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Taking on First Plus on PPI

After getting our weekly email from Martin I noticed some people are reclaiming PPI payments so today I sent our letter off to First Plus telling them we were missold the product!

Fingers crossed does not look like many people have success on this but it really annoyed me were told we had to have it and it turns out we are only covered for death, accident and critical illness we were told if he was "sick"

Anyway the policy cost us nearly 4k so here goes!

Comments

  • rayday2
    rayday2 Posts: 3,960 Forumite
    A quick update for you.

    I got a response from First Plus which was particularly snotty, did not address the issue but said on recent phonecalls I had not mentioned I was not happy blah blah blah

    However I forgot that I went through another company who searched for First Plus they were called Central Trust, they wrote back today trashed all my arguments bar one which was that I already had cover and was still sold the policy. They refuned me £4,600 ish which could go into my loan to pay it off or the other option because I am remortgagin to get rid of First Plus was £500 refund to First Plus and £4100 payment by cheque.

    I would say go for it for the cost of a stamp you may as well give it a go!
  • well done rayday!!!! thats fantastic news congratulations xxxxx
    LBM 29/07/ 07
    TOTAL DEBT: [strike]3300[/strike]1500
    DFD: Aug '08
    :rudolf:Pesky Xmas Savings Challenge: 62/500 No.006 Of Lucys Party Season Challenge 14/09/07: 4.5:mad:/28lbs:xmassmile

    Official DFW Nerd Club No.641
    Proud To Be Dealing With My Debts
  • rayday2
    rayday2 Posts: 3,960 Forumite
    I know we can get a new sofa, double glazing and a few other things we were worried about funding on house repair side!
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