For the first time EVER....

shellsuit

I have had money left in my purse on the day I get paid, from the week before.

For the first time ever, I have money in the bank (OK not a lot) but it's there, it's not for bills and instead of drawing it out and spending it, we have left it there.

For the first time ever, I HAVE SAVED!

The £2 savings is going great, I have never ever ever saved money in my life.

I'm one of....sorry, I mean I WAS one of those people who, if they had money or credit, it had to be spent on any old crap because it was there to be spent.

That was the old me/us.

It's all thanks to everyone who contributes on this site, not to mention :money: Martin, who, without starting this site, none of us would be here.

It is such an uplifter, I'm just sorry I didn't see sense (OK, MSE!) before.

Shell (feeling proud for once) :):)

Bossyboots

Well done, its never easy to change your spending habits so good on you.

Lucifer

Thats great. I didn't have any money left, as the day before payday, I paid what was left, off of my credit card!! So I suppose technically I had money left too!!

Well done you!! its a great feeling isn't it to be finally in control.

:T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T

moozie_2

Way to go :T

$17mma

It feels good doesnt it!


And well done, that amount left over at the end of each month is going increase as time goes on.

Am proud of you too :T

postingalwaysposting

:j well done :j

feels good doesnt it it was the same for me this month (15th) and i was so proud of myself and it was quite a lot just waiting for a credit card bill to pay it all off

ozzyfan_2

well done shell

I can echo everything you've said, being on the DMP has made such a difference & its so great not to have to live on credit anymore :j

Even though we have to pay our debts back its great to know that they're not going to get any worse & the only way is up from here! :beer:

LHM

Yes, well done!

Keep it up and you'll be a millionaire in no time! :T

shellsuit

Awwww thanks you lot!

(Ozzy, millionare? ha ha, I wish!)

We have just set up a DMP and the first payment is due 1st April (but shell you're a bit premature with this thread aren't you? I can hear many saying)

The DMP payment is covered, what is left, is what we are keeping for shopping, road tax, birthdays, hobbies and entertainment (you on DMP's will know what I mean) but the OLD me would have spent that money and worried about them things when they arose.

No more.

God it's been good this week, son had a friends party today, daughter has a friends party tomorrow, but instead of robbing Peter (soz pete lol) to fund the presents for the partys, shock horror, the money was there to fund them!

It is something I have never done or experienced before. (And that does sound sad but it is true!)

:):):):):)

moozie_2

shellnsteve wrote:

God it's been good this week, son had a friends party today, daughter has a friends party tomorrow, but instead of robbing Peter (soz pete lol) to fund the presents for the partys, shock horror, the money was there to fund them!

It is something I have never done or experienced before. (And that does sound sad but it is true!)

:):):):):)

Hello again shellnsteve

I think the above shows how commited you are to make your DMP work and for that, I am really pleased for you! You are doing well and hope you post many more happy threads like this one!

Best of luck :T

Kleric

well done for having some money left