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Hi!
Hello there, I work for a well known bank (mainly in the debt management side of it) and am here to answer any questions you may have. Here are the most important things you need to remember when in financial difficulty:- 1. First you have to admit that you are in difficulty. Its no good claiming to your creditors that you…
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What Have I Done?
I just looked on that thread about making money from nothing and I posted, asking if it was spam. i was immediately thanked by the poster of the thread and then it was reported and closed. By posting have I compromised my security in some way. Im rather worried that he thanked me.
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Bad credit - loan applications
please could you advise me on what type or would be the best personal loan to get for someone who has a bad credit rating and one CCj. I need to get a small loan for just one year to get me out of the situation i'm in. jumpjet67
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spectrum advice please
My sister in law has been dealing with spectrum for the last 3 months,has paid 2 months of £350 to spectrum and then pays £27 a month for 5 years and then pays back a lump sum of half the debt,in this case would be £11000 on a debt of £22000. After speaking to me and telling her about this site she has realised that she…
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Strange NEXT account!
Strange thing happened to us with NEXT catalogue..... They have sent my 12yr old one!! Now I know she hasn't applied for one lol They keep sending letters offering her free delivery with her 1st order, price of catalogue added to first oder, etc! :eek: :confused: I applied for one over a yr ago (in my name of course lol),…
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Gorgeous Suit for graduation
Hi My daughter graduates on July 12thshe is in Norwich so we have booked a cottage down there for the week as we are 250 miles away! I had planned to go out and buy myself a posh outfit(didnt know how i was going to afford it on top of paying for the cottage, daughters hire of cap/gown, pics etc etc) but hey I would…
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Advice please, worried sick
I am at present employed in a job that is low paid and I am struggling with Debt and am finding it hard to manage. I went for a job with a much better salary, which would help me to pay my debts. After the interview I heard nothing for 3 weeks and assumed that I would not get it ( I messed up the interview a bit), anyway…
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Bank charges reclaim from Halifax
I bank with Halifax and I need to reclaim some bank charges (don't know the exact figure yet) but I wondered if anyone has done that successfully via the Halifax. I have been told that the Hlaifax will go to court to avaoid paying back the chargs. Anyone had any experience?
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Goals for W/C 14/05/06
Morning all you DFW. Here's the link to last weeks post! http://forums.moneysavingexpert.com/showthread.html?t=194235 How have you all got on. 1. List items on ebay for sale Nearly - my model won't keep still. Will finish today. 2. Clean out kitchen cupboard and drawersyay! done - thanks stardrops! 3. Look at charges on…
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was it a wise idea????????????
Hiya, I have made a decision and i just like to know whether i have done right or wrong? if wrong i will try not to rapeat again with such ideas. I have a egg loan of 4500 approximately paying at 350 per month (7.7%). and other on credit cards of approx 600 at 6.9%. this week i got a MBNA cedit card at 0% on BT for 9…
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What have you spent Sunday 14th May?
Evening/morning!!! Thought that as I was still up I would start this thread!! I haven't spent anything today so far, although have been tempted by eBay!!! Hope everyone has a good Sunday:D
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What have you spent today? - Sat 13/5/06
No sign of this thread out there, so here it is... I've technically had a no spend today, but on the other hand I let OH loose with his card on the joint account for the first time. So *we've* spent just under £250 on new fencing. (And I've had a chocolate-free day - hoorah!)
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URGENT: If you have a BARCLAYS CURRENT A/C, CHECK IT NOW
Deleted....
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Staying in on Saturday 13th May 2006!!
Hullo hullo hullo!!! Thought I'd start this thread as there's bound to be many more like me who, to save money, are staying in tonight while others are out on the lash spending loadsa dosh!! So what is everyone up to tonight then? I am currently studying (in between looking on here!!) Boyf cooked me a lush dinner of…
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Being in debt is the best thing that has ever happened to me
I know this sounds like a very bizzare thing to say, how can debt ever be a good thing? Well i feel like a confessional and just writing and getting a few ideas off my chest The first day I confronted my debt I was in poor shape, I dont mean physically i mean my life was in bad shape. I wasted money on nights out, sky at…
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Bread maker - spare part cost (Shock)
Hi, I thought I'd share this with you as I think it is madness. I have a hinari hb174 bread maker, the paddle is working loose and I'm not always getting a loaf out of it. So I went to spares2go (the only site that came up on the search) they want Are you ready for it? Make sure you're sitting down £29.96 (pence might be…
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need help please
please can anyone help got a secured loan which i have missed 3 months cos hubby lost job filled in means test offering £40 pr month but now recieved court date is there any way of stopping not had reply on offer so should i ring them (company is ge money ) they were not helpful last time and they turned down loanguard…
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Quick Question Dose Anyone Know About Bankruptcy
hi my oh is bankrupt and is just wondering what percentage of surplus earnings they take from you thanks
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I Have A Trial For A Part Time Job Tonight!
As you know Ive been searching for a 2nd income for the last few months, I have sent off my cv to most pubs and resturants in my area and also continually searched local new papers and job websites. There were three jobs I really liked the sound of, one at a local hotel working evenings on reception - heard nothing :( a…
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What would you buy?
Just wondered...We all spend our money on different things, some things we consider are essentials, some things are luxuries, but if you could only buy one thing this week, what would it be and why? My day just isnt the same if I dont have marmite, so thats what I would choose!!:D
