Sorting out finances for the long term 29 July 2009 at 8:01PM in Debt free diaries 6 replies 465 views

GillyT

This is my first time on here though I get Martins emails every week and find them useful. I didn't think my debts were too bad, but when you add them up, well I just don't really see what I've spent the money on. Yes some fabulous holidays, I love the adventures but now it is time to tighten the belt and get sensible. I am desperate to save a deposit for a house, it is going to take me a few years but if I don't start now I'll be 40 and still living in a share flat :eek:! I have a reasonable job but it doesn't pay that well, I think I might need to bite the bullet and get a part time job for a few months, rein in the spending throw some money at the credit cards. I'm already doing my food shop online to try and save some pennies. After paying rent, bills etc their isn't very much left in the pot for fun stuff :-(

Well needs must and all, here goes, I will be debt free in a year!

LeeSouthEast

You can do it ! Post your SOA, we'll give you all the help we can.

boredofbeingathome

Welcome to the boards GillyT.

It always is a gradual realisation and the thought ..i can't go on like this.

Have you had a look on Oldstyle for shopping inspiration, plus money off codes and cashback through Quidco..it becomes obsessive after a while.

Extra dosh is always good, so have a look at Mystery shopping, some advocate free bingo( i would rather chop off my hand), dooyou reviews, all and anything help towards that ever important debt free day.

Good luck on your journey.

BOB x

GillyT

Thanks for the advice and support, I'll definitley have a look at Quidco, as they say every little helps!

x

boredofbeingathome

This article is good for info too on the cashback sites.

http://www.moneysavingexpert.com/shopping/cashback-sites-comparison/

Fire_Fox

Welcome to diaryland!

betti911

Hello! Well done for taking the first step. I look forward to read of your progress.