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TestCall's First Steps
Hello everybody! First of all, I've been a lurker here for a very long time. Thanks to everyone who's posted on these forums, you've been very informative. Now, let me introduce myself. I'm male, 21, single, blue eyes, brown ha... oh wait that's not very relevant! I live in Surrey, and I have two jobs - one full time and…
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Money, Money, Money!
:TThanks for all replies to 1st msg. Have taken advice and contacted landlord re rent, phoned council and benefits office to chase claim up and looked up advice board on earnin extra income. Will def give few of the ideas a go. Bad news! Mother in law died yesterday and kids are distraught. I feel really guilty cause all i…
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Insane RAMblings of a barking sheep
well here it is MY DAIRY :eek::eek: thanks BOB:mad: am i in debt no,but i lead a debtor's life should i be here?? probably not ,but this is home,this is where most my mse friends are,,,,,:o this where i come for advice,help,and a laugh :rotfl::rotfl::rotfl: back ground for any who dont know me (the Baarrking one)(the…
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Lee's Debt Free Diary: New Years Day Here I Come!
Well, it's about time I posted this... thanks to you all for your support, ideas and spirit so far. :) A little bit of background: my wife left in December last year (2008), and at that moment I decided I'd had enough of living in the pit of my £1,500 overdraft every month (courtesy of her, essentially), and I was going to…
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trying to clear them all
hi, new to the site. Loving it already! Quick update about me, 42 (:rotfl:) year old single mum of two gorgeous girls. Trying to clear all my debts before they leave school and the family credit goes with them...work full time but still seem to have no pennies left. Reading everyones positive comments is really spurring me…
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Steady as she goes...Mizmir starts over
Well I am under instructions from BOB to start a new diary so here it is. For those who don't know me, I have been a DFW on and off for some time - each time I have tried, it has gone well for six months or so then circumstances have overtaken me and I have gone off the rails. Result is that my debt is only slightly lower…
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Our journey...
Not in a huge amount of debt, however my loan with A+L will finish in 3 years, in which I pay £200 a month. - This isn't much of a problem. HOWEVER, my credit card. I owe £1500 to Natwest, in which I am paying interest on, here is my plan : Applied for the Virgin credit card with 16 months of 0% interest, and I am to be…
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The new miss money saver!
Hi MSE members, I wanted to share my joy, as of today I am 100% debt free! Yes I made it! I am so pleased.:D:D Little bit about me, I started my current employment at 16, earning far to much money to handle for my age. Which was £700 a month, I saved, learnt to drive and thats when the debt started. I purchased a car on hp…
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Benbenandme's Coffee Shop ... All welcome!
Welcome to the next chapter of my diary !! The last one, benbens moneymaking adventure, started 12 months ago and I thought it was now time to crack on with a new chapter. For those of you who are new here, welcome!, for those of you who have helped me on my journey, thankyou and please continue!! :D :D I will post my…
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Doing this for me
So another diary. I had planned to make this extremely witty and fully of excitment but just like most of you of here I need to get back on the wagon, pick my family's finances up the ears and give them a very good shake. My background is that both DH and I have been luckily enough to earn a wage to cover our way but being…
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Just another debt free wanabee
So here I am, about to confess all. I have a strange feeling I might feel so much better when i'm done, so here goes: I've been in debt since I was 18 and able to get credit. It started of with a credit card, then 2, then a loan to pay them off, but not cancel, then maxing them out again and getting another loan and still…
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Sorting out finances for the long term
This is my first time on here though I get Martins emails every week and find them useful. I didn't think my debts were too bad, but when you add them up, well I just don't really see what I've spent the money on. Yes some fabulous holidays, I love the adventures but now it is time to tighten the belt and get sensible. I…
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When you're in a "Debt hole"..Stop Digging!
Well, it's up to been one month since I finally faced up to reality and squared up to my financial crisis i.e approx £17,500 in debt and outgoings still exceeding income. My partner is desperately looking for work but no joy. The debt is basically my credit cards (3), loan and an old gas bill. The hardest step was…
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money, money, money!
:confused: New to chatting on line and rubbish with computers so please stick with me. My names Jackie and i'm 31yrs. Seriously havin money problems, am off work sick and gettin no money. It's a nightmare! Have had no money for 7wks except child benefit and family tax. Have 3 kids so that doesn't last long. Rent due on 1st…
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Revamping my life
My new debt free diary. I have goals like having my own flat, sorting my head out and progressing in my career. And clearing my overdraft to reduce my stress levels. :beer:
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Diary of Kitleo a Debt Free Wannabe.....
Hi to All :wave: I have been a member of this site for several years - first started when I got my lightbulb moment :idea: realising that I had ordered some furniture from a catalogue to go in the newly decorated bedroom and that come the first payment I would not have enough money to pay for that and all the other things…
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Nicnacnoo needs to spend money on better things!
Hi all, Ive been here before, tried to write a diary to spur me on to clear my debt, but as im back that means it didn’t work! Im gonna give it another bash cos I have debt I don’t want! A bit about me, im a 30 year old single mam to 2 little monsters aged 3 and 5. We rent the house we live in from my mam. I work 16 hours…
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3rd time lucky?
As the title of my diary suggests, this is the 3rd time of giving this debt busting malarky a real go. I had my first lightbulb moment back in January 2008, and since then we have been on/off the DFW due to buying our first house and getting married. When we first started debt busting, we were earning £39,000 between us…
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A slight parting in the clouds
Hi Guys I have been off the boards for along time and I always know I'm in really bad form when i stay away. The better I start to feel about life the more I come on. Weird isn't it, it should be the other way round. Ok those of you who don't remember me I worked really hard and became debt free in 2007. But I lost my job…
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Josephine's 'I will buy a house by the time I'm 30' diary
As a frequent lurker to these boards I have really got into the whole DFW idea, and my ultimate target is to be debt free and to be able to save for a deposit on my own house/flat etc. I earn a pretty good wage and so getting a mortgage in theory shouldn't be a problem, but its getting the deposit together which is going…
