Benbenandme's Coffee Shop ... All welcome!

benbenandme

Welcome to the next chapter of my diary !! The last one, benbens moneymaking adventure, started 12 months ago and I thought it was now time to crack on with a new chapter. For those of you who are new here, welcome!, for those of you who have helped me on my journey, thankyou and please continue!!

I will post my updated soa in the next post and explain a bit more about my journey. Anyone fancy a cuppa??

wendz86

Have lurked a few times in your old diary so looking forward to seeing how you are getting on!

yukkibear

Ah a new diary. Good luck with your summer hols challenge

benbenandme

Okay, my soa:

Income:

wages 690
tax credits 493
child ben 80
maintenance 320

total 1583

Outgoings:

mortgage 340
contents 8
life !!! 28
electric 59
tv licence 11
water 20
car tax 13
car ins 25
car maintenance 28
ground rent 15
service charge 25
childcare 100
council tax 77
broadband 25
mobile 30
food 150
petrol 60
birthday party fund 10
school lunches 10
sofa 21
gym 31

total 1086

income - outgoings = 497

This extra money is split as follows:
isa 50
mortgage overpayment 200
general living on money 247

I don't have any debts other than my mortgage which currently stands at £46,000. I am aiming to reduce it to £40,000 by the end of this year and the longer term plan is to clear the mortgage by my 40th birthday (4 years and 2 days ).

I already chuck £200 from my income into the mortgage pot but also any extra money I make also heads in that direction. This comes from ebay / car boot sales / matched betting / surveys / anything else that I can think of

benbenandme

Ah yes, the summer hols challenge Yukkibear
I work in a school and therefore am lucky enough to have a huge long holiday at the moment. I challenged myself to make an extra £1000 but so far have only got up to £28.40 However, I am planning on doing a car boot sale this weekend so hopefully that figure will go up a bit soon.

hypno06

Did someone mention coffee :j

Do you have a sticky cake to go with that

benbenandme

absolutely hypno :rotfl: :rotfl:I bought a coffee sponge roll and a chocolate one too in M&S yesterday, (2 for £2 ), no fresh cream to go with them though, sorry!

benbenandme

Yay, must be a lucky diary, I just had through a survey invite that earned me £4 :j

Kittikins

*Kittikins passes her plate for some choccy cake, stuff the diet*

I found you, wasn't hard now was it....lol.

benbenandme

Just going through some old stuff and found that last year at the start of the summer holidays my mortgage free date was March 2030, so in the last 12 months I have brought my mortgage free date nearer by just over 6 years :j :j

boredofbeingathome

Sits with Tea and biccie.

Well done on all your challenges in the past and good luck for the next ones. Looking forward to reading your new diary.