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Anyone heard of Accuma??
Hi, Has anyone heard of a company called Accuma?? My friends using them, i think for an IVA, and i wanted to make sure they were okay! Cheers :beer:
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I think i have just had a LB moment!!
:mad: Hiya Ladies and Gents. As I sit here waiting for divine intervention and frantically ready posts for money saying tips I think i have had my lightbulb moment! Quick bit of history from me... got myself into some debt problems at 18, basically my own stupidity for the most part.... I was a student working part time 2…
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I am looking forward to the end will it ever come?
I presently owe £33055.98 for credit cards, bank loans, catalogues, overdraft on current accounts, store cards the list is endless. I pay £500 a month and my estimated payment date is March 2012 when I hope will be debt free. I have paid £14318.67 up to now off the debts. Its quite frightening when you add it all up and…
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big debts / big plans - would welcome some moral support
Well, I never thought it would happen, but after stumbling across this site last week, I have decided to finally take action and face up to my ever increasing debts. There, I've said it! And you're all my witnesses, so there's no going back! I have accumulated some absolutely pointless debts, the type where you don't seem…
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Just a quickie really -
Well I have cleared off all credit cards today - (£400 - Barclaycard, £300 Capital one) and will be sending a couple of letters in a weeks time to get these both cancelled. The only thing I really have left is an Egg Loan, I called them today and got the PPI removed as this was mis-sold in the first place. This has taken…
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Debt letter
HI to all, First time I have used this site but have read with interest some writings on Lowell Portfolio Ltd. My husband received a letter from them regarding a debt with HSBC of at least 6 years old. He has had no contact with the bank for this time and does not now have account with them. We have moved a couple of times…
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I'm debt free - my story
My forfeit, as requested. Just to say to start that I got my credit card bill today and I am not debt free as I thought. I owe MBNA £1.27. I will pay this online as soon as I write this. So what were my debts? A couple of credit cards that added up to telephone numbers. Put it this way, they were so bad that I actually…
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Changing Bank accounts
Hi all, Okay so i finally managed to sort myself out and got a joint loan with my mum for my debt and although her name is on it, i'm making the payments!! its worked out really well and hopefully its quite 2-3 years off my debt free date according to the snowball calculator - woohoooo!:T :rotfl: :T :A So, i want to say…
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how do you do it
ok now some on here will think i've lost it but here goes...finally got hubby's visa card under control last month paid it off infact but we agreed to a) keep it for emergencies b) reduce it's limit to as low as it can go(£500) c) clear it off every month thinking we could keep a handle on it ..well i've just looked at the…
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Extra money each month
Yesterday was my 1st day back at work after a couple of days off and I was greeted with a meeting with my boss as soon as I stepped through the office door, thinking I was in trouble it was a lovely suprise to find out that they were giving me a pay rise!!! :j After spending most of yesterday thinking of how I can spend…
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I'm Bigger Than Average
Apparently the average debt for a UK person is now over £3,000! So that means I'm nearly 10 times bigger than average! :cool: :p http://news.sky.com/skynews/article/0,,30100-13544448,00.html
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Virgin.net doesn't want my cash
I am a committed debt-free wannabe having cut up the cards two years ago. It was a totally liberating experience and I have been operating on a cash-only basis every since. My debts are largely down to a relationship breakdown and the failings of the tax credit and child support systems. That said, there were some…
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My overdraft is under £200!
I'm so pleased, I have managed to get my overdraft down by over £168 this month...I get paid in the morning and my balance stands at -£199.93! My aim for this month is to get it below £150, and to clear my post office card, then see how much is left to knock off my natwest card. Don't know if I'll manage to get rid of too…
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DMP - Payplan or CCCS? (& my debt situation) HELP
Ok, so I finally did it, I added up all my debts! And heres the story: FraserCard (GE Capital) £234.39 Debenhams (GE Capital) £2,286.67 Barclaycard £1,109.30 MBNA £3,033.14 Orange Marbles (HFC) £6,230.00 &more (HSBC) £1,440.82 Natwest £1,668.89 Argos Card £120.00 Egg Card £610.00 Egg Loan £3,498.48 TOTAL = £20,231.69 Plus…
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how much do payplan charge?
I know payplan don't charge to set up...but is there monthly fee and if so how much is it??????
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does every one have pmt?
nearly every post i've looked on lately people are arguing with each others advice,:eek: this is supposed to be a supportive sight, When i first visited everyone was wonderfull (you still are):A but it's depressing to see everyone getting each others backs up-if i was new i wouldn't stay long! could everyone start being…
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Bailiffs Powers - Courts and Enforcement Bill
Following on from the BBC whistleblower programme and my other “Bailiffs up to their old tricks” thread from yesterday I think the important thing to take away from this is that if you thing the Bailiffs are running amok now just wait 5-6 years and then see what they are doing! There are currently fundamental changes being…
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Has anyone had this problems with Payplan?
At the begining of September I logged on to my Justabank account and it said that my account was in arrears. I rang Payplan up and said that the money had been debited from my account as normal - the same as it has done for the last 6 months (by standing order). The person I spoke to said that she couldn't understand why…
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Cash Flow Management
Ive been itching to post something on the forum over the past few days, which would be a little different from the usual rubbish i post, so i thought id post a few ideas, philosophies etc on money management, especially what is increasing becoming obvious, that its irrelevant how much you are worth, the most important…
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Cashplus Card Problems
Hello Just wondering if anyone has had similar problems with this pre-paid Mastercard. Recd the card last week & wanted to change the pin number. Did this at a HSBC machine & change went through ok. However, following day tried to use it at the petrol station & the pin was rejected. Rang Cashplus customer services & after…
