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question about credit file

Does anyone know if I have a lot of available credit on catalogues do companies look at this and take this into account when deciding whether to give me credit or not?

Comments

  • I believe that anyone who does a search of your credit file will take into account any available credit that you may have such as credit cards, catalogues etc.
    Donedoingdebt Lightbulb moment January 2000. Debt at highest approx £102,000. Debt now (October 2009 - absolutely fork all!!!):beer:
    CSA case closed on 02/09/10 :beer::beer:
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    get a copy of your credit records.... costs £2 per agency.
    or you can do it for free if you use their trial offers.
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