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Bad credit - loan applications

jumpjet67
Posts: 5 Forumite
please could you advise me on what type or would be the best personal loan to get for someone who has a bad credit rating and one CCj.
I need to get a small loan for just one year to get me out of the situation i'm in.
jumpjet67
I need to get a small loan for just one year to get me out of the situation i'm in.
jumpjet67
0
Comments
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Hi jumpjet67 welcome to the debt-free wannabe board.
I don't wish to appear rude in anyway but people on this board are trying to get out of debt not get into more debt.
I think your query is best suited to the loans board.
I see from your other posts you have debts of 10k and are trying to sell your property. Are you maintaining your repayments on all debts?
Why not post more about your situation and we may be able to come up with ideas to get you out of it? Loans are very rarely the answer.
EE0 -
The OP did ask for advice on a loan to get him out of the situation he is in, so maybe he wants to use this as a consolidation loan. This isnt always a bad idea if you get a low enough interest rate and can control your spending from then onwards. The worse thing to do is think that you have money again and start using your cc again.The forest would be very silent if no birds sang except for the birds that sang the best0
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jumpjet67 wrote:I need to get a small loan for just one year to get me out of the situation i'm in.
jumpjet67
situation ? if you feel comfortable posting it ?
maybe we can help rather than taking out a loan ?Debt at highest £16k+
Debt at lightbulb moment £14,800
Current debt £6336
Cleared £4206 in November 05 How ? Bye Bye PPI0
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