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Reducing an unexpected bill
I today received an invoice for my web hosting. Nothing unusual in that, except that at some point in the last month my hosting was exploited, and in addition to the usual hosting fee I have charges for additional bandwidth of £648.53 :eek: Basically I can't afford to pay this (at least not all in one go). Does anyone have…
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Reduced price of BT Option 2
I have just been surfing the BT website and found an ad for reduced cost of option 2 package..........just had another look and can't find the deal but having just spent 30 mins trying to call BT, I have transferred to this deal, it is as follows: 18 Month contract First 12 months at £11 per month (same price as the basic…
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Mortgage while on a DMP ...
Hey all :hello: Me and OH seem to be out-growing our flat and I'm sure that I've read somewhere that you can get a mortgage while on a DMP. If we were to move it would be next year and would probably only be increasing our current mortgage by £20k. Can this be done or am I just imagining it :confused: If so, does anyone…
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I got a haircut for free!
Just thought I'd share this with the other DFW's- Normally get my hair done at the models nights in a local salon- which works out at about £15 a time (half price). Had a thought the other day that maybe I'd check out what some of the other hairdressers did in the way of trainee nights- went into one that seemed to have…
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Thanks
Having put up a thread"gregory pennington" i took advice and went to the CCCS and i have now been able to reduce my monthly payments by £140. The relief that i now feel is great, no longer do i have to worry and be stressed out. So thank you to those that posted and whenever i need advice on anything regarding finances i…
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I'm back and need help staying on the bandwagon!
Righto, After what seems an eternity I'm back and I mean business this time. Started my new job so got a little bit of extra cash coming in, managed to do well out of my sharesave scheme at work when our company got taken over but spent it all on paying bills that were overdue. Now I really need to get my bottom into gear…
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can anyone give me advice for my credit card debt
Hi there, Okay, i'll be totally honest..........i have wracked up in total £15000 of debts on my credit card.... :eek: its my own stupid fault, i know and im kicking myself now. But i do realise i have to get this sorted!! :confused: Its on two credit cards and i rang the bacnks to find out if i can shut the cards down and…
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Mercers/Barclaycard-won't co-operate!
Hello all, Moved abroad at the beginning of the year and was 100% honest to all creditors etc, and have managed to clear 2 debts by f and f settlements and the rest, I have now got reduced payment plans with, except barclaycard/ mercers - who are being extremely difficult!! The are the only ones that would not freeze…
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Good savings made
Came in from work this morning and decided it was time to save some money. So far I.ve switched Car insurance saving £12.00 per month Reduced tax credit overpayment from £83.00 to £40.00 per month Reduced broadband and phone from £49.00 to £35.00 per month Switched gas and electricity from NPower to Atlantic, should save…
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Debt Free Wannabe Meetings Brighton/Hove/Eastbourne?
I just wondered if anyone is interested in setting up local money saving meetings in Brighton/Hove/Eastbourne areas? Would be good for mutual support and motivation in terms of saving money and reducing debt. I have the time one night per week after work (Tuesday maybe 6-8pm?) and my place could sometimes be used for…
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Royal Mail Xmas recruiting
Posted in the Arms: http://forums.moneysavingexpert.com/showthread.html?t=266881 Good way of getting extra cash. Thought you guys would be the most interested and might not see it in the Arms. Pay's not that brilliant, and is less than they pay their regular staff (have a look at various jobs on there) but every little…
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5p buy now listing day on EBay
this should help all the EBay challenge people this month List your item with Buy It Now Only on Wednesday 20th September for just 5p. Selling with Buy It Now allows your buyer to cut out the bidding and win instantly. BTW Im now up to £75.03 hooray Nat xxx
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can i propose another IVA within a year
Just had an IVA rejected and have been told i cannot re-propose for a year.....is this true
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Gregory Pennington!!!
Having debts at various catalogues i wanted to try and consolidate so i dont have to pay as much every month. i got a call from gregory pennington and they said that they where able to help me out. the guy made it sound so simple and easy to do so after an hour on the phon e i said yes. he then went on to saying i had to…
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How much have/will you spend today Tue 19/9?
Good morning folks! Another good start to the day - woke up feeling rather positive! Might be that £320 overpayment to the card that did it :rolleyes: :D Today will be a no spend day for me, 3rd in a row! :dance: I am keeping my £20 locked away in my purse until I HAVE to use it! Hope all the challengers are doing great. I…
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can i claim back hsbc charges
hello,we bought a computer on credit about 9 years ago for an aprox total of £1,250 and was paying so much a month...after a few years we phoned up to confirm that this was our last payment and was told that we still owed aprox £1100...they told us that it was either because the first payment we made was £35 instead of £50…
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I'm being ignored!! Help needed.
I am in debt and am working with CCCS to organise a DMP. I decided to do it on my own and put together an SOA and list of debts and hav ebeen communicating with my various creditors. It's been a very interesting experience. Some have instantly frozen interest for a fixed period and agreed reduced payments. Others have…
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All these pyramid posts...
... do they not realise what website they are on? Have they not noticed that this board is occupied by some of the most financially savvy people in the country (even if it took a wee slip of the halo for some of us to end up here :p )? Everytime I see a post telling me all I need is £10 and paypal and I'll make my fortune…
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Optima Legal Services .... anyone?
Got a letter in the post today regarding an MNBA loan account from Optima Legal Services basically threatening us to contact MBNA before 22 September 2006 or face a CCJ. These things always worry me but has anyone had any dealings with them? Thanks :confused:
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Updated SOA
Monthly Incomings: Child Tax Credit £624 Child Benefit £210.20 Income Support £207.82 Maintenance for 4 children £50 Total - £1092.02 Monthly Outgoings: Mortgage/Rent - £0 paid fully by Housing Benefit(not included above ) Council Tax - £0 paid by Council Tax benefit(not included above) Gas - £33 have just switched so…
