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I need to save pay off an £1000 debt-any help?
Hello! I borrowed £2000 over a year ago from a friend thinking i would be able to pay it back sooner, i have paid £1000 and then i just haven't been able to pay back. As far as a SOA is concerned we do have an expensive Telewest package (TV, phone and computer - £140 per month) and we have our cell phone packages (£35…
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Baby Freebies - Great site for mums to be and mums with babies
http://www.babyfreebies.co.uk/
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Need advice about order of things
This is a request for information about the correct way around a problem my brother is in 42000 pounds of debt and has no way of paying anything to clear the debt as he has had a breakdown and is in hospital, and has lost his job as well. What is the best course of action do we pay a nominal amount to each of his…
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Antique Pictorial/Magazine Valuation
Hey All. Sorry if this is posted in the wrong forum, I just couldn't find an appropriate place to post, so I posted here :) I have some original Boar War Magazine/Pictorials from around the 1895 - 1905 period. There probably not worth much, but currently gathering dust. Any ideas where I could get them valued? Perhaps…
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Moneysaving Tips
What are your top 5 moneysaving tips?
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Free days out
Yesterday we went for a walk along the nature reserve and today we went to a free chinese festival. We have two young girls, what free days out can you suggest and where should we look? For those of you thinking the same thing one suggestion that I have is on occassion I take the kids to watch the local gymkhana as they…
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Why can't I find a job?
Okay, Just having a bad day today......I'm extremely bored i'm just thinking about why I can't bl00dy find a permenant job! I lost my job back in March. I thought it would be the end of my worries but what a fantasy that was. I've been trying now for 7 months applied for god knows how many jobs, i'm with every agency in…
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Snowball
Please can soneone point me in the direction of this? Thanks Gilly
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Second job that I can do at home...?
I think I should get a second job. But for one reason and another, I would prefer to get something I can do at home on the computer. My day job is working in Public Relations so I am used to writing for all sorts of things. Has anyone got any advice? In an ideal world I would be looking into doing some freelance work - but…
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Martin Lewis Changed My Life....
OK, I have had an idea for a "happy" thread and I hope people will go with it... if not then this thread will fall off the bottom of the page soon enough! I would really like to hear peoples stories of how finding the lovely Martin and this site changed their life for the better :money: I am talking about things like,…
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Well that ruined that idea :(
Thought I'd sell some books on Amazon as I've been told it works out better than Ebay but they need to validate me with a credit card number and expiry date.Well the number isn't a problem as I can get that off the statements but I cut all my cards up so don't have an expiry date :( Why is everything so difficult? :(
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Birthday resolution
It's my birthday tomorrow and i have made a birthday resolution To be clear of one of my debts by each of the following birthdays so by this time next year i want to be clear off my smallest debt (more likely to succeed by starting off small) So every month i will be making the minimum payments on the largest two debts and…
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New, skint and desperate!
I've been lurking here for a while, but thought I should finally post a thread and introduce myself! I am still in the process of working out how much I owe, but I think it is around £4,000 (credit cards and overdraft). I am into my overdraft and have no money that is actually mine. I will be paid on the last working day…
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Finally Bankrupt
Hi, Just to inform you all that I am now BR and the day has been and gone. It was not as daunting as I expected......never saw the judge!:confused: and made a 5 min phone call to OR after the judge had stamped my BR petition. I have already been interview by someone at the OR office who went through the SOA(Debtors…
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advice needed please
Hi everybody I need some advice 10 years ago a house my now ex husband bought got repossesed as far as i remember i was only a consenter on the mortgage and it was only in his name ,when the house sold there was a deffacit of £2000 which we were both chassed for i refused to pay it and have never heard anything in over 8…
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insurance for a dfw ?
PROTECTED NCB. What would other dfw choose for car insurance:- either 1 or 2 ? 1) £190 for a year unprotected or 2) Pay an extra £85 to get protected No claims bonus. If i choose 2 then if i have an accident in the year then i presume i would then have a cheaper renewal next year. so cant decide. (need car for work and its…
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children- why do they cost so much?
Our daughter aged 12 came home from school last week telling us about a school trip to the christmas market in Germany.(£180) As you can see from my sig, we are almost debt free now and certainly will be by December, so after having had a discussion with her about the fact that it was a lot of money, she , and we,were…
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Wilkinson's
So, having gone into Wilkinson's yesterday for the first time ever, I'm curious to know what other DFWs buy in there. I bought soap, toothpaste and Stardrops (58p!) but did notice that bin bags were a bargain for a huge roll of 30 so will be back for them at some point. Any other suggestions most welcome :D
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How much do you pay towards your rent/mortgage?
Hi all, After reading Earwig's very interesting thread about how much DFW's earn, can I ask the question how much do you pay monthly on your rent or mortgage? I constantly feel like I pay too much rent so it would be interesting to hear how much you all pay! I'll start it off.... my OH and I pay £675 rent per month plus…
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Threatening letters from creditors
Are there any rules about threatening/intimidating letters from creditors? I have an arrangement with a creditor which I have kept to religiously. However, they have started bombarding me with letters saying I agreed to increase my monthly payment (I didn't as I can't afford to) and have therefore defaulted on my agreement…
