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making extra bits of money - how do you do it?
I see allot of people making extra bits of money from selling stuff ebay or on-line cash backs? I did the ebay things about a year ago and now haven't much left to sell so thats not an option! What are these cash back site things? please tell all! any other ways? I used to do Ann Summers Parties a few years back that made…
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What have you spent today, 19/03?
I'm not planning on leaving the house coz I'm cream crackered so shouldn't spend a bean! :D
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Goals for week commencing 19 March
Thought I'd get the thread started this week as I'm sitting here reviewing last week's goals over breakfast. (Last week's thread can be found at http://forums.moneysavingexpert.com/showthread.html?t=164979&highlight=week+goal) Last week: 1. £10 spending week (not including groceries or monthly season ticket that has to be…
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Very Personal but VERY usefull information - Hope it helps
First of all - to all the mods: I am sorry if this is in the wrong place, but I thought deft-free wannabe was appropriate because of the stress and strains of being in debt. Please move if this is in the wrong place. I have found a website which as a number of very interesting articles including credit repair and sample…
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its not my debt
hi all,ive searched this forum but cant find anything about my problem so here goes. a few months ago i got a letter from mackenzie hall debt management company based in ayrshire asking me about my £5474 debt to black house finance,so i wrote back to them and said that you must have the wrong person cos ive had no dealings…
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For the first time EVER....
I have had money left in my purse on the day I get paid, from the week before. For the first time ever, I have money in the bank (OK not a lot) but it's there, it's not for bills and instead of drawing it out and spending it, we have left it there. For the first time ever, I HAVE SAVED! The £2 savings is going great, I…
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Newbie just saying Hi
New to this site :hello: I have been reading through many posts for about a month and thought it was about time I said Hi
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is my debt plan any good
after reading so many of your debt files i am wondering if my debt plan is any good. i owe 6 thousand pound and will be debt free in 2025 which seems along way off .the time we pay all our bills see earer thread there was 19 pounds left a week to pay toward my debt .my husdand is bankrupt so money has been tight. my debt…
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Lewby - SOA Advice Please
Having said hello I want to post my SOA and would appreciate any advice, no matter how small. This is the first time in my life I have looked in detail at what we spend and if I can make any other cutbacks then I intend to pay as much as I can off the credit cards. I have done a snowball calculator (as recommended by…
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help on deciding plan of action pls
Hi, I used to be mortgage-free but now my partner and I have a joint mortgage of 51k on property due to change in our circumstances (mainly my ill-health). I had to give up work and now owe 29k on credit cards used in hospital fees and living expenses since I got too ill to work. I am now working part-time and have started…
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Holiday at Home DFW Style!
I've got 10 days' leave coming up v soon (start on Weds). The original plan was to do lots of day trips. However, now that I've had my lightbulb moment, I realise that I can't afford to spend £20+ per day on a train fare and then £20+ on food/shopping/entrance fees etc. So I'm trying to come up with lots of ideas of things…
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Taking the Plunge
Hello everyone, I have been visiting this site for a couple of weeks now and have been totally inspired by the support that everyone gives each other in dealing with what is such an all consuming problem! I can't tell you how much better I have felt over the last month by taking the advice you have given to each other,…
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One step forward, two steps back
Hi I'm quite a new member of this forum but you guys seem so friendly and I just wanted anyone to share whether they often felt a "failure". The last few years have been rather harsh for me and just when I think I am getting somewhere in paying off my debt, something else happens. My husband walked out on me and my son,…
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euro disney
hi, i want to treat the wife and 2 kids to euro disney any one done it on the cheap all ideas welcome, on a budget ,i think is a better word ie where to stay is going by bus cheaper etc ie shearings travel etc
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Did you 'waste' your debt?
Bit of a strange one this to be honest, just wanted to ask anyone if they really felt they wasted the money they spent that got them into debt? Of course, I regret getting into a bit of a pickle with money but I don't feel I 'wasted' the money I borrowed. My debt started to accumulate when I was about 25, I hadn't done…
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OK, not a huge debt but I want it gone
This only my personal debt, as OH has about £2000 on credit cards but he's away and I can't find his statements, but anyway! At 11am I had... Natwest Credit Card £1543.00 LloydsTSB Credit Card £768.28 Egg Credit Card £29.87 Slate Store Card £209.96 total £2551.11 I've managed to pay off the slate card and up my direct…
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my debts
hi everone just reading the threads about creditors being able to make u bankrupt has scared me just a bit!!! these are my debts can anyone tell me if they have delt with these crditors and what they are likely to accept? im entering into a debt management plan with pay plan and can afford to pay them 223 a month egg: 3000…
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i feel better
just a quick note today i feel better because i paid £30 off one of the many credit cards i also called boots to tell them i have lost advantage card they say it has not been used since 04 and 20000 points on it HURRAH!!!!! also have started saving £2 coins £10 already and i feel like the sun is shining still got £15k…
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Statutory Demand
Good afternoon all, I have received a letter this morning from Connaught Collections saying that they are going to issue a Statutory Demand under the Insolvency Act 1986 (bankruptcy) as they are unaware of any valid reason for my non-payment. Are they basiclly saying they are going to make me bankrupt and are they able to…
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Earning and the types of jobs we do
I know this is intrusive, but I'm due to be taken on full time at a job I've been doing as self-empoyed for 5 years and wondered what type of jobs/responsibilities other people have to help me negotiate a good deal (and therefore up the repayments on my debts :T ). My job is a mixed bag as i'd been a graphic desinger for…
