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SOA-Sorry I know it's sat'day night, does anyone have any inspirational ideas please?
Right then... (deep breath) Lightbulb Moment :idea: 07/06 Monthly Incomings: My salary - £652.46 Tax Credits - £361.45 Child Benefit - 71.50 Maintenance - 162.50 Total - £1247.91 Monthly Outgoings: Rent - £420 Council Tax - £78 Water - 31.84 Gas - £22 Electricity - £47 TV License - £11.37 Phone (land) - £18.00 Phone (mob)…
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Graduate with debt
Hi everyone, i am new here! :D I graduated last summer and still have a lot of the debt I built up during my time at university. :rolleyes: I live at home so my expenses are low. But I would love to clear my existing debt. :confused: I have 3 different credit cards at their £500 limit and a £1500 HSBC overdraft. So my…
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the dfw saturday night crazy hat party!
hey folks, i'm staying in tonight to make my outfit for my birthday extravaganza in two weeks time and thought i'd bring all you guys in on the festivities! the theme for my birthday is a crazy hat party, so everyone must turn up in some form of hat or head piece. i myself will be sporting a feathered moulin rouge style…
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Just can't get out of the red ! please help us!!!!
Hiya - can anyone give me some advice. I have been out of work looking after my 2 little children for the last 18 months. Needless to say we are now up to our limit on our overdraft (£2k). They are on our case saying we need to make payments and get a loan with them. I just don't know what to do - should we get a credit…
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Payplan - has this ever happened to you?
We recently sent off a cheque for the estimated balance of our DMP with payplan and they told us we would probably need to pay a few extra £s as it is only an estimated balance. I rang up one of my creditors yesterday because payplan had sent our normal monthly payment late and so they thought we had not paid and whilst on…
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Paid off one of my CC's today...
Well I will have when my DD for the min payment goes through and the cheque for the balance clears:D It was HSBC on 0% for 9 months...I'm actually only at 8 months I think, but I thought it would be a bit of a boost to have my next statement saying zero:D Luckily, I've been sensible and put the money aside each month to…
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In need of some advice!!!!
:confused: Hi there, Okay so i posted on here beofre, i owe £15000 on 2 credit cards... Virgin i owe £7000 at 19.9% and Halifax i owe £8250 (was at 22%, received a lovely letter yesterday informing me its going up to 24.9%!!!) I did the snowball calculatoe and it'd take me five years to clear off my debts paying in about…
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Looks like you were all right
My H has followed me into the land of DFW (not quite enough to appear here) so I didn't need to nag him ;) He's biking to work more often than me (5 days a week depending on weather and what he has to carry) - saving over £30 in train fares Bought some stuff in Lidl and asking me to make him a huge vat of chilli so he can…
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Am happy today
Did some translation/form filling/phone calls for someone who doesn't speak English well and got £15(more to come when more forms arrive for him to fill in).Sold my pushchair for £12.00.Someone is coming to look at a Dyson I am selling in 30 mins and someone rang up about the dishwasher(will call back if it's not too big…
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I am a bad girl...
I went out last night and spent about £60!!!!!!! :eek: Travelcard £5 Food and drink at dinner £18 Club entry £10 Drinks in club £21 It would have been more but I winged it on the train :o I can;t believe I just spent my entire month's food budget on a night out :eek:
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Bulldog and Debt Collection!
Hi, I was wondering if I could ask for your help... Over a year ago... I made the mistake of joining Bulldog Broadband with their Telephone and Internet package. To cut a long story short... they were rubbish and I cancelled the account by stopping the direct debit (in September 2005). I then wrote a lengthy letter stating…
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Darn This Website!!!
This website is just so addictive! I'm supposed to be clearing my desk at work (because I'm leaving for a four month sabbatical - due to return in February), and all I want to do is read the posts on here. At this rate I'll never be finished! :mad: On a more serious note, I would like to say that this website and…
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GRRRR GE Capital
I have been in a DMP with Payplan for just over 6 months. Some creditors have frozen the interest ( not many though...MINT, Morgan Stanley etc haven't!). Anyway I digress........GE Capital have now filed for a CCJ - timely considering I stopped the PPI only a few weeks ago!........they have decided that they want £500 off…
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Lost purse
Hi i need some tips on how to get through the week until payday on friday. I lost my purse last night with the last of my money in it. £50 :( Its not payday until friday and was so pleased that i had so much money left after a 5 week month was actually going to treat myself to a new top next week. I have petrol and i have…
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Fundraising Innova
These people have kindly put some money in my account. Anyone know who they are ? No-on has ever put money in my account before. Hope they are starting a trend :rolleyes:
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Trevor Macdonald Monday night.
I think is this a must see. A woman has rung up £50,000 debt without her husband knowing and Martin tells him on television. My husband says he would just walk out.
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Should i BT to capital one?
Hi have not posted on here for a while as have had probs one thing after another:eek: Anyway am now trying to get back on track. OH has just been accepted for cap 1 ( 0% for 18 months) and i was going to bt our barclaycard balance of 3000.00 as this has the highest interest! I have read what i can on the boards but am…
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Charlie Brooker - Aspirational TV
I'm so pleased this is on YouTube!! I think it's one of the best social comments there is on modern British culture and sensibilities, and undoubtedly one of the main reasons that so many people in this country are in significant amounts of debt. Aspirational television - buying in to the "glittering lifestyle" and one…
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my friend £13k need help please!!!
hi ya i just been talking to my friend.. she has a little 2 year old girl and was with her ex bf for 3 years and they bothe totaled up £13k now he has left her to deal with it all after cheating on her thru the whole relationship... he said he would help with repayments but now he is leaving her to wit she gets £400 per…
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Wescot DCA
This morning I received (or at least hubby did) a letter from Wescot DCA advising me that I owe them £78.30 from an unpaid telephone bill. I'll give you some background and get to the point of what I'd like some opinions on in a sec. On the 16th of September last year I moved house, so on the 16th of August I contacted…
