Plan
hi, just been in contact with a company offering DMP , offered to handle my creditors and reduce my payment per month to one i can handle . I maybe in a better position next year to pay off 50 % of these debts . Advice please .
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Negative Equity & Welcome Finance
Hi has anyone ever been in this position, off the back of another post i am considering selling up, however my situation is as follows: property Value £225,000 mortgage £181500 redemption pen £9075 Secured loan (EPF) £40000 Secured loan (welcome) £15000 Total Secured £245575 :o The main reason I am consdering this is that…
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Please Reply If You Have Monument Tel No
Hi, need the tel no for monument. pleaese only reply if you have the telephone number .
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Taking on First Plus on PPI
After getting our weekly email from Martin I noticed some people are reclaiming PPI payments so today I sent our letter off to First Plus telling them we were missold the product! Fingers crossed does not look like many people have success on this but it really annoyed me were told we had to have it and it turns out we are…
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Is it worth
Moving to the HSBC for the 10 quid cashback offer (Quidco)? Ive just looked at there lousy interest rates, but to be honest even A&L when ive had a decent balance hasnt really give me that much interest, maybe a pound a month, that equates to 10 months interest. Im just thinking of a short term thing, as I want to cancel…
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Help - Anyone Have The Tel No for Monument CCD
Hiya I need to ring them but as i have been good and cut card up i dont know the telepone number ! doh !
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What's MBNA's game?
Don't know if anyone remembers but I posted a few weeks that MBNA had blocked my account as they were deeply concerned about my level of debt.....so concerned that they couldn't reduce the APR on it so I could pay it off quicker! Anyway I subsequently had a letter from them confirming that my account was blocked and if, by…
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bank/court
I was just wondering if any one can help me-my mam is looking for the phrase that you can use in court to say that bank charges are illegal-but without actually using the word "illegal" A man apparantly used it in his court case and it helped him win:confused: this is what she wrote (she is too shy to write on here!) I am…
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Bankruptcy....yes or no??
I have new sole custody of my one year old...and a debt of 16K (dont ask...his mum was a spendthrift and a cheat) It will take approx 5 years to pay off from a take home of 1200....I rent my home such as it is from a private landlord. My question is, should I abandon ideas of debt martyrdom and try and go the bantruptcy…
