We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt-free wannabe challenges

Archives for December 2013

Roadkill Rebels - January 2014
Well here we are in the third month of roadkill rebel madness. Those who have tagged along since November have seen some fairly crazy things done in the name of bringing home the pennies....literally! Many of the rebels can tell you that it gets better and better as you go: Once your eye tunes in to look for coins, you…
Jump into January NSD Challenge
Welcome to the January No Spend Day (NSD) thread!! We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise…
Challenges Board Sticky - 2014 - Please read for a list of challenges
:staradmin:staradmin January 2014 - need some extra inspiration, take a look at How much did we pay off in 2013? and add your amount to that thread. Hello All This is a list of challenges that will hopefully motivate you on your debt free journey or help you with your money saving goals. This list was originally complied…
The Completely Crazy 2014 Clothes Challenge
It's time again for the challenge to begin. Can you do it? Stick to a clothes budget for the whole 12 months of 2014? Let's see who's up for it! Below is the first post by Lula Hula who ran this challenge for many years and Citizen Kitten who started the thread last year. Hi Guys - so the new thread from Lula-Hula's…
Get It Done Weekly Challenge
Hi everyone (or anyone? :) ). Would anyone like to join me on a weekly challenge to "get things done" ? Since I joined MSE at the start of the month, it's been great, I've done a lot of reading about things, I've joined some challenges (and not been back, sorry :o ), I've done a lot of thinking about things and made a lot…
Weekly Spend Challenge W/C 29th December 2013
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. Everyone is welcome here. On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it…
January 2014- Take Your Lunch To Work Thread.
2013 is over... save your £'s by taking your Lunch To Work (LTW)! A new thread for January 2014!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in :) You can be a stay-at-home-parent, unemployed, work part time or work full time. The point is, buying lunch (or breakfast, or both if you are silly like…
NSK; "The Janus Illusion".
:T:T:TThe Janus Illusion!:T:T:T "Ring out the Old, Ring in the New" In Roman mythology the god Janus was a god of two faces that looked in opposite directions. One that looked into the past and one that looked into the future. The month of January was named for this god. Janus is also the god of gates and doors, and of…
Pay ALL your debt off by Xmas 2014!
Welcome to the third year of Pay ALL your debt off by Xmas (now) 2014! We can’t start a new year without saying a massive thank-you to the amazing mf0u1098 who started original challenge in late 2011, and a massive thank-you to spagbol who carried us through 2013 (on top of welcoming a new son into the world in November…
Make £10 a day - January 2014 challenge!! Everybody most welcome to join :)
:hello: and welcome to all newbies and regulars. This is the 77th month of this challenge, which was first started by Batgirl, in September 2007 Thanks to Batgirl for starting it, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose and MizMir for keeping the thread going. Cannot believe it is January 2014 already!!! So…
Weekly Spend Challenge W/C 22nd December 2013
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. Everyone is welcome here. On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it…
Weekly Spend Challenge W/C 15th December 2013
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. Everyone is welcome here. On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it…
The 50p Savers Thread for 2014 :)
Hello Folks, I am still in debt! to the tune of about 4600 pounds. BUT it is going down! Nothing works as well as this place for sorting out money related stuff (actually here you can find all sorts of excellent advice about pretty much everything) Now for some saving money in jar is silly - pointless even, put it on the…
2014 - £365 in 365 days!
:jAfter 4 fantastic years it's coming back by popular demand for 2014!:j :xmassmileThe £365 in 365 days challenge:xmassmile The aim: To save £1 a day from 1st January 2014, whether it be a £1 coin into a jar or piggy bank or moving it across in an online saver, it really doesn't matter . We will then open the jar or have…
2014 Frugal Living Challenge
[FONT=&quot] [threadbanner]box[/threadbanner] [/FONT]The Frugal Living Challenge 2014 It's that time of year again, the time when we all need to start thinking ahead into the new year and how we are going to tackle any debts, generate extra income and squirrel away some savings. Please take the time to read this post in…
20p Savers Club 2014
Hello and Welcome to the brand new shiny 20p Savers Club 2014 :D This thread runs similar to its sister thread the £2 Savers Club; there are no rules as such and you can join at any time of the year. The main aim is to have fun and pop in occasionally to post how you're getting on. Should you wish to join, feel free to pm…
£2 Savers Club 2014
Welcome to the £2 Savers Club ready for the start of a brand new year. The aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular length of time e.g. monthly or till December 2014, B)Save for a particular reason e.g. to pay the car insurance, to pay…
Weekly Saving Challenge 2014
One of my DDD goals for next year is to complete the weekly saving challenge. I am planning on doing it in reverse order (both to be awkward and to pay the biggest sums whilst I am most keen!). The aim is to pay the same amount of money in pounds (etc) as the week number of the year in to a savings account - with the final…
Weekly Spend Challenge W/C 8th December 2013
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual.…
Build Your Savings Challenge
Rules & Guidelines * Please declare your total for the month on the last week of each month. I will make a post reminding people a week before and during the week. I would prefer it if you can put your totals in bold or a bright colour however Please don’t post in yellow my poor eyes can’t really see that colour (sorry…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Debt-free wannabe challenges

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Debt-free wannabe challenges

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free