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The Diary of P - age 32 and a half!
Well here goes, This is my Diary! A little about me, For the last 8 years I had a job as a catering manager, It was a stressful job and not fantastic pay! The last 2 years were better pay but the new job I was in was ok at first, however in march 2010 we moved into a brand new building where the expectaions rose - a lot!…
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Time to get rid of this debt
Hi, Well i have spent the last few days going over my debts, and i need to get rid of them. So i have decided to start NOW. my LBM 23/11/10. I hope to be rid of them by 23/11/13 I am giving myself three years but will throw everything at them until there gone. I have been reading on here for a few weeks, and i dont feel so…
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This debt must go
I've just been looking at my old diary which I actually started this time last year give or take a few days. It's out of date now so I thought I'd start a shiny new one ready for the mass assault on my debts in 2011. Changes since this time last year? We are now living in our new house :j but we have added about £3k to our…
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And so it begins...
I split with my sons father two years ago with a loan i took when i suddely found out i was expecting (4 months gone :eek:), two credit cards and still with my student overdraft leaving me 9.5k in debt. I work full time with my parents helping massively with childcare, i couldnt afford to do it without them. Ive been…
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Starting Good Habits Early
Hi everyone, my name's Kate and I'm a DFW in training. Why just in training? Because I'm 19 and earning quite a good income presently so I'm trying to live like I owe a lot of people money so that I can (hopefully) build up some savings and get some good savings habits going before I need them. I have worked out a weekly…
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***The A Fixed % of Money Left After Bills Goes On Debt Challenge***
Hi, **Changed as suggested so you choose your percentage** I notice a lot of the challenges revolve around values of money - the £10 a day, £2 savers, £20k, £10k etc. I know there are a lot of people (me included) who don't have that sort of money and those challenges can be quite tough. Welcome to the very long titled…
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Looking forward to a debt busting 2011
Thought I would start a diary as I'm determined to start clearing my debts in 2011. Debts currently stand at: Halifax Credit Card £10,370.41 Cahoot Loan £7,090.00 Other Loan £7,172.67 Total Debts £24,633.08 Savings £30.06 Grand Total £24,603.02 My first target is to reduce my debt to £21,000 by the end of June 2011,…
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Thinking Of The Future - TOTF
So here is a shiny new diary which is exactly what it says on the tin.....me/us thinking of the future! It's me/us rather than us, as its generally down to me to manage/sort/control the finances. Which is probably a good thing! ;) 2011 is fast approaching and im determined to make sure we are ready for it before it…
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2 Steps Forward 3 Steps Back
Sorry decided to delete my diary. So don't read anymore :(
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Memorygirls - The Matrix Reloaded
So here we are again – setting off on a new thread as we have exhausted the post count on our previous thread “The Memorygirl Matrix” – but as you can see we are keeping up with our Matrix inspired theme. Quick catch up to help you get up to speed with some of the chat occurring: Loads of us have read “The Secret” and we…
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Bubbles DFW Diary
Right then. After being an avid reader of these boards for years now (under different names), I have finally decided to take the plunge and start my own diary. I'm not entirely sure how often I'll post and what kind of things it'll be, but it will be a place for me to keep track of how I'm doing and to remind me to do…
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Stupidboy's Debt Free Diary
D-Day, Judgement Day, Step 1....whatever you want to call it this is the day when I have to take stock, which I have done - and face up to the fact I am in serious debt. How serious? I guess very, but for a long while I have buried my head in the sand and thought I'm ok, I can survive, I will manage. I have visited here…
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I Will Will Will Do It This Time!
After some inspiration from people on this site, I have decided now is the time to start my own debt busting diary. I haven't really considered it before but after realising some things about the money I owe and through being inspired by people on this site, I've decided that I must stop procrastinating and get my debt…
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Sorting through my rubbish
I have been lurking on this website for a few years now, mainly reading threads and posting occassionally. Started PADding (twice) and stopped (twice!). Avide fan of the OS threads - all hail the Stardrops:D I have managed, mainly through being a shopaholic and a hoarder, to get myself in a real pickle both financially and…
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10 months and counting!!
Having forgot my old password I decided to set myself up with a new username and have a fresh start! So here it is new diary and new focus! A bit of background: I'm a married mum, currently working 2 or 3 days a week. I've just found out that there are going to be redundancies at work and a complete staff restructure.…
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have you see this Disney Deal
Just wanted to make sure people with children over here saw this deal, about going to Disney cheap. Really wish I was in the UK now! http://www.moneysavingexpert.com/deals/cheap-disneyland-tickets cheers chev
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going it alone and tackling the debt.
hi all i have always had a nose through peoples diaries on here and now i feel like it is time to stop lurking and start my own diary. the reason behind this is i found out 2 weeks ago my partner was seeing someone else, we have 2 kiddies together age 7 and 4 and have been together 9 years since i was 16, it obviously hit…
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£3,337.97 is the Magic Number!
Hello all I've decided to start a thread to help keep me focussed on finally get rid of our credit card debt, so here, in a nutshell, is my story: Approx 7-8 years ago, my OH decided he wanted a motorbike so we opened a credit card account and bought one - and since then we've not once been debt free, even though he sold…
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The start of my DMP journey
This is a record of my DMP journey the highs and the lows and how I deal with it i feel it will help me to have somewhere to write down my feelings good or bad and will give me somthing to look back on. I have spent the last couple of years trying to deal with our debts cutting down, changing provider’s etc but with the…
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Arnoldrimmers debt diary
I will begin my debt diary without a realistic prospect of ever being debt free but to give me a chance to focus and if anyone can suggest anything it will be appreciated, or needs help getting to sleep they could read it all. I owe roughly £25,000 and all but one has now defaulted. I'm not sure of the total figures and…
