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Bad credit - loan applications

please could you advise me on what type or would be the best personal loan to get for someone who has a bad credit rating and one CCj.
I need to get a small loan for just one year to get me out of the situation i'm in.

jumpjet67

Comments

  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi jumpjet67 welcome to the debt-free wannabe board.

    I don't wish to appear rude in anyway but people on this board are trying to get out of debt not get into more debt.

    I think your query is best suited to the loans board.

    I see from your other posts you have debts of 10k and are trying to sell your property. Are you maintaining your repayments on all debts?

    Why not post more about your situation and we may be able to come up with ideas to get you out of it? Loans are very rarely the answer.

    EE
  • tesuhoha
    tesuhoha Posts: 17,971 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Mortgage-free Glee!
    The OP did ask for advice on a loan to get him out of the situation he is in, so maybe he wants to use this as a consolidation loan. This isnt always a bad idea if you get a low enough interest rate and can control your spending from then onwards. The worse thing to do is think that you have money again and start using your cc again.
    The forest would be very silent if no birds sang except for the birds that sang the best






  • jumpjet67 wrote:
    I need to get a small loan for just one year to get me out of the situation i'm in.
    jumpjet67

    situation ? if you feel comfortable posting it ?
    maybe we can help rather than taking out a loan ? ;)
    Debt at highest £16k+
    Debt at lightbulb moment £14,800
    Current debt £6336
    Cleared £4206 in November 05 How ? Bye Bye PPI :)
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