What are you looking forward to the most when you become Debt-Free?

debbycatz

Hi All

I'm sure many of us sit and daydream about what life will be like when all the debts are paid and I wondered what you are looking forward to the most?
What does life 'look' like when you have finally become debt free ?

Whilst I am fortunate enough to have become debt-free recently, I don't have a very high income and I have been better off in the past. During my more well-off days, I loved being able to buy books on spec and not having to think about whether I had budgeted for one or not.
I loved being able to say a resounding 'YES' when asked to join friends for a night out or a meal or a leaving do at work.
I loved being able to contribute generously to collections and also buy lovely birthday gifts etc.
Hmmmmmmm.....come to think of it, no wonder I did end up in debt :rotfl:

Seriously tho' - for me it's not the 'big' things I look forward......just the little everyday things and a feeling of security that finally having a few savings tucked by will give me.

How about you ?

Glass_Half_Empty??

I cant wait as if I am still earning what i'm earning now I will have around 200 quid to play with every week :eek:
I don't know how I got my self in this mess but i'm hoping in around 18 months I will be out of it. I don't know how yet but I am hoping

pounds_and_pensive

The best thing about my recent debt-freeness isn't something I've wanted to buy as such, but the relief on knowing that when the post hits the mat every day, it's not going to contain more financial hate-mail from organizations who are demanding money that I can't find, often charging me even more for writing and telling me so. Also, the joy of being able to answer the phone to unknown callers, or to be able to open the front door without first having to consider whether there might be some bailiff or debt collector lurking out there like Inch High, Private Eye.

I was never really wildly extravagant (my debt came about as a result of a drastic change of circumstances), but post-debt, I don't think I see spending money in the same way as I used to. For me now, it's mostly about trying to acquire more of the stuff. I've definitely been MSE influenced

lynzpower

I just cant wait for more great feelings that you get from closing credit card :j

Broken_hearted

Sad as I am lol. I can't wait for the day I phone to close the accounts to listen to them ask 'what can we do to keep you', and I get to reply 'nothing, goodbye'. Then spend my money doing all the adaptations the house needs after blowing the budget on a holiday.

CrustyMcMuffin

I can't wait to go on a spending spree with the credit cards!

Seriously though, I'm looking forward to being able to treat my kids to whatever(within reason!) they want. Lately out family outings have been to parks and the beach. It would be great to take them away for a weekend and find some fun stuff to do and not have to worry about money.

HomeJames_3

Im looking forward to saving I know it sounds stupid but ive never saved for anything before always relying on the CCs and the thought of being debt free (hopefully by Nov 09) I should have £1000 a month disposable income Im lucky if Ive got £50 at the moment. Now that im in the MSE mindset hopefully ill be able to save most of that each month.

msmicawber

Well, I'm just out of debt myself, but not flush with money so still have to take care, but I'm looking forward to being able to go into a shop that isn't a charity shop and buy some clothes for myself that are NEW, not just new to me.

More than that though, I'm also beginning to enjoy the feeling that fewer things in life can bite me on the bum when I'm having a bad day - I always seemed to get a pompous 'phone us immediately about your unrealistic payments' demand letter from the CC companies in the same mail as a housing benefit reduction letter and I was only at home when the post came because the blasted car had broken down!

overbudget

We had a few months debt free before the house renovations went overboard - what I liked most was being able to buy things spontaneously without working out if they were possible in the budget. Not huge things but smallish things - meals out, presents for people, a new outfit or whatever. I'm looking forward to that again (a tiny dot on the horizon as yet but it is there!)

llh189

I want to get myself in to a new huge debt and buy my first home, I know that homeownership isn't the be all and end all but at 31 I really really want to put some roots down, and get a little stability in my life. Can't even think about if for 18 months but I am counting!!!!!

loobyloo1980

I am looking forward to having spare cash to spend how I want rather than on so many bills