-
*Swimstars no more splash with cash*
Right here goes, Ive been lurking here for about 12 months, quietly doing all my sums and sinking not swimming. I have always been rubbish with money, with the attitude of you only live once so if i want something I buy it. I moved in with my partner to his flat in June 2008, paid out 10k on various things including 18…
-
Going it alone...
Hey moneysavers, As you can see I have been a member for a long time, but I usually am just in the background. I have been reading posts for a while but I think it's time to write down my debts and finally face up to what I have been avoiding for so long. So how did I get into this situation??? It started about 4 years…
-
ho hum!
I am fed up with being and feeling skint.
-
Clippy's £11.5K challenge
Now I am back from my lovely holiday to South America and have moved into my house, I feel a new diary is in order! This one will be all about debt busting mainly as I have nothing to distract me now! If you are lacking anything better to do, my previous diary can be found here-…
-
Getting ready for the Olympics
Hello - I am not in control and it's time that I was. So having looked at a couple of DFW diaries I am hoping, that with your help, I can grab my life by the xxxxx give it a bit of a shake and hope that some loose change falls out of the pockets. I will admit that I feel a bit guilty even posting on here, because having…
-
Debt free at last!
I can't wait till Tomorrow! I want to pay in enough cash into my bank to kill the last £490 of my credit card debt! In 2004 I had £15,000 of debt. I just want to be able to shout out that I'm debt free even if I dont own a home or have a mortgage. I drive a '92 Astra (cheaper annual motoring costs). I've put up this post…
-
settlement figure
-l have a loan with lloyds tsb -the current balabce is +/- £ 5 300,00 -l have been facing financial difficulties -l have written to lloyds so many time informing them of my fanancial difficulties -lloyds tsb failed to provide a copy of the loan agreement -they have since acknowleged mis selling the ppi -l wrote to them…
-
Pippi’s pulling up her stripey-socks for the final sprint towards the Good-Life……………
Hello!! Here goes - this is our peedie diary mark III thanks for reading!!! We're really into trying to live our lives to the max on as little money as we possibly can............. we have a reasonable lifestyle – on a now very threadbare budget....which I'm detailing here - join me on my omg I've no money adventure!…
-
Floozie banishes the evil elves in eleven.........
Hi guys - new diary! New Motivation! Although I guess Xmas is maybe not the best time of the year to do it eh? Unfortunately despite this being my third stab at a diary, the credit cards have got the better of me and I am owing approximately £8K because I can't stop spending! Currently have four credit cards, two of which…
-
I just need a little help and support..
Hi all Ive been wondering around this site quite a bit and subscribing to a few threads but I havent created one until now as I was a bit scared! Ive seen all the help and support all of the other forum users have had and wondered if I could lend a little bit? Basically I have a debt of £1,700 which i know is not massive…
-
Turning over a whole forest of leaves!
After 10 years of marriage Hubby has decided he doesn't want to be with me any more. Naturally I was devastated by this and even now it's difficult to struggle with (we still get on, laugh at the same things and have similar outlooks). It hasn't helped that, although he is going to be moving out,we're still sharing a home…
-
DFW Rabid Readers: reading and discussion group
During the last several days the idea to start a reading and discussion club on the MSE forum emerged. This was precipitated by the publication of the BBC list of the 100 most popular books and genuine interest in reading. And here is a brand new thread to host the MSE reading and discussion club. I would propose as a…
-
My 'I can do this, and this time I mean it' Diary
Having started trying to pay off my debts and failing a few times, I thought starting a proper diary would help me. Current Situation I am a newish single parent of three children - 9,4 and 2, I work P/T in a supermarket. My Debt currently stands at £6,627.92, but I am aiming to be debt free by what would have been my 5th…
-
I will do it this time!! £17k to clear in 2011
Hi Everyone, Have decided that I need to start my own diary on here on the basis that it will: a. keep me motivated b. give me people to justify myself to so that i won't give up this time. I have been struggling with debt for a few years now and have had loads of advice from everyone on here and i am starting to get into…
-
New start to clear our debts
I have been spurred on by reading other peoples DFWn diaries to make it a bit more official. Due to OH selling some 'toys' we were able to pay off some loans but still have too much month left at the end of the wages. I have also been trying to pay things off starting with the smaller silly bits that seem to go on forever…
-
MSE Rabid Readers: reading and discussion club
During the last several days the idea to start a reading and discussion club on the MSE forum emerged. This was precipitated by the publication of the BBC list of the 100 most popular books and genuine interest in reading. And here is a brand new tread to host the MSE reading and discussion club. I would propose as a first…
-
Place backside in gear and make the coffee stronger!
So after doing the head in the sand act for a couple years too long I finally called the national debt advice line... lovely people. Then Got excell open and the stack of (unopened) mail and started to sort myself out. Spredsheet created with mine and OH's incoming and all of our outgoings and a tot up of exactly what we…
-
Getting back in the game....
I've been really naughty..... not as naughty as I have been in the past... but pretty naughty nonetheless. I started off, in November 2008 with around £9k worth of debt. This was split between an overdraft that had spiralled out of control and a single credit card. Being only 23 years old at the time and never having a…
-
The Debts HAVE to Go this time!!
So I have decided its time to come back to MSE and get rid of my debts once and for all. Over the past few years I have made an impact on it, but have also I've became a mum, worked full time, got engaged, studyed (and passed!!) a bachelors degree at University, and got pregnant again! Phew!... sounds like a lot when its…
-
£4,000 in 9 months?
Hello everyone, I'm posting today after receiving my credit card statement which has JUST tipped over to £4,000. It always looked so much less as £3,***. I am planning to go back to university for a year next year and as i see it I have 9 months to clear my credit card. I am about to start a new job (giving up a previous…
