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question about credit file
Does anyone know if I have a lot of available credit on catalogues do companies look at this and take this into account when deciding whether to give me credit or not?
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looking for a credit card that DOESNT credit check me
Hope i have the right thread here, if mods want to put it in right place if i have done it wrong:money: well we are on the subject of bad credit, can someone direct me to any place on the board that can recommend a good credit card that will not do a credit check so i can start building up my credit score again, i dont…
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If you see this mike st helens, my bankruptcy.
Thanks for posting yesterday, unfortunately I couldn't get back online until today. My main concerns regarding bankruptcy are : * My husband is general manager of a restaurant and his role includes handling money and payroll. Is he likely to lose his job ? I don't believe he has a written contract. His employers run 3…
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Hmm..it seems I CAN control myself!!!
Hi folks - the lovely response I received from you guys yesterday has really spurred me on to stop my downward spiral of binge eating/compulsive spending. I know it's going to be really hard but I have had a really good first day! I went shopping with my mum - usually an opportunity for me to buy us lots of treats - but…
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chocolatecake's diary
Hello guys, I've been lurking on DFW for a while and just wanted to say hello :T I'm looking forward to getting to know you all better - you seem like a friendly bunch! I'm well on board with my own debt repayment plan, a drastically reduced SOA and earning money through quidco, Pigsback, eBay, Amazon, car boots. I'm…
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Joint Life Insurance
hi my partner has just got details and a quote for joint life insurance for us together but Im worried as I have bad credit and he has an excellent record. Is joint life insurance like a joint account - ie, will it link us together financially and cause his credit rating to drop because of association with me? thanks Stella
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What are you looking forward to the most when you become Debt-Free?
Hi All I'm sure many of us sit and daydream about what life will be like when all the debts are paid and I wondered what you are looking forward to the most? What does life 'look' like when you have finally become debt free ? Whilst I am fortunate enough to have become debt-free recently, I don't have a very high income…
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Amazon DVD Rental
Hi, This might be the wrong forum but in true money saving style I cancelled my DVD rental thing with Amazon, they sent me an e-mail telling me that I had to return my outstanding DVD's ( I only had one left at home ) by a certain date. I would have sworn blind that it was the 11th August, so I waited until the 8th and put…
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Alliance and Leicester Current Account.
Got mine. It's a parachute account for when Nitwits get nasty about me reclaiming my charges...
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What do you live on week by week????
A serious problem for me is how much can I live on week to week. I used to try working to 100 pounds a week for me so I had 10-15 for shopping, 10 for diesel and 75 for my pleasure which would usually involve watching Forest at the weekend and getting bladdered. It has been a while since I had that money regular as I went…
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What have you spent today Thurs 17/8?
I can't see this thread anywhere else unless my sight is failing and I have missed it I have spent £15.62 in Sainsburys on some fresh bits and pieces for tea, some teething gel with free teething ring for little one, some yoghurts, some new oven mits and some fabric softener, a card for next door as they just had a baby…
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touchy subject
Hi everyone I know Vanquis are generally a bit of touchy subject but i dont want to talk about the rights and wrongs of them, I just wanted to know if anyone knows what credit agencies they use? thanks Stella
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Avoiding Debt
Hi First time poster. :) My boyfriend is in quite a bit of debt from his stint at uni - mainly a couple of bank overdrafts and a credit card. Being young and stupid he decided just to ignore the letters he got regarding repayment ( i wasnt with him at the time or he would have been told!). It's been a few years now and…
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Iriahm Update!
Hi! been a while since I was last on here as i went away to camp and then got bogged down with business/selling flat/writing all my bank charge letters LOL! today I have PAID OFF Capital One credit card AND Legal and Trade (Next Directory account). Made £60 profit at car boot last week and currently emptying flat via ebay…
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Barclaycard - anyone else had an offer ?
Hi, just wanted to ask whether anyone else had received a similar letter from Barclaycard which made laugh - I wrote to them following conversation with CCCS to offer a payment plan for a temp period, they haven't yet acknowledged the letter - but I then received a letter advising me my account was in arrears (er yes...)…
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Feeling a little foolish - CCCS question
I know I don't post a lot but I've gone and done something stupid and need some advice, I've already called CCCS but to be honest I feel even worse about the situation now as I virtually got my head bitten off :( Anyway to cut a long story short I sent off for a catalogue a few weeks ago, it arrived yesterday and when I…
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Got an interview as a receptionist!
Hi Both my kids are away at Uni and for years I was a SAHM on benefits. I have been married to second hubby for ten years and have done cleaning, home help, school dinners for the past few years. I have just applied for a job as a dental receptionist and have got an interview for next week! I havent worked anywhere like…
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THis board is slowly destroying me............
Just got my tesco clubcard vouchers through, and they are half what I normally get! Blaming you lot for making me save, and another thing I seem to be developing bags under my eyes as I direct result of checking on this site late at night, and knowing you lot you won't let me buy new makeup to cover them! :rotfl: Ok other…
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Friendly Banks?
Hi It's my first post so apologies if this querie is in the wrong section or something! Here goes. I have an extremely good friend who has got himself into trouble with debt in the past. I read about claiming back bank charges etc and decided to see if I could help him so I started off on the letters etc trail. Since then…
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Could someone offer some advice please? (Bank Account - Bad Credit)
Im not sure if im posting in the correct section so forgive me if im not.. Im just looking for some advice.. My partner has a 'fairly' well paid job (for this area!) and went in Barclays to open up a Bank Account in January and they just offered him the most basic account you've ever seen.. he had no choice but to take…
